Originally Posted by CoupleNCA (Post 2277349)

We visited the Brownwood TS to introduce ourselves and interest. But the realtor we were assigned on our first in-person visit has refused to answer one of our most basic of questions multiple times (she seems to keep copy/pasting the same answer to my very direct question).

My simple question is this: We've seen several really nice properties that promote the fact that they're "NO BOND". As if it was some huge savings or advantage. I just want to know: "What is the average real-world saving on a property with a bond vs. no-bond?"

The sales brochures shows the monthly fees as "bond+maintenance+fire" so you can't gauge what percentage each makes up.

I totally understand the concept of the bond and I totally understand why each "Villages" bond may differ in terms of price. But we're merely trying to ascertain if a property being highly-promoted as "NO BOND" is really that significant and should be given priority in our choices.

Can anybody please answer this question honestly? My assigned realtor can't or won't.

Originally Posted by BlueStarAirlines (Post 2277665)

Not sure how you can say home prices are dropping. For the home you cited, it was sold in 2018 for $473k and was listed in 2023 for $679k. Where is the price drop?

Originally Posted by charlieo1126@gmail.com (Post 2277449)

I’ve sold 5 homes here in villages I did not pay the bond off on any of them .there are people who will try to offer you the price for the home after they deduct the bond those bids are quickly shot down . I’m not sure but I think the longest it took to sell one of my homes was about a month . it’s nice if you find a house with no bond but.I don’t think it’ll be much difference in price from one with the bond ,

Originally Posted by splashes (Post 2277668)

Call Beth Pope Realtor 352-552-1511 Excellent and can and will answer all of your questions

Originally Posted by EddieUA (Post 2277635)

A bond is a lien against the house imposed by land improvements. In the Enclave the bonds are $72,000 @ 5.47% with principle and interest payments between $5,000 and $6000. With Lake county taxes you would be looking at $15,000 taxes verses $6,000 in taxes for a similar house north of 466 for a premier home. Location location location....

Originally Posted by CoupleNCA (Post 2277349)

We visited the Brownwood TS to introduce ourselves and interest. But the realtor we were assigned on our first in-person visit has refused to answer one of our most basic of questions multiple times (she seems to keep copy/pasting the same answer to my very direct question).

My simple question is this: We've seen several really nice properties that promote the fact that they're "NO BOND". As if it was some huge savings or advantage. I just want to know: "What is the average real-world saving on a property with a bond vs. no-bond?"

The sales brochures shows the monthly fees as "bond+maintenance+fire" so you can't gauge what percentage each makes up.

I totally understand the concept of the bond and I totally understand why each "Villages" bond may differ in terms of price. But we're merely trying to ascertain if a property being highly-promoted as "NO BOND" is really that significant and should be given priority in our choices.

Can anybody please answer this question honestly? My assigned realtor can't or won't.

Originally Posted by Pat2015 (Post 2277692)

That’s a lot for sure, but it’s a new house in a supposed premier area. Also, a lot of new and younger people moving to TV don’t want to live in an older house north of 466 which is why new homes sell faster than preowned, and more new homes than preowned homes were sold in TV in the past 2 quarters.

Originally Posted by BlueStarAirlines (Post 2277665)

Not sure how you can say home prices are dropping. For the home you cited, it was sold in 2018 for $473k and was listed in 2023 for $679k. Where is the price drop?

Originally Posted by JMintzer (Post 2277680)

That house would have easily sold for $100-$125K more a year ago...

Originally Posted by Laker14 (Post 2277602)

when I was house hunting, I looked at the existing bond as part of the price.
House A: asking price: 350K, Bond 10K, total cost to buy= 360K

House B: Asking price: 350, Bond-0K, total cost to buy= 350.

My agent told me not to consider the price of the bond. Said it didn't matter. I asked him if he would like to pay it for me then since "it doesn't matter"...he declined to do so, which made me think "maybe it matters"...

Originally Posted by Normal (Post 2277645)

Homes south of 44 have bonds (between 10-20 percent do not). The trade off is, do you want an older roof, less efficient AC, poor efficiency windows, popcorn ceilings, old appliances, dated sliding doors, old carpet, and many holes in your drywall?

Ask yourself what you want for your retirement home.

Originally Posted by charlieo1126@gmail.com (Post 2277513)

that is not not what happens ,like I said before, you may have someone bid subtracting the bond but you don’t accept it , most buyers who want your home will pay the price with the bond. The longest I lived in any of the 5 homes I sold in villages was about 4 years so I owed most of the bond . The last home I sold was about 2 1/2 years ago so the market has changed somewhat , I’mi in my first preowned home in villages now , the house had no bond , but it sold for the same price as comparable models ,so the sellers gained nothing by paying it off and I would have bought this home with a bond anyway

Originally Posted by retiredguy123 (Post 2277690)

She is a licensed real estate agent, but not a Realtor.