I second that. As I've posted on this subject before if one posts UHTV is no good ask them the next question - have you been a member ? Most bad mouth the plan because they won't give up a supplemental that goes with their pension. Understandable. That is not a reason to say UHTV is bad.One more clarification. Many posts are about advantage plans not good for travel. I am a snowbird and seasonally reside in NYS. Almost any doctor or facility in NYS reciprocates as in network on that plan. Many states reciprocate with the UHTV plan. In fact you do not even have to make the phone call that you are heading out of state anymore. The last time I looked for some reason there are a hand full of mid-west states that don't. That doesn't mean you can't get healthcare there either. You most likely will pay the out of network rates until you reach the out of pocket limit.