Originally Posted by Dilligas (Post 2277769)

That is dependent on the current bond value. If the home is 15 years old, at least half or more of the bond will be paid off. If the homes are new....then the bond value is the difference.

Originally Posted by CoupleNCA (Post 2277349)

We visited the Brownwood TS to introduce ourselves and interest. But the realtor we were assigned on our first in-person visit has refused to answer one of our most basic of questions multiple times (she seems to keep copy/pasting the same answer to my very direct question).

My simple question is this: We've seen several really nice properties that promote the fact that they're "NO BOND". As if it was some huge savings or advantage. I just want to know: "What is the average real-world saving on a property with a bond vs. no-bond?"

The sales brochures shows the monthly fees as "bond+maintenance+fire" so you can't gauge what percentage each makes up.

I totally understand the concept of the bond and I totally understand why each "Villages" bond may differ in terms of price. But we're merely trying to ascertain if a property being highly-promoted as "NO BOND" is really that significant and should be given priority in our choices.

Can anybody please answer this question honestly? My assigned realtor can't or won't.

Originally Posted by augustnotes (Post 2277843)

Bonds on a new home can be 30 to 40 thousand dollars can be paid over 30 years. That's one reason to tell people they are selling their house that has no bond. Say you are looking at a house with a sales price of $450,000 and you know your max that you can afford to pay for a mortgage will max out at $450,000 well then you need to shrink your home sales price down let's say $40,000 to cover the bond that you will have to pay. That's in addition to the monthly HOA fee that can run a few hundred dollars a month forever and will go up with the CPI.

Originally Posted by Bogie Shooter (Post 2277850)

No HOA in The Villages,

Originally Posted by CoupleNCA (Post 2277349)

We visited the Brownwood TS to introduce ourselves and interest. But the realtor we were assigned on our first in-person visit has refused to answer one of our most basic of questions multiple times (she seems to keep copy/pasting the same answer to my very direct question).

My simple question is this: We've seen several really nice properties that promote the fact that they're "NO BOND". As if it was some huge savings or advantage. I just want to know: "What is the average real-world saving on a property with a bond vs. no-bond?"

The sales brochures shows the monthly fees as "bond+maintenance+fire" so you can't gauge what percentage each makes up.

I totally understand the concept of the bond and I totally understand why each "Villages" bond may differ in terms of price. But we're merely trying to ascertain if a property being highly-promoted as "NO BOND" is really that significant and should be given priority in our choices.

Can anybody please answer this question honestly? My assigned realtor can't or won't.

Originally Posted by kansasr (Post 2277852)

You may not call it an HOA but with a monthly amenity fee in addition to your annual district tax I say potato potato

Originally Posted by kansasr (Post 2277852)

You may not call it an HOA but with a monthly amenity fee in addition to your annual district tax I say potato potato

Originally Posted by Topspinmo (Post 2277717)

Popcorn ceilings been out for at least 40 years.
I would guess only district 1 and maybe 2 has pop corn ceilings? 50 to 100 grand savings lot money for some and for some it’s not. You always pay full price buying new not so much for pre-owned anything.