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-   The Villages, Florida, General Discussion (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/)
-   -   Home Warranty Companies (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/home-warranty-companies-321935/)

jmsturm 07-22-2021 11:47 AM

Home Warranty
 
Have First American Home Warranty. Two weeks ago called about hvac in the am. Was fixed that same day. $75 copay. Can’t say it works perfectly every time but I do not have to search for a contractor and First American stands behind the repair. Monthly cost approximately $54. It gives me peace of mind because I am not handy.

llmcdaniel 07-22-2021 12:04 PM

We have American Home Shield for $76.37/month. It covers literally everything plus the pool motor. Besides major appliances, ac, it also covers the mini-split on the lanai room, overhead fans, doorbells, etc. Whenever I have a problem, I’m charged a $75 deductible, but everything else is covered. For instance our ac compressor went out this spring. A several thousand dollar issue cost me $75.00.

Patti Jurgensen 07-22-2021 12:35 PM

Home Warranty- Cinch
 
Our air conditioner went out 5 weeks ago. We have a Cinch Home Warranty. Not sure if anyone in The Villages have dealt with Cinch. Sears came out and put in Sears stop leak and damaged the Coil System, which Cinch recommended. Cinch had Bennett air conditioning come out and they now advised we need a new Coil System. I am wondering if it will take a week or even two weeks to get this system given the temperatures.

retiredguy123 07-22-2021 12:40 PM

Quote:

Originally Posted by llmcdaniel (Post 1976813)
We have American Home Shield for $76.37/month. It covers literally everything plus the pool motor. Besides major appliances, ac, it also covers the mini-split on the lanai room, overhead fans, doorbells, etc. Whenever I have a problem, I’m charged a $75 deductible, but everything else is covered. For instance our ac compressor went out this spring. A several thousand dollar issue cost me $75.00.

That's more than $9,000 over a 10 year period, and you still need to pay $75 when they show up? You could have purchased a complete HVAC system and all new kitchen appliances for that amount.

Roron123 07-22-2021 01:08 PM

352-307-5100 Broward Factory Services My sister has had them for over 20 years and they have given her excellent service! I just signed up my home also 3 years old very cheap if you do it early! Over $200 for the year

hhart 07-22-2021 11:04 PM

What does it mean to self insure
 
Who does one go to self insure rather use a home warranty company? Do you mean your regulate home insurance?

llmcdaniel 07-23-2021 04:32 AM

In our 11 years, my washer, dryer, fridge, microwave, and pool motor have all been worked on. Believe me, I wouldn’t be without it. Do as you wish.

Bestpair 08-16-2021 05:36 PM

This is Con the sales manager with Broward Factory. I just had a couple buy off your statements. My number is 407 738 6257. If you call me with your name and phone number. I will turn you in for $50.00 for referring Broward Factory. Thank You

Bestpair 08-16-2021 05:37 PM

This message is for Golfer54

BigSteph 08-17-2021 09:57 AM

Quote:

Originally Posted by KRMACK55 (Post 1976544)
Had choice home warranty and it was the biggest waste of money. They charged an enormous sum for limited on appliances and home systems coverage. Stove broke down and it took weeks to show up, had to pay a deductible and a portion of the visit. The repair lasted a few months. They do not replace anything that breaks down each item has a deductible and they contract out. They are being sued in many states for non service resulting in larger damage. The entire industry is riddled with fraud.

Put aside an emergency fund instead.


We had one of the bigger named national warranties back in Virginia. We bought a 31 yo home and figured it would be worth it in the first year in case the seller hid something from us in the purchase.

We called for service and they charge a fee for every visit. They don't send the best, they send the lowest contracted technicians. They try to patch and not fix -- and definitely don't want to replace. They didn't respond in a reasonable time -- wanted days to a week for first visit.

Anyway, it seemed reasonable on paper, but turned out to be a waste of time and money -- I ended up fixing one problem and just replacing HVAC on another.

We did call and complain and they sent us a check for several hundred when we cancelled.

To each their own, but we wouldn't do it again.


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