Rusty Nelson recently posted a video of his installation of a whole-home surge protector - his version was a PSP Products Series R Vortex. According to him, he picked it because of their $100K replacement warranty of any surge-damaged items.


https://www.youtube.com/watch?v=PzO4Ak5tVuY

Rusty did a great job with that video. Just want to point out that if you call Lenhart Electric they will give you a discount on the Eaton Ultra or the PSP Vortexx surge protectors. Both are excellent with ratings that are very similar. The Vortexx is significantly more expensive and I'm not sure it's worth the extra cost. As far as insurance. Remember, If you get damage from a power surge, your homeowners insurance is the primary and the surge protector insurance is secondary. Also to collect on the surge protector insurance the surge protector has to have failed. Most of the time if you have this level of surge protection and your home gets a surge even from a near by lightning strike, the damage, if any, will be minimal. So the point is although the surge protector insurance is good, very rarely is anyone able to use it.