Talk of The Villages Florida
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Talk of The Villages Florida (https://www.talkofthevillages.com/forums/)
-   The Villages, Florida, General Discussion (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/)
-   -   How can we solve the insurance problem in Florida? (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/how-can-we-solve-insurance-problem-florida-343938/)

ithos 09-09-2023 03:32 PM
Quote:
Originally Posted by Pugchief (Post 2254925)
Most of the legislators in congress (state and federal) are lawyers. They probably aren't going to do anything that harms the business of their colleagues. Also, the Trail Lawyers' Association is one of the most powerful lobbies. So in summary, don't hold your breath waiting for tort reform.
Insurance companies fleeing the state has way of breaking the grip that trial lawyers had on legislators.

Can Lawmakers Save the Collapsing Florida Home Insurance Market? | Bankrate

There will be new insurance companies selling insurance after the hurricane season is over. I don't know how many will leave despite the new laws.

Flyers999 09-10-2023 11:40 AM
Quote:
Originally Posted by Pugchief (Post 2254925)
Most of the legislators in congress (state and federal) are lawyers. They probably aren't going to do anything that harms the business of their colleagues. Also, the Trail Lawyers' Association is one of the most powerful lobbies. So in summary, don't hold your breath waiting for tort reform.
Trial lawyers are big campaign contributors too.

mickey100 09-10-2023 11:41 AM
Quote:
Originally Posted by Jhrath7@gmail.com (Post 2254851)
Florida is one of 4 states in the nation that has the biggest problem with insurance. Write your representatives and let them know you are not happy
Or else just elect new representatives who might actually DO something.....

Fltpkr 09-11-2023 06:29 AM
Insurance availability and affordability is one issue that probably unites most Floridians regardless of how they feel about other news-catching issues. Why is this not getting more serious and on-going attention in Tallahassee?

JRcorvette 09-11-2023 07:21 AM
Quote:
Originally Posted by Rainger99 (Post 2254855)
Most people agree that there is a problem. What do I tell my representatives is the solution?

Limit premium increases to the rate of inflation?
Ban private insurance and have the state run the insurance program?
Require arbitration or mediation?
Your first two suggestions would be very bad.
1. If a Carrier can’t make a profit they simply will not sell insurance in the State making it even harder on us.
2. You do not want a Government (State) run insurance program. We already have Citizens Insurance and the claims process is not very popular with them. Government programs are very inefficient.
3. Mediation would help some but I still say the policy coverages need to be changed in some ways.


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