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-   The Villages, Florida, General Discussion (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/)
-   -   Just saw the new Dabney, Lake Denham and Moultrie Creek.. (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/just-saw-new-dabney-lake-denham-moultrie-creek-347827/)

asianthree 02-19-2024 09:33 AM

Quote:

Originally Posted by rustyp (Post 2302715)
Thanks for the heads up. I would not like being so isolated from amenities that I had to party in a driveway.

You are holding up a Sheldon sign right. If not reread the post, it was definitely a “we are enjoying being in what some all isolated” post

Rainger99 02-19-2024 09:42 AM

Quote:

Originally Posted by onfire (Post 2302732)
You can see bond amounts and amortization schedules on the districtgov website.

e.g. Lake Denham - Unit 69V; bond $40,525 @ 5.47% interest. Payment is ~$2,918 per year for total payment of $88,685 over 30 years.

You can also look up houses on the CAD sites to see their taxes, almost all newer homes have city taxes (Wildwood or Leesburg). Keep in mind the taxes will likely increase significantly on pre-owned homes as the assessed value will increase after purchase (you lose the cap that the previous owners enjoyed).


This is the link for Lake.

Lake County Amortization Schedules

And this is the link for Moultrie Creek.

Amortization Schedules - Sumter

I am looking at Unit 224V Shady Brooke Cottage Villas. The bond is $39,357.75 and the annual payment is $2,693.18. Over 30 years, the principal is $39,357.75 and the interest is $38,620.62 and the administrative fees are $5510.25 for a total price of $83,488.62. You have to add that to the purchase price of the home.

But do you know how to find the address of the various units? For example, where is unit 40 for Lake and where is unit 202V in District 15? What does the V mean??

rustyp 02-19-2024 10:08 AM

Quote:

Originally Posted by BigDawgInLakeDenham (Post 2302745)
:BigApplause::BigApplause:

Soooo Horrible down here. My new friend Dan E is despondent after hosting that driveway party with a fun live band because so many new residents came to share food, fun, and fellowship. Everyone was so unhappy with their decisions to buy into Lake Denham that they were spending the last few dollars they had left on AED donations and contributions to the NEXT neighborhood party....kinda like we like our new community???:shrug::shrug::shrug:

Yes those driveway parties are novel and fun in the beginning until the cliques begin. Now you start noticing the noise and commotion as the newness wears off. The neighborhoods were designed to be quiet and the rec centers party central You are paying for that amenity why do you party in a driveway where you maybe infringing on others privacy if they wish not be part of the gang ? Maybe the rec center is too far away ?

ElDiabloJoe 02-19-2024 10:21 AM

Quote:

Originally Posted by Altavia (Post 2302676)
It is a confusing market considering they continue to sell within their average of 70-100 homes a week.

I wouldn't be surprised to see prices go back up once Danby is sold out and Richmond/Eastport homes becomes available.

Good luck to your daughter in her search.

Wait!! Mark Seay? Same alma mater as me, CSULB ? Cooooool! <Stalker Mode off>

ElDiabloJoe 02-19-2024 10:25 AM

Quote:

Originally Posted by Altavia (Post 2302707)
Unless you are keeping your money under a mattress, $80K invested 30 years @ 5% it will grow to $345,755.

You will have earned $345,000 in interest.

It's unlikely you will fully recover the full amount of a bond early payment in the sale price of a home.

I'm no expert or financial whiz, but this makes sense to me. Set up an investment account, like a low-cost S&P 500 matching fund, and put the money for your bond payment in there. Then set it up to auto-deduct/auto-pay the bond payment.

Now you keep the balance earning returns while the bond is automatically paid without a thought from you.

Once the bond is paid off, you keep whatever returns remain.

Sounds like a plan to my novice ears.

onfire 02-19-2024 10:32 AM

Quote:

Originally Posted by Rainger99 (Post 2302748)
But do you know how to find the address of the various units? For example, where is unit 40 for Lake and where is unit 202V in District 15? What does the V mean??

On the left menu there's a street listing, you can find unit 202 in CDD15

e.g. Katie Keith Loop VOSO - Unit 202 Moultrie Creek 15

(VOSO = Village of Southern Oaks, a designated area, part of which is now The Village of Moultrie Creek).

Laker14 02-19-2024 10:39 AM

the only "amenity" that I can see the new, most southern villages are isolated from is golf. And there is no denying that one. If golf isn't a big deal in one's plans, then it might be grand down there.
However, if you want a lot of golf courses within a few minutes golf cart ride from your home, then you need to be looking at a pre-owned somewhere.

Rainger99 02-19-2024 10:48 AM

Quote:

Originally Posted by onfire (Post 2302775)
On the left menu there's a street listing, you can find unit 202 in CDD15

e.g. Katie Keith Loop VOSO - Unit 202 Moultrie Creek 15

(VOSO = Village of Southern Oaks, a designated area, part of which is now The Village of Moultrie Creek).

This is the page.

VCDD District Clerk

On the left side, there is a listing of Quick Links. Street listing is near the bottom.

frayedends 02-19-2024 10:56 AM

Quote:

Originally Posted by rustyp (Post 2302763)
Yes those driveway parties are novel and fun in the beginning until the cliques begin. Now you start noticing the noise and commotion as the newness wears off. The neighborhoods were designed to be quiet and the rec centers party central You are paying for that amenity why do you party in a driveway where you maybe infringing on others privacy if they wish not be part of the gang ? Maybe the rec center is too far away ?

Don’t be a Debbie Downer. The newer younger folks have different interests and fun. Driveway parties are fun and it was just about all packed up by 8:30. Rec centers don’t allow drinks (unless you probably get a bartender and insurance).

rustyp 02-19-2024 11:33 AM

Quote:

Originally Posted by frayedends (Post 2302785)
Don’t be a Debbie Downer. The newer younger folks have different interests and fun. Driveway parties are fun and it was just about all packed up by 8:30. Rec centers don’t allow drinks (unless you probably get a bartender and insurance).

On the serious side I don't want to steer newbies wrong. I believe (but can't find or totally recall) you are allowed to BYOB to a rec center. I do remember getting an alcohol permit for some big shindig we had in the past. I believe it had to do with having alcohol that was provided by the group and set up as a bar Vs BYOB. I think it was $25 to get the permit which was part of signing up for the room.

If anyone knows for sure please post so we don't send people down the rabbit hole.

Marathon Man 02-19-2024 11:43 AM

Quote:

Originally Posted by Laker14 (Post 2302778)
the only "amenity" that I can see the new, most southern villages are isolated from is golf. And there is no denying that one. If golf isn't a big deal in one's plans, then it might be grand down there.
However, if you want a lot of golf courses within a few minutes golf cart ride from your home, then you need to be looking at a pre-owned somewhere.

This is fair. Too many people talk about the lack of amenities in the south when they are really only talking about golf.

Marathon Man 02-19-2024 11:44 AM

Quote:

Originally Posted by rustyp (Post 2302763)
Yes those driveway parties are novel and fun in the beginning until the cliques begin. Now you start noticing the noise and commotion as the newness wears off. The neighborhoods were designed to be quiet and the rec centers party central You are paying for that amenity why do you party in a driveway where you maybe infringing on others privacy if they wish not be part of the gang ? Maybe the rec center is too far away ?

Can you tell us where you got this information?

JMintzer 02-19-2024 11:55 AM

Quote:

Originally Posted by Michael 61 (Post 2302717)
Even though I’m just a 5 minute cart ride to Brownwood, I find myself in the far southern villages multiple times per week. The vast majority of my friends I’ve met since moving to TV live in the Sawgrass and Magnolia Plaza areas. This area has a different “vibe”, and I relate more to the new residents in these areas. I’m at Sawgrass once or twice a week attending the wonderful show kitchen classes, which in my opinion, is the best “restaurant” in TV, and so entertaining. I’m at boozey bingo at Sawgrass with a great group of friends most Monday nights. I’m in a shuffleboard league that rotates between various rec centers south of 44. I play pickleball every week at the new Dabney Rec Center. I’m at Fenney at least once a week for lunch and walking the nature trails. Most of my indoor activities center around Ezell and Everglades Rec Centers. I’ll go a few weeks without even going to Brownwood. The south for me is a vibrant area where people are super-active and very friendly. I enjoy not being near all the brick-and mortar retail.

The "vibe" is different because that is where you live.

Every thing you said can also be said by people living in other areas. Be it up in the northern "hinterlands", "between the 6's", or, like me, between 466A and 44...

You really have no idea what the "vibe" is anywhere else... Just as those who live farther north don't really know the "vibe" where you live...

Most people make friends near where they live. Be it in the southern or in the northern Villages...

My wife loves shopping at Anthony's in Colony Plaza. She goes to exercise classes and plays pickleball both north and south of 44, depending on what's available that day. She belongs to two different women's groups, one north and one south of 44. No one in either group cares where you live. I like being close to Lowe's or Ace Hardware... And that's what's great about The Villages. There's something for everyone!

JMintzer 02-19-2024 11:56 AM

Quote:

Originally Posted by Marathon Man (Post 2302798)
This is fair. Too many people talk about the lack of amenities in the south when they are really only talking about golf.

There have been many people living "in the south" who are the one's complaining the loudest about the lack of golf. There have been many threads on that topic...

JMintzer 02-19-2024 12:02 PM

Quote:

Originally Posted by frayedends (Post 2302721)
What amenities are we isolated from? Driveway parties happen in most all villages. By your reasoning they are all isolated because they have parties?

Correct. We have one evey month or so in my village. Plus, a monthly event at one of the rec centers.

JMintzer 02-19-2024 12:06 PM

Quote:

Originally Posted by frayedends (Post 2302742)
This only strengthens my point that we aren’t at all isolated down here.

Based on all the comments and threads on this subject I can only assume people up north are too old to drive and need shopping centers within 5 minutes. Otherwise there is nothing we don’t have down here.

Nonsense...

Rainger99 02-19-2024 12:07 PM

Quote:

Originally Posted by Laker14 (Post 2302778)
However, if you want a lot of golf courses within a few minutes golf cart ride from your home, then you need to be looking at a pre-owned somewhere.

Pre-owned or Eastport.

JMintzer 02-19-2024 12:07 PM

Quote:

Originally Posted by BigDawgInLakeDenham (Post 2302745)
:BigApplause::BigApplause:

Soooo Horrible down here. My new friend Dan E is despondent after hosting that driveway party with a fun live band because so many new residents came to share food, fun, and fellowship. Everyone was so unhappy with their decisions to buy into Lake Denham that they were spending the last few dollars they had left on AED donations and contributions to the NEXT neighborhood party....kinda like we like our new community???:shrug::shrug::shrug:

You just described pretty much most villages...

JMintzer 02-19-2024 12:13 PM

Quote:

Originally Posted by frayedends (Post 2302785)
Don’t be a Debbie Downer. The newer younger folks have different interests and fun. Driveway parties are fun and it was just about all packed up by 8:30. Rec centers don’t allow drinks (unless you probably get a bartender and insurance).

The "new, younger folks" are buying all over The Villages... Remember, not everyone retires at 55...

Our last driveway party went till just after 10 pm...

And the rec centers allow you to BYOB...

frayedends 02-19-2024 12:14 PM

Quote:

Originally Posted by JMintzer (Post 2302812)
Nonsense...

Which part? Do elaborate? The people being too old to drive is nonsense but was a point more toward the arguments they make on southern area being so horrible.

frayedends 02-19-2024 12:16 PM

Quote:

Originally Posted by rustyp (Post 2302796)
On the serious side I don't want to steer newbies wrong. I believe (but can't find or totally recall) you are allowed to BYOB to a rec center. I do remember getting an alcohol permit for some big shindig we had in the past. I believe it had to do with having alcohol that was provided by the group and set up as a bar Vs BYOB. I think it was $25 to get the permit which was part of signing up for the room.

If anyone knows for sure please post so we don't send people down the rabbit hole.

Pretty sure the rec center rules said no alcohol without special permission but didn’t elaborate. I was bummed because I had seen a video where some guys playing cards had beer cans. At recent gatherings we were told to hide any booze in mugs or something. I’m guessing there are liability issues.

JMintzer 02-19-2024 12:23 PM

Quote:

Originally Posted by frayedends (Post 2302817)
Which part? Do elaborate? The people being too old to drive is nonsense but was a point more toward the arguments they make on southern area being so horrible.

Your "too old" comment...

And do note, I have never once stated nor implied that the villages south of 44 are bad, let alone "horrible"...

frayedends 02-19-2024 12:23 PM

Quote:

Originally Posted by JMintzer (Post 2302806)
There have been many people living "in the south" who are the one's complaining the loudest about the lack of golf. There have been many threads on that topic...

Golf is not a priority for me so no idea. But why would they buy somewhere lacking golf if it is a priority?

margaretmattson 02-19-2024 12:47 PM

Quote:

Originally Posted by frayedends (Post 2302817)
Which part? Do elaborate? The people being too old to drive is nonsense but was a point more toward the arguments they make on southern area being so horrible.

Suffice it to say those who have been living here for quite sometime see things differently than fresh faces. Once you settle in and new villages become available for sales, you will be giving those newbies the same advice you are now receiving.Until then, enjoy your new home and all the Villages has to offer.

MrChip72 02-19-2024 01:09 PM

Quote:

Originally Posted by pokeefe45@aol.com (Post 2302617)
it's almost assured for there to be an even easier access to Eastport via golf cart eventually. (as in another Multi Modal over the turnpike on 470).

Extremely unlikely. The developer isn't going to spend a few 100 million dollars on a bridge just to create a shortcut for a few thousand people that bought in an isolated area.

Eastport is beside Bexley trail which you already have access to by golf cart.

Tustin714 02-19-2024 01:31 PM

Quote:

Originally Posted by margaretmattson (Post 2302646)
Every day, there are YOUNG retirees who choose to buy in the Northern section.

In a few weeks we close on a home a mile south of Lake Sumter landing, and we're approaching our mid-60s, sellers are nearing 80 -- are we "YOUNG"?

frayedends 02-19-2024 02:56 PM

Quote:

Originally Posted by JMintzer (Post 2302822)
Your "too old" comment...

And do note, I have never once stated nor implied that the villages south of 44 are bad, let alone "horrible"...

Yeah that was nonsense comment. Anyhow I didn’t mean to direct anything to you personally so sorry if I offended you. I appreciate your posts.

Dusty_Star 02-19-2024 02:57 PM

Quote:

Originally Posted by Tustin714 (Post 2302852)
In a few weeks we close on a home a mile south of Lake Sumter landing, and we're approaching our mid-60s, sellers are nearing 80 -- are we "YOUNG"?

You tell us. You're only as young as you feel.

frayedends 02-19-2024 02:58 PM

Quote:

Originally Posted by margaretmattson (Post 2302836)
Suffice it to say those who have been living here for quite sometime see things differently than fresh faces. Once you settle in and new villages become available for sales, you will be giving those newbies the same advice you are now receiving.Until then, enjoy your new home and all the Villages has to offer.

I have yet to get any advice except the folks saying I shouldn’t have bought south because there’s nothing here. I’ve only posted what I have observed and there is plenty here. I am just perplexed by the anti south sentiment of lots of posts.

frayedends 02-19-2024 03:00 PM

Quote:

Originally Posted by MrChip72 (Post 2302845)
Extremely unlikely. The developer isn't going to spend a few 100 million dollars on a bridge just to create a shortcut for a few thousand people that bought in an isolated area.

Eastport is beside Bexley trail which you already have access to by golf cart.

The developer is already planning to expand 470 to 4 lanes so it wouldn’t be that much to add a golf cart lane. I’m not saying they will but it’s not impossible.

Rainger99 02-19-2024 03:13 PM

Quote:

Originally Posted by frayedends (Post 2302878)
The developer is already planning to expand 470 to 4 lanes so it wouldn’t be that much to add a golf cart lane. I’m not saying they will but it’s not impossible.

Does anyone know who pays for expanding and rerouting County Road 470? A year ago, it was a straight road. Now it curves and twists and there are a number of roundabouts. Is it the developer, the county, the state?? Or a combination?

Expanding 470 to four lanes would be very expensive!

"Officials object to residents’ buying bridges to pay for Villages’ advertising" - Citizens for a Scenic Florida

JohnN 02-19-2024 04:11 PM

Quote:

Originally Posted by Tustin714 (Post 2302852)
In a few weeks we close on a home a mile south of Lake Sumter landing, and we're approaching our mid-60s, sellers are nearing 80 -- are we "YOUNG"?

My definition - anyone younger than me is young, anyone older than me is old.

frayedends 02-19-2024 04:39 PM

Quote:

Originally Posted by Rainger99 (Post 2302881)
Does anyone know who pays for expanding and rerouting County Road 470? A year ago, it was a straight road. Now it curves and twists and there are a number of roundabouts. Is it the developer, the county, the state?? Or a combination?

Expanding 470 to four lanes would be very expensive!

"Officials object to residents’ buying bridges to pay for Villages’ advertising" - Citizens for a Scenic Florida

Not sure and I may have misspoke when I said the developer is planning it. I just know Wingnut mentioned that it will be expanded in the near future from the turnpike to 27 I believe.

Dusty_Star 02-19-2024 04:39 PM

Quote:

Originally Posted by JohnN (Post 2302889)
My definition - anyone younger than me is young, anyone older than me is old.

Isn't that the way it used to seem?

Now, many of my 'older' friends are much younger than similar age folks (to me), & some real youngsters (I mean kids) are much wiser than some of similar in age to me. Go figure! We thought we had it all figured out at 13 :laugh:

Laker14 02-19-2024 05:20 PM

Quote:

Originally Posted by Rainger99 (Post 2302813)
Pre-owned or Eastport.

How many golf courses are there within a few minutes of Eastport?

rustyp 02-19-2024 05:49 PM

Quote:

Originally Posted by Laker14 (Post 2302915)
How many golf courses are there within a few minutes of Eastport?

virtual or real ?

Laker14 02-19-2024 05:54 PM

Quote:

Originally Posted by rustyp (Post 2302919)
virtual or real ?

Real. Actual. In existence. Currently.

But also would be interested in how many are planned, and when they are scheduled to be finished, and playable.

vintageogauge 02-19-2024 06:02 PM

Quote:

Originally Posted by ElDiabloJoe (Post 2302771)
I'm no expert or financial whiz, but this makes sense to me. Set up an investment account, like a low-cost S&P 500 matching fund, and put the money for your bond payment in there. Then set it up to auto-deduct/auto-pay the bond payment.

Now you keep the balance earning returns while the bond is automatically paid without a thought from you.

Once the bond is paid off, you keep whatever returns remain.

Sounds like a plan to my novice ears.

After taxes of course.

thelegges 02-19-2024 07:07 PM

Quote:

Originally Posted by Tustin714 (Post 2302852)
In a few weeks we close on a home a mile south of Lake Sumter landing, and we're approaching our mid-60s, sellers are nearing 80 -- are we "YOUNG"?

You will probably be in that neighborhood. Most original owners in LSL area could be in late 70s to 90s

Decadeofdave 02-19-2024 07:26 PM

I have always purchased homes in established areas. Just seems there "can" be unforeseen issues come up that no one saw.


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