Talk of The Villages Florida
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Talk of The Villages Florida (https://www.talkofthevillages.com/forums/)
-   The Villages, Florida, General Discussion (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/)
-   -   Hmmm. . . Insurers using drones to inspect insured properties (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/hmmm-insurers-using-drones-inspect-insured-properties-349102/)

mntlblok 04-07-2024 08:36 AM
archives
 
Quote:
Originally Posted by CoachKandSportsguy (Post 2319193)
wsj.com

Behind a paywall, i gave up my WSJ subscription for just cutting and usage. . apologies to those who like to turn people in for such. .

but copied from what I could read:

Cindy Picos was dropped by her home insurer last month. The reason: aerial photos of her roof, which her insurer refused to let her see.

Hmmm, they can also perform storm, hurricane and fraud claims reviews with the drone footages.

Technology good or not good? cost savings not passed onto consumers? claims denied with poor drone angle or conclusions from too far away?

Anyone know if any TV insurers doing this?
SIL taught me about this site. It's proven to often be right handy. (That second, "query" box).

https://archive.ph/

https://archive.is/ZqVwM

jimjamuser 04-07-2024 09:03 AM
Quote:
Originally Posted by CoachKandSportsguy (Post 2319193)
wsj.com

Behind a paywall, i gave up my WSJ subscription for just cutting and usage. . apologies to those who like to turn people in for such. .

but copied from what I could read:

Cindy Picos was dropped by her home insurer last month. The reason: aerial photos of her roof, which her insurer refused to let her see.

Hmmm, they can also perform storm, hurricane and fraud claims reviews with the drone footages.

Technology good or not good? cost savings not passed onto consumers? claims denied with poor drone angle or conclusions from too far away?

Anyone know if any TV insurers doing this?
All I can add to this subject is a generalization.........all insurance is designed to have the INSURED individual pay in a REQUIRED consistent manner. Then the INSURING Company (agent) pays out after an accident in a less than consistent manner. The Company has a vested interest in NOT paying, so they pay sometimes and sometimes NOT.

Shipping up to Boston 04-07-2024 09:10 AM
Quote:
Originally Posted by jimjamuser (Post 2319476)
All I can add to this subject is a generalization.........all insurance is designed to have the INSURED individual pay in a REQUIRED consistent manner. Then the INSURING Company (agent) pays out after an accident in a less than consistent manner. The Company has a vested interest in NOT paying, so they pay sometimes and sometimes NOT.
Oh wait....the latter I thought that was the model for Fan Duel, Wynn Bet and Draft Kings

Topspinmo 04-07-2024 09:15 AM
The drone probably captured stained roof. We villagers know stained roofs are bad:eclipsee_gold_cup: also I would think there minimum altitude that drones can fly over private property?

Dusty_Star 04-07-2024 09:21 AM
From the Wall Street Journal article:

“The technology is way ahead of any consumer protections,” said Douglas Heller, director of insurance at the Consumer Federation of America.

Some of the concerns would be: privacy, inaccurate or old photos, wrong photos.

lvshworles 04-07-2024 09:25 AM
Who do you you feel is THE BEST, reliable, honest, home roofers in our area?
A Village realtor mentioned that Florida just passed new laws regarding roof replacements! Has anyone heard if, and how they modified Florida’s insurance laws!
My concern is that my roof is 13 years old. Just had an inspection and the inspector said it still looks very tight.
Thanks

badkarma318 04-07-2024 08:45 PM
Quote:
Originally Posted by mntlblok (Post 2319458)
SIL taught me about this site. It's proven to often be right handy. (That second, "query" box).

https://archive.ph/

https://archive.is/ZqVwM
Already posted via archive site.

Goldwingnut 04-07-2024 09:08 PM
Quote:
Originally Posted by Topspinmo (Post 2319481)
The drone probably captured stained roof. We villagers know stained roofs are bad:eclipsee_gold_cup: also I would think there minimum altitude that drones can fly over private property?
There is no defined legally minimum altitude for drone operations.
If Florida there is an expectation of privacy defined in FS 934.50 but it would likely not be applicable in this instance as there is a level of inherent consent for examination of the insured property when the contract was entered into.
This discussion is all hypothetical as there in not enough facts and information in the OP to make a complete evaluation of the situation.

CoachKandSportsguy 04-08-2024 03:30 PM
Quote:
Originally Posted by Goldwingnut (Post 2319658)
There is no defined legally minimum altitude for drone operations.
If Florida there is an expectation of privacy defined in FS 934.50 but it would likely not be applicable in this instance as there is a level of inherent consent for examination of the insured property when the contract was entered into.
This discussion is all hypothetical as there in not enough facts and information in the OP to make a complete evaluation of the situation.
Here is the archived link. .

https://archive.is/ZqVwM

JRcorvette 04-09-2024 07:31 AM
Here is the skinny on Drone use…

Minding my drone business: U.S. home insurance companies are using drones to expose damaged roof shingles, yards full of combustible junk, and swimming pools and trampolines homeowners failed to tell them about. An invasion of privacy? Nope. If it’s out in the open, you can legally photograph it.

Shipping up to Boston 04-09-2024 07:42 AM
Quote:
Originally Posted by JRcorvette (Post 2319999)
Here is the skinny on Drone use…

Minding my drone business: U.S. home insurance companies are using drones to expose damaged roof shingles, yards full of combustible junk, and swimming pools and trampolines homeowners failed to tell them about. An invasion of privacy? Nope. If it’s out in the open, you can legally photograph it.
Aerial assessors. The new norm

CoachKandSportsguy 04-09-2024 11:30 AM
Quote:
Originally Posted by Shipping up to Boston (Post 2320006)
Aerial assessors. The new norm
another cheap technology removing jobs from the economy. .
roofing inspectors being replaced permanently. .


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