Could be to too many DWI’s and accidents!

Theft should be your biggest concern. Pick up truck and/or trailer gone in < a minute

Confirmed? What over the phone.

We obviously have different coverages for a much different value cart.

That physical damage may be for liability.

Personally I want to see the words Collision and Comprehensive with actual value.

But whatever I didn't come here to have a insurance measuring contest especially with so many different cart values and variables.

You're right, I have more coverage and lower deductibles for less cost.

Liability coverage is in the section labeled "Liability to Others." Physical damage to my cart is covered under Comprehensive and Collision.

You do see the words "Actual Cash Value at time of loss" on the Collision and Comprehensive lines. You could ask about "Full Replacement Cost" though that will certainly come at a higher price.

You're original post mentioned a $78 increase to a $309 plan an a Progressive quote of $209 for a $10K/$20K plan with a $1,000 deductible. What you just posted looks like a Progressive quote for $215 for a $100K/$300K plan with a $500 deductible. That seems like a pretty good quote compared to what you first described.

You asked about reputable companies with competitive pricing. To me, Progressive is a reputable company and the pricing seems very competitive.

The pricing and coverage on your 23 ezgo is nearly identical to my 24 evolution, I think my uninsured has higher limits and my cart value is likely much less than yours. I'm confident in both state farms and progressives claim handling and reputation.

This makes me feel better about what I thought was too high cost for a golf cart.

Any quotes on rickshaws. Asking for a neighbor

Allstate has the best golf cart premiums. Call Abshier Insurance Agency at 352–245-2423.

I'm very happy with Allstate.:bigbow:

What covers theft? Comprehensive? I can buy parts on Amazon but not the whole darn cart. I've never owned a car worth stealing lol

Comprehensive coverage will pay for the theft of the golf cart and a lot of other things like a fire. I was in the biz. Noted your last line and understand. Decision you need to make. Some of the older carts in and around TV are worth more than others outside of TV