My insurance is canceling me after 8 years of prompt payment and not getting back a penny. Who can give me a free roof before the cancellation date?

Yes, insurance companies are smarter. It cheaper to replace roof that litigation in most cases. The roof scammer know this.
I Had no roof replaced and it when it 650 plus bucks. The agent said the main reason it when up was due to all free roofs. Yes maybe few roofs needed replaced, but the majority ( IMO 90% didn’t need replaced). Couple shingles replaced IMO.

Another thing, villages covers wide area. I can only react to what happen in my area. Some area may had had more damage the others when got 20 mile swath. In my area only few shingles got ripped off (coiple at most) Some claimed peas size hail damages their roofs. Peas size hail don’t damage anything, not even my pepper pants at the time do the so called hail storm.

See, that should be against law. But, thanks to lobbyists insurance gets away with it.

But, the question he’s asking will the pay when disaster happens or will the claim bankruptcy?

If anyone has an answer to will all insurance companies pay if a major disaster happens in TV is a question not one of can answer. Until it happens. My family owns multiple independent agencies. Gave us an evaluation on companies who to use. We own more than one home in TV, not one has the same insurance company.

We just got hit with a 40% increase from Progressive in the Villages. We put on a new roof 2 years ago...and paid for every penny of it. Been living in Villages 12 years; No claims. We're out searching for new insurer too...and looking into a bundling package. Home/Car/Cart.

Farmers. Used an agent In Orlando. All transactions by telephone. Roof 18 years old. Increase in premium this year was very small.

Suspect that you are being sarcastic regarding your question. I was in the insurance adjusting business. Only entity who can give you a "free roof" is your insurance company. Insurance compnies paid for new roofs due to fact that if they deny a claim and the homeowner contests the denial, the insurance company can be responsible for your attorney fees and the cost(s) to hire their own attorney to defend their denial. If insurance company loses case, they can 2-3X more than if they pay for a roof. In the end we all pay for these "free roofs"

I bet less than 1% of the homeowners in TV actually had water infiltration into their home after the roof was "damaged"

Good final result - Farmers have given us cover for less than last year's premium :a040:

Welcome to the Villages, you are paying for all the fraudulent roof claims that have been paid. Roofs aren't free.

Try Kin insurance, all of my neighbors use them... use this link for a free quote......
http://ref.kin.com/michael486

Legal price gouging
 

Insurance companies do this because they can -with the blessing of politicians - why do you think that is?