USAA does offer sinkhole insurance, I have it.

We switched from American Integrity to Progressive/ASI 2 ears ago and have had very small rate increases to date.

We got sink hole coverage with ASI Progressive Home with a 10% deductible, which is industry standard. We live in Chitty Chatty.

Go to AAA

Jeff Chernoff Insurance and Trust (813) 933-7333 He maybe able to help. He uses different companies than the Villages. Andrea Bonivich, Sellstate Superior Realty Good Luck!

Have had AAA insurance since moving to the area in 2010. Moved from Villages and new house sinkhole coverage under AAA policy disappeared. When I called told they were not writing sinkhole coverage in Sumter County.

Ohiobuckeye
 

You know I really think SOME Ins. Co. are just in the business to take in money not pay it out.
Prudential, who I have Ins. with probably doesn’t want take a chance on having to have to pay out lots of money for sink hole damage. Just like living near the ocean some Ins. Co. won’t cover water damage or whatever it’s called. So why would any Ins. Co. want to take a chance in you have a sink hole. So why would you want to buy Ins. from Prudential. Look else where. It’ll probably cost you a lot of money to get sink hole Ins. though!

Insurance
 

I got insurance with The Villages Insurance when I moved to Marsh Bend in Oct. 2019. I told them that it was imperative that I have sink hole coverage and they found a company who would write it. It is with a 10% deductible which is standard. The Villages Insurance is an agency who can write insurance with many different companies. Many companies will not write a policy including sink whole coverage because of the frequent sink holes in the area but there are others who will. Call The Villages Insurance ...352-751-6622. The policy they got me is with Traveler's.

Don’t buy the house! Financed or not your contract should have an out for this particularly if you were not made aware. Your realtor knows or should have known about this issue. The fact that he/she is not there says a lot! If you find insurance it will cost u

First I would never use a company like Progressive. Try AAA Insurance and they have many multiple providers. We have Travelers through AAA and they have been wonderful and we've had them for 19 years.

We originally was going to go with the Villages Insurance, but if you really look at you really look at your policy, they used the PURCHASE PRICE of your house as the insured amount but that price has the lot in it, which won't be destroyed; it has the slab which most likely won't have anything happen to it AND it has the Developer's PROFIT in it, which is like paying insurance for "blue sky" and that's throwing money into the air. When we called them out on this, their reply was "that's how we do it". We immediately went to another company (Travelers).

Why Not use Progressive?
 

We have had Progressive for 6 years through The Villages insurance.

They were great with our two claims ... Roof during hurricane and water that came through window in front bedroom.

We have the 10% deductible for sink holes with them.

If you have some specific data to support this then share it. If this is just a factless opinion then spare us.

It is tough to walk away as most money is not refundable. They take your deposit and use it to pay for the house for the days it was not on the market and then if you find a house they will transfer the money.

I myself would never use Progressive. The best thing is to go to an agent in or near the Villages as they deal with it everyday.

Do NOT use any insurance company offered by the Villages. They will not help you when their companies deny your claim!! They were extremely arrogant when I asked for their help when Universal, who they sell, denied my roof damage claim. Avoid them like the plague!! Try Farmers and yes, get that sinkhole map !