Talk of The Villages Florida - Rentals, Entertainment & More
Talk of The Villages Florida - Rentals, Entertainment & More
#16
|
||
|
||
Ohiobuckeye
Quote:
|
|
#17
|
||
|
||
Quote:
Thank you for your insight and experience. I appreciate the input. As for the gators, vultures, etc... well let's just say he spent his career well armed and isn't worried about scavengers or predators regardless of how many legs they have.
__________________
Chino 1960's to 1976, Torrance, CA 1976-1983, 87-91, 94-98 / Frederick Co., MD 1983-1987/ Valencia, CA 1991-1994/ Brea, CA 1998-2002/ Dana Point, CA 2002-2019/ Knoxville, TN 2019-Current/ FL 2022-Current |
#18
|
||
|
||
peoples trust
peoples trust 15+ years .. still cheapest
Quote:
|
#19
|
||
|
||
Hurricane Insurance etc. - sinkhole
We moved from VA and generally found that property tax and all insurances were more expensive BUT remember there is no FL income tax nor personal property tax. In VA, for example, we had to pay personal property tax on vehicles and boats which in our case was over $2k per year.
I know that the HO insurance company I had before broke out a line item for hurricane AND sinkhole (Don't forget the sinkhole risk) but my current HO covers both for $1,227 per year which I felt is on par for what I paid in VA. Remember that there is a separate deductible for hurricane and for sinkhole based on the dwelling liability overage you have in the policy. These can vary by carrier. Mine is 2% for Hurricane and 10% for sinkhole. Hope this is helpful. |
#20
|
||
|
||
We moved from SoCal where we did have earthquake insurance when the Northridge earthquake hit in 1994. Insurance paid $ 300,000 to put the house back together. So here in TV we sleep better knowing we are insured for wind, water and sink holes.
__________________
From California to New York to Florida to California and finally back to Florida forever! catfishjeff@gmail.com |
#21
|
||
|
||
A lot of the talk about high insurance rates and taxes is based on where in Florida you look at. For us, our taxes and insurance are much lower than in Illinois and Atlanta, GA. Also remember, NO state income tax.
|
#22
|
||
|
||
We lived in a rural area up north in a home comparable in size to ours here in TV. Our property taxes here in FL are slightly less than one-quarter of what they were up north! Even if we add a year's worth of amenity fees, total cost is still under half of what they were up north. Homeowners' insurance is comparable, certainly not particularly higher. You need to consider WHERE in Florida; that can make a difference, in some cases a huge difference.
|
Closed Thread |
|
|