Talk of The Villages Florida - How can I find Property tax, ccd fees etc.

Talk of The Villages Florida (https://www.talkofthevillages.com/forums/)

- The Villages, Florida, General Discussion (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/)

- - How can I find Property tax, ccd fees etc. (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/how-can-i-find-property-tax-ccd-fees-etc-340811/)

Quote:

Originally Posted by villagetinker (Post 2210970)

As noted in previous replies you can search the Sumter county public records for taxes. Bonds will be in the individual house, and I am not sure if you can get access to the amount remaining or if the bond is paid off, the realtor selling the property should be able to provide this info.
The other typical fees are available on the villages website, but these are TYPICAL and will vary depending on the on the house and lot size.
There was a very good discussion on this topic about a year ago with some very detailed info, if I get a chance I will try a search.
As for insurance the AGE of the roof and the AGE of the house appear to be the big factors of recent increases. We just got our renewal, went up under 20%, but our house is 2013 vintage, concrete block, under recent building codes. Must of the horror stories are for homes located along the coast, or much older designs under older building codes. You should be able to get an estimated cost from The Villages Insurance.

Just adding newer homes that meet the current wind mitigation standards usually get credits to reduce the rate.

Quote:

Originally Posted by amexsbow (Post 2210648)

I know there have been numerous posts about property taxes, ccd fees, bonds etc.
I would like to know some up to date facts on all theses recurring fees for Sumpter county.
Also there have been some horror stories about insurance costs and availability.
Are any of the major insurors writing policies for TV, or is it a state pool?

I'm beginning to have second thoughts about buying.

Lived in S. Florida and in TV. Taxes are very consistent throughout Florida. We were paying around 4K for a 380K home in S. Florida and now pay around 2K for a home appraised around 275K. Property taxes in Florida are capped for increases IF you own the home and it is homesteaded. Amenity fees are around $175 a month and also can not be raised over inflation rates. Insurance is $1200 now for 300K policy. No control over that but would not surprised if I get premium in the 3K range 2-3 years from now. Good luck.

Quote:

Originally Posted by Papa_lecki (Post 2210819)

Joined 7 years ago, with 95 posts???

What is wrong with that?

Looking at tax rates for older properties can be VERY misleading. Unless it is brand new when you buy your property you will start anew at the current rate which could be easily double what the tax listing shows. For the most part they lock your rate in at purchase due to state law with some leeway based on some index(s). When we bought the agent gave us the current listed tax WITHOUT informing us ours would be higher because the original owner purchased when new 9 years before us. Our rate was almost DOUBLE what was quoted when we asked about the taxes. Didn't bother us too much because our yearly rate here is equal to about 2 months in NJ plus no state income tax. We were just surprised.