Originally Posted by tophcfa (Post 2328777)

This is an important and good thread that I have bookmarked and will be referencing later this year. Keep the information coming. We have already been notified by Farmers that our policy won’t be renewed this fall and I’m not looking forward to having to find a new provider at a reasonable rate. Our home is over 20 years old, but has a two month old roof and is in excellent overall condition. I dumped The Villages Insurance several years ago because of their very poor and slow communication and inability to find us competitive rates relative to an outside agency. My wife and I have owned six homes during our lives and have collectively filed a grand total of ZERO homeowners claims, but that doesn’t seem to work in our favor. I would be willing to consider signing a waiver prohibiting us from litigation for a new roof in exchange for a more reasonable rate if that’s what necessary. I would be very interested in feedback from others who have explored that option?

Originally Posted by True Blue (Post 2328707)

What does USAA write you a check for on your insurance at year end? We have USAA and have never received a check at year end.

Originally Posted by MikeN (Post 2328719)

How ridiculous is it that the Villages won’t continue with your insurance policy. Just another failure for TV

Originally Posted by arbajeda (Post 2328670)

We were not renewed by Progressive and went to State Farm, transferring home, auto, golf cart, and umbrella. The new premium total came out to less than what we had been paying. Your results may be different because of things like credit score and whatever else the insurance company uses in calculating the premium.

Originally Posted by Just jimmy (Post 2329232)

We called State Farm. If our roof was put on after 2020 they wouldn’t talk to us. Our home is 2017.

Originally Posted by Desiderata (Post 2328710)

I had the same experience with The Village’s Insurance. Very slow response time, and that was when I wanted to purchase a policy. Makes me wonder what the response time would be if I needed to make a claim.

Originally Posted by JGibson (Post 2329418)

TV insurance doesn't work with all insurance companies like Geico for example.

I wouldn't rely on them only.

Originally Posted by Jim1mack (Post 2328332)

I like probably many others have been informed that your current policy will not be renewed.
The Villages Insurance is whom we went to to get our current policy on the home we bought new ten years ago. They have come up with one or two suggestions with whom we could use for a new policy. One is over $1k above our current policy, which they recommend, and the other has about the same premium.

Question: if you have had your policy discontinued, with what insurance company did you end up going with?

Originally Posted by sowilts (Post 2328837)

It is the dividend. I have received one for a long time

Originally Posted by mrf0151 (Post 2329350)

We had excellent service with The Villages insurance brokers, but something happened about 4 years ago. All of the sudden their communication with returning emails and phone calls became very poor. We would leave a message and it took several days for a response.
Went with Lassiter-Ware and are working with Gina Rush, excellent.

Originally Posted by Just jimmy (Post 2329232)

We called State Farm. If our roof was put on after 2020 they wouldn’t talk to us. Our home is 2017.

Originally Posted by Brendanyc (Post 2330011)

I have a 2012 home original roof that I purchased in August. I tried the Villages Insurance and they quoted me 1000 higher than State Farm. I bundled my car and the home together and saved $1000. I am not sure why State Farm is giving you a hard time.