You can try contacting a state agency like Florida Office of Insurance Regulation (OIR). Search for FLOIR.

Back in my home state (bundled insurance homeowners with auto) our rates went up when I filed two small claims less than what amount they had in our policy that would indicate a rate increase. When I wrote to the state insurance commissioner, the insurance company said the rate increase was due to having two young drivers on our policy and we couldn't argue with that. So we changed companies soon after that.

Good luck!

Last I heard, foremost insurance does not work directly with the consumer, but rather through insurance agents.

Also, I believe it is more common for life or health insurance companies, rather than property insurance companies to conduct post-claims underwriting reviews. The OP technically didn’t get canceled, but non-renewed.

I bought a manufactured home in late 2016 and had absolutely no problem getting very reasonable rates under $1000 yearly that have gone up very slightly since then here. Brightway Insurance | Get a Quote

No, I DON'T have an old roof. The name of my company is American Modern.

Just for the record, foremost no longer writes homeowner policy in Florida as of last year.

Just mailed a check to Foremost to renew homeowners insurance.

I lived in a modular home in N Ft Myers and there was a lot of damage to it after Ian. I had insurance from Citizens, the insurance as a last resort, they paid me $49,000. Lots more damage than that. Therefore I will never live in one again, or on a coast of FL. So I am
Moving to TV

There's difference between writing new policies and continuing current policies...

For folks who have foremost, you are ok at this time. Just not taken on new customers in Florida.

Easy answers: #1 - forget the lawyer and attorney suggestion. SMH. 2. Go to the insurance broker on 441 in the area where Best Buy is "All in One Insurance" 526 N US hwy 27/441 Lady Lake.844 500-3592. They have co's that insure Manufactured homes. 3. My guess is your current ins co just changed their requirements for ins on manufactured homes. 4. Claims or no claims are not relevant. Good luck!