A hard question to answer as you do not know the future. Sell the home. Buy a new home - maybe a condo - that will be suitable for renting for part of the year. Say a Florida condo you will rent in the winter while you travel and live in in the summer. The idea is the rental income covers most of the homes expenses if not all of the expenses.

FWIW - You might want to take a look at this post I did a bit ago, second part is about having a mortgage and using the money.
https://www.talkofthevillages.com/fo...highlight=bond