Talk of The Villages Florida - Rentals, Entertainment & More
Talk of The Villages Florida - Rentals, Entertainment & More
#16
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State farm
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#17
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Your best bet is to get quotes from a broker...i.e., someone who can quote rates from multiple insurance carriers. A captive agent (State Farm, Allstate, etc.) can generally only write policies from their company. There are way too many variables involved, making generic comparisons of what you pay versus the guy across town meaningless. Keep in mind that a fairly significant factor in rating an insurance policy is your FICO score. While it may not seem fair, the fact remains that your credit score has a lot to do with what you pay for insurance.
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#18
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Kin is a broker .
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#19
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Home Insurance
I had Tower hill also and this years rate went up $600, I checked out Farmers Insurance and if i bundle my auto insurance with my house it was almost half the price on my house insurance with only $500 deductible including hurricane coverage instead of 2 %.
The auto insurance was the same amount tho which came out to the same as progressive which i had covering my 2 cars. Try Farmers combining insurance you will be surprized at the savings !!!!! |
#20
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Homeowners
We just bought new this year and use State Farm (and have for decades). Homeowners premium is currently $1299/yr. Golf cart is $177/yr.
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#21
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I use Allstate for homeowners, they have better sinkhole coverage
Same as your HO deductible |
#22
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We had AAA for several years after moving to TV. When they raised our homeowners, we called Southern Insurance Group in Clermont and got a much better rate. A year later when our auto rate was raised, we again got a better rate from Garrett Johnson at Southern. Been with them for more than 6 years.
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#23
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Quote:
the key is to call direct AND set your own limits on contents to 30% of house value. Stay away from village stuff |
#24
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Quote:
The contents coverage should be no more than 30% of house value - lose the replacement cost because it’s NEVER replaced to make you whole |
#25
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#26
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Home insurance
I also have Tower Hill Ins. Has been the best deal for the last ten years. In FL for about 50 years and AAA rated
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Larchap49 |
#27
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Quote:
Mobile Home Insurance | Manufactured Home | Foremost Insurance Group |
#28
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With auto insurance, a lot of companies, even Allstate, only offer 6 month policies. What are the downsides to a 6 month policy (vs. 12 month) besides having to deal with renewals twice as often?
We have always had 12 month policies. |
#29
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AAA but would definitely price Farmers
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#30
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Southern Oak thru Nsure.com.
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Closed Thread |
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