Talk of The Villages Florida

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-   The Villages, Florida, General Discussion (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/)
-   -   Help. Closing day? (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/help-closing-day-350226/)

Heartnsoul 05-23-2024 09:23 AM

Thank u for being kind by trying to help. Yes I'm alone with a very sick husband who used to do everything but now can't. He's being hospitalized again Tuesday. Closing didn't happen yesterday when I realized ac wasn't working. Today I'm supposed to close. I've asked to go over hone this morning to talk to ac guy myself but no one is contacting me. I'm alone, crying, because purchasing a home while my husband is ill is overwhelming to me. I wish I had a intelligent man who could help me but after my husbands stroke, 3 brain surgeries, seizures, etc I've LOST him.

Heartnsoul 05-23-2024 09:28 AM

It was set at 78 when I went in and hot as hell. I lowered it to 74 and nothing!! MY RE AGENT didn't care and walked out the door. My husband isn't well. I am alone with no one to help me

Grinchie 05-23-2024 09:39 AM

Yes. A vital part of the issue. Thank you for emphasizing rather than calling ‘troll’. She needs someone to accompany her to the house & check thermostat & breaker.

Grinchie 05-23-2024 09:41 AM

Quote:

Originally Posted by Heartnsoul (Post 2334103)
Alone with a very sick husband.

Yes. She is alone & hubby is ill. A vital part of the issue. Thank you for emphasizing rather than calling ‘troll’. She needs someone to accompany her to the house & check thermostat & breaker.

MSGirl 05-23-2024 09:58 AM

Quote:

Originally Posted by Kelevision (Post 2333889)
This person has been in the process of buying a home IF you were to look at their posts. I’m confused by what you think the definition of troll is? ( online bully is the definition) This person is definitely not a troll. They’re looking for answers but in the wrong place. This is TOTV, the most UN-friendly site attached to the villages with the majority of the members not even living here.

She’s been a member on this site since 2011. This shouldn’t be her first rodeo unless she has been renting all these years. Possibly a troll

Pairadocs 05-23-2024 10:45 AM

Quote:

Originally Posted by Pondboy (Post 2333796)
Did you not have a home inspection done ?

Home "inspection"....LOL ? Have you ever paid for one of those AND read the "small print" ? Useless, and you are still left holding the bag.

retiredguy123 05-23-2024 10:51 AM

Quote:

Originally Posted by Pairadocs (Post 2334132)
Home "inspection"....LOL ? Have you ever paid for one of those AND read the "small print" ? Useless, and you are still left holding the bag.

You are correct if you are expecting the inspector to be liable for mistakes. But, some home inspectors offer an optional liability coverage where they can be held liable. Although this coverage will basically double the cost of the inspection.

Altavia 05-23-2024 11:31 AM

Quote:

Originally Posted by Heartnsoul (Post 2334109)
It was set at 78 when I went in and hot as hell. I lowered it to 74 and nothing!! MY RE AGENT didn't care and walked out the door. My husband isn't well. I am alone with no one to help me

Maybe try knocking on the door of a neighbor and asking for help?

Could be something as simple as a clogged condensation line.

lmack 05-23-2024 11:52 AM

Quote:

Originally Posted by retiredguy123 (Post 2334033)
So, if the walk-through reveals a significant defect, the seller has no obligation to address it? Then, why do the walk-through? The house is not sold until the papers are signed. That is why you have a closing.

I have to agree and add....that this is also why you should always try to have a pre-closing inspection to insure the house is in the same (all workable) condition. The seller has an obligation to keep it so and, if they do not, negotiation can occur even at the closing table (we have done so when something no longer worked at pre-closing walk through and did proceed with fair accommodation).

Regarding the AC, totally agree with the poster that said perhaps they left it off (or set temp high) if not occupied. It's best to keep it on in FL (we leave it at 79) when not here due to the humidity here.

Re bugs, could be similar issue, if vacant for a while then traps could have dried out and allowed easier entry for bugs. We close drains (or leave rubber covers over) if gone for extended period.

defrey12 05-23-2024 12:28 PM

The “walk through” is to ensure the seller did indeed address the issues found and negotiated DURING the inspection process. Again, a buyer doesn’t get a “get out of jail free” card because they get cold feet or didn’t discover something they should have earlier in the process. It’s a different story if the seller doesn’t disclose a “material defect” that he is legally required to do. Doesn’t seem the case here.

defrey12 05-23-2024 12:37 PM

Quote:

Originally Posted by Robojo (Post 2334047)
I would walk. Ac should be fixed and I wouldn't buy abhome with roaches. For all you know they had them the whole time and can't get rid of them. I know people who bought a new home and have been fighting infestation since closing.

They’ll be walking away from $10,000…not something most are prepared to do.

retiredguy123 05-23-2024 12:41 PM

Quote:

Originally Posted by defrey12 (Post 2334165)
The “walk through” is to ensure the seller did indeed address the issues found and negotiated DURING the inspection process. Again, a buyer doesn’t get a “get out of jail free” card because they get cold feet or didn’t discover something they should have earlier in the process. It’s a different story if the seller doesn’t disclose a “material defect” that he is legally required to do. Doesn’t seem the case here.

I would consider an HVAC system that is not cooling to be a "material defect". I hope you are not saying that the buyer should sign the closing papers without knowing why the air conditioner does not operate.

defrey12 05-23-2024 12:44 PM

Quote:

Originally Posted by Robojo (Post 2334049)
Not true. If certain things were mentioned and agreed upon after inspection to be fixed for closing and those things are not fixed I would not close.

That’s true. But in the contract there are dates attached to every contingency. IF the seller fails in this respect, then they may postpone closing until repairs are accomplished, but unlikely they can just walk altogether.

defrey12 05-23-2024 12:52 PM

Quote:

Originally Posted by retiredguy123 (Post 2334097)
The OP is asking for advice about the closing. But the only information she provided is that the HVAC system was not cooling during the walk-through. The age and condition of the HVAC is critical information as to what to ask for from the seller. If the HVAC system is still under warranty, there is no problem. But if the system is relatively new, but out-of-warranty, and the compressor has failed, there is no way she should go to closing and sign the papers. In that case, the seller should pay for the expensive repair. If the system is 25 years old, she should probably be prepared to buy a new system anyway. To say that the age and condition have no bearing is just wrong.

Beg to differ. It does have bearing…DURING the inspection and contingency process. That was the time for them to make their claim as to “age and condition.” But NOT at closing. If the system had been off for a month—or even a week—there is no way it’s going to cool that house in the space of a walk through. Ever!

defrey12 05-23-2024 12:54 PM

Quote:

Originally Posted by Heartnsoul (Post 2334109)
It was set at 78 when I went in and hot as hell. I lowered it to 74 and nothing!! MY RE AGENT didn't care and walked out the door. My husband isn't well. I am alone with no one to help me

It would take AT LEAST 3-4 hours to bring the temp down that much in an average home.


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