Originally Posted by Nacoma (Post 2390055)

I know this is not the proper platform to be asking legal advice but I thought maybe someone else has recently been though the same thing??
We had considerable roof damage during hurricane Milton. At the time I wasn’t here I was still up north. With a phone number from a friend here I immediately called a roofing company to tarp the roof protecting the home’s interior from further damage, $1,500. I did end up signing some paperwork with the roofing company through Docusign knowing I needed to get this fixed as soon as possible. My question; does that paperwork I signed now legally require me to use that particular roofing company if my insurance claim is approved? Can I shop another company without the fear of possibly being sued or them sending me a bill? They haven’t really done anything but tarp my roof and I’ve already paid for that. I’ve heard the laws in the past couple years have changed in regards to this very thing? The reason I ask is I’m unhappy with the amount they’re asking my insurance company to pay for my roof. Their estimate is ridiculously high. Thanks for any advice.

Originally Posted by villagetinker (Post 2390104)

There are some roofers that found a loophole which somehow allows them to still use the AOB. You will probably need to have a lawyer or possibly YOUR insurance company look over the paperwork. I would go with your insurance company first as they have skin in the game, and they may also be aware of a way to cancel this document.

Originally Posted by JRcorvette (Post 2390307)

Roofing contractors try to get you to Assign your insurance rights of payment to them. Hopefully you did not do that. No one should ever do something like that. You need to have an attorney review the document in order to determine what your options. Also contact your insurance carrier immediately,

Originally Posted by BrianL99 (Post 2390115)

AOB's have been illegal in Florida, since last year.

As you say, someone may claim there's a "loophole" that still allows them, but I doubt any Insurance Company will buy their reasoning.

Originally Posted by wisbad1 (Post 2390321)

Morgan and Morgan

Originally Posted by BrianL99 (Post 2390115)

AOB's have been illegal in Florida, since last year.

As you say, someone may claim there's a "loophole" that still allows them, but I doubt any Insurance Company will buy their reasoning.

Originally Posted by kkingston57 (Post 2390393)

Insurance company may not buy their reasoning. This is a legal ? and legal questions are(ultimately) decided by a judge

Originally Posted by Babubhat (Post 2390444)

Today’s paper has ad for bring your roofing questions Thursday 10am at Cody LSL with a local roofing contractor. there is a good chance the language is boilerplate for roofing contracts, they may be familiar with your circumstances.