Did YOU see the picture I posted? That was what a REAL tornado does, in a place where Farmers still services -- at rates 1/4 of what you pay in Florida.

Farmers didn't pull out of Oklahoma after an F5 tornado ripped an 45 mile swath of Oklahoma to the ground -- and then ripped the roofs off countless other homes in ANOTHER 80 mile swath. So why would Farmers leave The Villages -- where the worst disaster that has ever happened was that neighborhood in your picture, where a few people lost some shingles? Good lord, you could take that picture in Oklahoma every other week, every single spring!

You seriously think it's "off topic" for me to point out the LIES these insurance companies are telling you about why they're leaving? Wow, I guess I didn't realize this was supposed to be a pity party for poor little Farmers Insurance, who couldn't make a go of it gouging Villagers so they could sell insurance at a discount to beach dwellers!

How is your tornado in Tulsa REAL and the one in the Villages FAKE? Again, were you here to see the devastation? That picture is ONLY ONE AREA that was hit. It was taken AFTER the clean up and well into rebuilding. You lived in Oklahoma for years, when have you seen a TAME tornado? Or irrelevant lightening strikes that burn down homes, or measly little sinkholes that sink homes into the ground?

Farmers is leaving Florida in part due to many natural disasters throughout Florida NOT ONLY ON THE COASTS. Litigation may also be part of the reason. The examples about the Villages disasters were just EXAMPLES. Take into account these disasters are occurring THROUGHOUT THE ENTIRE STATE it is easy to understand why insurance companies are leaving. Florida is not Oklahoma. You can't compare the two.

Is Oklahoma the lightening capital? No, that would be Florida! Does Oklahoma have massive areas throughout the state where sinkholes occur? Does it get destroyed by hurricanes year after year? Waterspouts? Does Oklahoma have those? Unamed storms that flood communities? Sea walls breaking because of too much water? Rivers that flood? Forests that burn because of drought? I can go on....

No
 

Call the Department of Insurance and get the answer.

If you have never weathered a Florida storm, you probably have seen the mass destruction on the news. Old and new homes destroyed. Large commercial buildings turned into rubble. Mother Nature does not pick and choose. The Villages is NOT a safe haven. If a strong storm strikes, there will be mass destruction. Count on it! This happened in 2007 when a powerful tornado came through the Villages and Lady Lake. It was the second worst tornado in Florida history. The tornado spurred smaller tornadoes. In the end, nearly 1300 Villages homes were destroyed. Some worse than others. Thousands of homes in Lady Lake and Deland were also carnaged. This happened when the Villages population was small. Can you imagine the destruction that could occur today?

It can happen anywhere! The cost to rebuild can approach $1 billion or more. This cost includes vehicles and the contents of the homes. There could possibly be relocation, lost wages, hospitalization, and more.

Sadly, my property tax went UP by $250.

Get Ready to pay 2500….and more

Top 10 states for lightning:
U.S. top states by total lightning count 2021 | Statista
#1: TEXAS
#2: Florida
#3: OKLAHOMA

Sinkholes in Oklahoma:
5 Sinkholes In Oklahoma That Will Leave You Terrified

Waterspouts? Seriously? A cat-1 tornado over the ocean? Seriously? WHO CARES!

Your Villages tornado is only fake compared to a typical Oklahoma tornado. I have personally witnessed countless areas of total devastation like in my picture. Pictures like yours of houses with missing shingles don't even make the news in Tulsa.

Hurricanes only cause massive damage on the coast -- which is totally irrelevant to the Villages. My entire point is that the Villages is not at risk from hurricanes. WE ARE NOT TAMPA.

Floods? Would you like to see some pictures of the '86 Tulsa flood? '84? Would you like to know why there hasn't been such a flood in Tulsa in 30 years? Because they implemented the EXACT SAME FLOOD CONTROL MEASURES THAT THE VILLAGES HAS ALWAYS HAD. Would you like to see some pics of my Houston home during Harvey -- outside of any flood zone whatsoever -- with flood water lapping the foundations of my house and barn, while we were stranded for a week until the roads became passable? I spent the next few weeks helping neighbors clean up, who also didn't live in a flood zone but weren't so lucky.

The point is, real disasters happen everywhere, and a lot more often in Oklahoma, Texas, and Tampa than the Villages. The point of this thread is, WHY IS INSURANCE IN THE VILLAGES 4 TIMES THE COST OF OTHER STATES AND WHY IS FARMERS BAILING OUT?

I guarantee it has NOTHING to do with the weather!

If you believe the Villages is safe and there is NO REASON to raise insurance rates, why don't you open an insurance company? You can charge Oklahoma rates to every client. Let's see how that works out for you.

BTW: You might want to check which state has the most claims yearly before opening your Cheap Rates Insurance Company. Florida wins for Lightening. Hurricane Claims- Florida wins AGAIN. Sinkholes-Who would of guessed? It's Florida! Flooding? Claims vary year to year, but Florida is always in the top 5.