Finally, a couple common sense replies.

You're telling the truth!!!!
My golf cart can go 24 miles an hour and I have been passed by E-bikes on the MMP's as well as Marsh Bend Trail. For what it's worth the only crash I have ever seen is with an E-bike trying to make the turn into one of the tunnels.

Where did you get this from? It's obviously a quote from somewhere. What is the CPSA? Those initials stand for a whole lot of things, none of which have anything to do with bicycles that I can find. The first link that comes up in a google search is the Colored Pencil Society of America.

I guess maybe you just didn't "research" the topic as thoroughly as you thought you did. I did a single google search just now:

"fast e-bikes" and came up with page after page of websites. Here's one at the top of the first page:

https://www.makeuseof.com/fastest-ebikes-for-sale/

The law requires that they get shipped with a limiter to 20mph in Florida. But you can disable the limiter, and some bike manufacturers will provide a method to disable it and give you printed instructions.

My concern is - a golf cart - in order to be legally considered a golf cart, with no registration, license, or insurance required, may not go in excess of 20 mph in Florida. If it goes between 20 and 25mph, it must be registered, you must have a drivers license to drive it, and it has to be insured. At that point it is called an LSV, no longer a golf cart. It is street legal.

An e-bike has no such restrictions. It has to be shipped to you with the limiter so it can't go over 20mph, but you can disable that and use the motor to propel you at speeds greater than 25mph - with no pedal assist necessary. It functions as an electric-powered moped. And yet - mopeds have to be registered, and you have to be licensed to drive one. E-bikes that are set to go faster (without pedal assist necessary) than 25 do not. In addition, the posted speed limit for most of The Villages is 20. Not 25, not 28. 20.

The posted speed limit for MMPs is 20. Not 25, not 28. No one should be driving or riding ANYTHING faster than 20mph on an MMP. The fact that so many e-bikes can, and do, with or without pedal assist, makes them incredibly dangerous.

I think that e-bikes should have some restrictions.

As someone who is not a fan of either electric cars or golf carts, I think e-bikes are very cool. I am a huge proponent of people getting outside and getting some exercise any way the can. If someone has physical restrictions that make riding a traditional bike difficult, but an e-bike can allow them to overcome those restrictions, the more power to them. Plus, e-bike riders aren’t trying to greenwash their choice of an e-bike relative to a traditional bike, they are simply extending their ability to get some exercise peddling a bike with some needed assistance. I will never own an electric car or golf cart, but I see an e-bike in the future when the time inevitably comes that riding a traditional bike becomes too difficult. Peddle on : )

Where does the law say e-bikes must be limited to 20mph to be shipped/sold in Florida?

Where is any 20mph limit posted on the MMPs? (I have seen none)

Correct! I also looked up the Florida statute myself..E-bikes are treated as standard pedal bikes.

Signage on all paths is the answer. Depending on where you lived before you came to the villages, your vision of what is correct on the paths will always differ. Your decision making is based on what you have seen in other cities. We need to set our own standards in the villages and stop keeping this a guessing game.

They do.

Any electric bikes that go faster than 20mph without pedaling are prohibited in the state of Florida. As I said in my first post, anything that goes faster than 20mph without pedaling is not an ebike or has been illegally modified. I did not use the word "illegally" in my first post.

Behaving, lol
 

Yeah, like demanding good behavior has ever worked on anything anywhere. I agree e-bikes are a new hazzard both to the mostly overweight untrained rider and the people they are zig zagging around, and should not be on the paths where walkers are present. It will take a few tragic incidents and injuries to change this. Also I was in a line of 4 golf carts and we were all passed by an e-bike going at least 25mph. They definitely have models capable of that.

It makes no sense that the reason you can’t cross Rolling Acres Rd. is because the speed limit is 35 MPH. You can't cross any road with a golf cart that is 35 mph or higher.

The only exception I know is up by Spruce Creek South where you can cross 441. This doesn't make sense because that is Lake County and so is Spanish Springs but you can’t cross 441 to get to the historic side, you have to use that way to narrow the bridge.

Speed limit in all of the Villages is 20mph unless otherwise posted. I don't know of any MMP in the community that has any posting of any other speed limit.

Are You Up to Speed on the E-Bike Law in Florida? - Bicycle Accident Lawyer | The Florida Bike Guy

Also I found the reference I'd asked about previously, to CPSA. It's the Consumer Product Safety Act. I found the snippet here:

Why is There a 20 MPH Speed Limit on Electric Bikes in USA?.

Also again, that's not really the point. The point is, you aren't allowed to exceed the 20mph speed limit on MMPs or anywhere else in the Villages, unless otherwise posted. If they're going faster than 20mph on an MMP, near a rec center, in every "Villa" area I've been into so far, on any sidewalk or non-motor-vehicle path, then they are violating the rules.

The only posted 20mph speed limits I have seen are on streets. I have seen a few 10mph signs on the MMP (particularly the Lake Sumter bridge) but I don't recall ever seeing a 20mph sign on an MMP. But beyond signage, it has been stated many times that no one has traffic enforcement authority on the MMP. If there is no enforcement on the MMP then there are effectively no speed limits on the MMPs.

As far as e-bikes are concerned, the article you posted and the article it links to contradict themselves. After stating there are three classes of e-bikes with the highest being allowed to assist up to 28mph, it then goes on to say that the CPSA imposes a limit of 20mph. So which is it, are class 3 e-bikes allowed to assist up to 28mph or is there a 20mph limit imposed?

But yes, if a bicycle (e-bike or standard) is exceeding the posted speed limit on a roadway then they are violating the law and could be ticketed.