Talk of The Villages Florida
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Talk of The Villages Florida (https://www.talkofthevillages.com/forums/)
-   The Villages, Florida, General Discussion (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/)
-   -   More sinkholes occurring (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/more-sinkholes-occurring-257516/)

justjim 03-06-2018 11:27 AM
Florida has sinkholes always has and always will. This is nothing new. Read your policy carefully regarding sinkhole coverage or better yet - - - have your insurance agent explain in detail your coverage. If the sinkhole is declared a “catastrophic ground cover collapse” you should have few issues, however if not, you will have a deductible of 10% of the limit of your dwelling insurance. That is, if you paid an extra premium for this coverage. In other words, if your house is insured for $400,000 your deductible is $40,000 under this scenario.

kstew43 03-06-2018 12:04 PM
Quote:
Originally Posted by justjim (Post 1521110)
Florida has sinkholes always has and always will. This is nothing new. Read your policy carefully regarding sinkhole coverage or better yet - - - have your insurance agent explain in detail your coverage. If the sinkhole is declared a “catastrophic ground cover collapse” you should have few issues, however if not, you will have a deductible of 10% of the limit of your dwelling insurance. That is, if you paid an extra premium for this coverage. In other words, if your house is insured for $400,000 your deductible is $40,000 under this scenario.
good to know...but $40k is still ALOT of money.....for me anyway.....

600th Photo Sq 03-06-2018 12:05 PM
Look sinkholes happen all over the world. Wherever there are large sections of Limestone Sinkholes occur. Now many sections of The Villages have limestone beneath the ground. Limestone = Sinkholes ( Possible ) OK, now relax settle down everything is fine.

ColdNoMore 03-06-2018 01:39 PM
Quote:
Originally Posted by Two Bills (Post 1521092)
They are not sink holes.

It's 'Tremors' for real. :22yikes:

Run for your lives!! :crap2:
Bring on those darn Graboids. :D


http://cdn.bloody-disgusting.com/wp-.../tremors-4.jpg

John_W 03-06-2018 04:39 PM
The online news has now changed it's report to the sink hole is in the Village of Pennecamp, which is right next to St. Charles. The street they mention is Markridge Loop, which is on Cane Garden Jacaranda hole #3, which is only about 150 yards from Chalmer Terrance in Pennecamp where a sink hole happened about about 3 years ago that was on Jacaranda hole #6.

Google Maps

justjim 03-06-2018 04:58 PM
Deductible
 
Quote:
Originally Posted by kstew43 (Post 1521114)
good to know...but $40k is still ALOT of money.....for me anyway.....
I agree paying 10% of your policy limit is a large amount of money. In the unlikely event that you are subject to a sinkhole on your property, hopefully it will be declared “a catastrophic ground cover collapse” and you will pay a “Normal” policy deductible of $500. :coolsmiley:

Topspinmo 03-06-2018 06:21 PM
Quote:
Originally Posted by justjim (Post 1521110)
Florida has sinkholes always has and always will. This is nothing new. Read your policy carefully regarding sinkhole coverage or better yet - - - have your insurance agent explain in detail your coverage. If the sinkhole is declared a “catastrophic ground cover collapse” you should have few issues, however if not, you will have a deductible of 10% of the limit of your dwelling insurance. That is, if you paid an extra premium for this coverage. In other words, if your house is insured for $400,000 your deductible is $40,000 under this scenario.
Yew, we wouldn't expect insurance to cover natural disasters. Insurance equals lobbyist, lawyers, and racketeering. Legal racketeering cause the greased it into law.

GatorFan 03-06-2018 07:34 PM
Sinkhole coverage with lower dedictibles are available.

justjim 03-06-2018 09:31 PM
Lower deductible
 
Quote:
Originally Posted by GatorFan (Post 1521257)
Sinkhole coverage with lower dedictibles are available.
Good to know - - - do you have more information on what insurance company and premium? :bowdown:

GatorFan 03-09-2018 08:59 AM
Allstate and State Farm

ricthemic 03-14-2018 07:24 PM
Recent Golf Course Sinkholes
 
Lopez, Glenview, Cane and Pimilco Execs etc sink holes on man made lakes and near by house lots. Is this a coincidence and or possibly related to these liner based water bodies filled with non potable water from sewage treatment plants that's also going into the aquifer during the sink hole... Just wondering.


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