Usaa quoted double the next highest price I received. Ridiculous

I have two carts both Yamaha’s a 2014 & 2015
Their insured by Foremost through Farmers.
500 deductible, and I pay $151 for both.
If I recall correctly Villages insurance quoted me
quite a bit more for the same Foremost insurance,
so shop around!

Foremost renewal cost increase was absurd. Villages insurance bundled it but you need to tell them to look around. They should be doing this proactively

HO policy has a lot of exclusions for motor vehicles of any type. Policy would have to be loaded with endorsements in order to cover the golf cart. Same reason HO policy doesn't include you cars.

Separate policies for cars, boats, motorcycles ATV's etc.

Read the policy, you will typically find it only covers the golf cart for damage AT THE HOUSE, you typically have no coverage for an accident or loss on the road. Also, may not have any medical coverage.

USAA is not competitive on insurance on anything. I tried them on homeowners, car and cart - not close to competition on any insurance. They are a real rip-off.