Talk of The Villages Florida - Rentals, Entertainment & More
Talk of The Villages Florida - Rentals, Entertainment & More
#16
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Although I don't have to, I could easily live on $65 K in The Villages. There are bargains galore in housing, food, and other neccessities.
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#17
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#18
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We buried him two months ago.
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My alarm doesn't have a snooze button. It has a paw. Chloe & Lulu |
#19
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How much is enough???
No one can answer the OP’s question with any certainty at all. It’s a very personal decision that really has little to do with financials but much more to do with what will life be like in retirement and are you really ready, which can’t be answered until it’s experienced.
Sent from my iPhone using Tapatalk |
#20
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For me it comes down to if he likes his job or not.
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#21
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Here is another thought. If you do decide to retire at 55 you could pick up the 40 QCs you need to get Social Security by working part time over the next ten years. You may already have some QCs so it might not take that long. Insured status
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"No one is more hated than he who speaks the truth." Plato “To argue with a person who has renounced the use of reason is like administering medicine to the dead.” Thomas Paine |
#22
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I think your post answers the spirit of the OP question. Let me restate what I think he is asking - if you had it to do all over again, would you have worked longer or not retired earlier and why? Did you find out that stuff was more expensive or less expensive than you expected when you retired to TV? Ed
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Packer Fan Oak Creek, Wi Village of Hillsborough and Fernandina Snow Flake until I retire |
#23
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#24
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That happened to my father too. 57. Life can turn on a dime.
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It's harder to hate close up. |
#25
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Depends on how you want to live. We have friends who retired here on a lot less than 65K but they watch their pennies and live a very modest lifestyle. They don't buy a lot and they don't travel but they have a lot of friends and activities and are happy to be here.
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#26
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My father lived to 94, much longer than he planned or expected to live. He was very worried about running out of money his last 10 years. Over time, in his case almost 30 years, inflation ate up what, at the time of his retirement, seemed a comfortable fixed income. His wife (my mother), who was considerably younger than him and had some social security income, passed about five years before he did. That income stopped when she died. I know the OP is unmarried at this time but when a spouse passes some retirement income stream can be lost. When to retire is a decision not to be made lightly or without as much information and guidance as one can obtain.
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"No one is more hated than he who speaks the truth." Plato “To argue with a person who has renounced the use of reason is like administering medicine to the dead.” Thomas Paine Last edited by manaboutown; 04-09-2018 at 02:38 PM. |
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#28
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Good advice. So sorry about your brother. Prayers for you and your family.
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A great attitude is a choice, not a disposition |
#29
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Running out of money, before running out of breath...is IMHO preferable. There are programs to help with the former...not so much with the latter. |
#30
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Ya don't want to end up buying Scratch Tickets .......Get the picture .. |
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