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-   The Villages, Florida, General Discussion (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/)
-   -   Sell house with or without upgrading roof and AC? (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/sell-house-without-upgrading-roof-ac-360509/)

jrref 08-07-2025 09:41 AM

Quote:

Originally Posted by oldtimes (Post 2451746)
We recently purchased a patio villa. The owner had to put a new roof on it or we would not have been able to insure or finance it. We had other offers fall through for this reason.

Did they put on a new cheap or quality roof? Was the warrenty transferrable to you, the new owners? If so, did you do the paperwork for the transfer?

oldtimes 08-07-2025 09:46 AM

Quote:

Originally Posted by jrref (Post 2451748)
Did they put on a new cheap or quality roof? Was the warrenty transferrable to you, the new owners? If so, did you do the paperwork for the transfer?

We approved the roofer, the warranty was transferable, we have the paper work. Actually, we did have an offer on another house where they would not let us approve the roofer so that deal fell through.

Ruger2506 08-07-2025 11:35 AM

Quote:

Originally Posted by Mike Moore (Post 2451598)
I'm about to sell a 20-year-old Patio Villa that has not had its roof or AC replaced although both are functional. My goal is to get as much out of the house as possible.

Should I (1) Sell the house at a low price in recognition that the buyer will need to replace both? or, (2) go through the hassle and time to spend $20-25k to replace both before listing it?

Or, put another way, will the demand for (1) be so low that I shouldn't waste my time?

Asking here instead of a Realtor as I'm considering FSBO.

Thanks! Mike

This must be a FL thing. I do get people can't insure an older roof cause the corrupt insurance companies play that game. I've bought and sold many houses. Both buying and selling as long as the house (including roof and mechanicals) passed inspection it didn't matter how old they were.

The last two houses I sold, the realtor was pushing for replacing the windows in one house and the roof on another. I declined. I got asking for both houses in a reasonable amount of time. Remember, the realtor wants you to make their job as easy as possible on your dime.

I mean honestly if the market required me to replace anything (roof or A/C or whatever) it's going to be the cheapest bare minimum POS I can find to meet the minimum requirements.

Ruger2506 08-07-2025 11:41 AM

Quote:

Originally Posted by jimhoward (Post 2451600)
If the roof is 20 years old and the AC is 20 years old, how is the rest of the house. Is there 20 year old carpet and 20-year old appliances, and a 20 year-old bathroom? How is the water heater? It might just be a gut-remodel anyway. If it were me I wouldn't try to fix everything, I would price it attractively.

My favorite to buy. Sweat equity is worth a lot of cash. Buy low, put in the work. Reap the rewards.

Velvet 08-07-2025 12:28 PM

Yes, most of the value of the house is in its location etc. usually. But insurance is important especially with our hurricanes.

asianthree 08-07-2025 12:48 PM

How many PVs are on the market built less than 10 years ago for the same $$$$ you want? If the answer is less than 20 you should sell, more than 300 not a chance. Truthfully I wouldn’t Reno a PV, I would buy newer

CarlR33 08-07-2025 01:01 PM

Quote:

Originally Posted by retiredguy123 (Post 2451621)
If it's not broken, don't fix it. Lower the price. Of course any real estate agent will want you to spend money. It's your money, not their's.

Also, people from up north may not have roof age on their radar as much as actual villagers and you will not get a full return on your investment anyhow.

Pessemist 08-07-2025 01:01 PM

We bought in 2021’. I wouldn’t even look at a house with a roof older than 5 years. The AC unit was 18 years old at the time of our purchase but still going strong.

My friend bought his home a year ago and his AC just tied up and needs replacing.

Due to age of our unit (now22 years) I’m thinking of preemptively replacing it in the fall.

I can’t imagine what we would do if ours crashed in this heat! Their AC guy has replacement wait of 1 month out.

Ruger2506 08-07-2025 01:29 PM

Quote:

Originally Posted by Pessemist (Post 2451808)
We bought in 2021’. I wouldn’t even look at a house with a roof older than 5 years. The AC unit was 18 years old at the time of our purchase but still going strong.

My friend bought his home a year ago and his AC just tied up and needs replacing.

Due to age of our unit (now22 years) I’m thinking of preemptively replacing it in the fall.

I can’t imagine what we would do if ours crashed in this heat! Their AC guy has replacement wait of 1 month out.

You'd improvise and adapt. You'd buy a portable unit, shut bedroom doors to non essential rooms and just plug away.

Velvet 08-07-2025 02:34 PM

Quote:

Originally Posted by Pessemist (Post 2451808)
We bought in 2021’. I wouldn’t even look at a house with a roof older than 5 years. The AC unit was 18 years old at the time of our purchase but still going strong.

My friend bought his home a year ago and his AC just tied up and needs replacing.

Due to age of our unit (now22 years) I’m thinking of preemptively replacing it in the fall.

I can’t imagine what we would do if ours crashed in this heat! Their AC guy has replacement wait of 1 month out.

Time to visit relatives/friends preferably up north. Take a vacation, etc. Don’t take chances with your health - if it should happen.

Velvet 08-07-2025 02:37 PM

Quote:

Originally Posted by CarlR33 (Post 2451807)
Also, people from up north may not have roof age on their radar as much as actual villagers and you will not get a full return on your investment anyhow.

True, my northern home has a 25 year old roof and still going strong. It never occurred to me to ask about my TV home’s roof. And it was a TV insurance agent who arranged my insurance so I still was unaware of the importance of the roof.

ElDiabloJoe 08-07-2025 02:44 PM

Quote:

Originally Posted by Pessemist (Post 2451808)
...

Due to age of our unit (now22 years) I’m thinking of preemptively replacing it in the fall.

I can’t imagine what we would do if ours crashed in this heat! Their AC guy has replacement wait of 1 month out.

If you're going to do it in the near future, do it in 2025 before the $2000 tax credit expires. Or so an HVAC guy told me last month.

retiredguy123 08-07-2025 03:02 PM

So, you are living happily in a house with an old roof and HVAC system and, because a real estate agent pushes you to upgrade, you spend tens of thousands of dollars so they can more easily sell your house, you fall for it? No way. I would tell that agent to take a hike.

I actually knew one seller who replaced perfectly good laminate countertops with granite because their sales agent told them to do it.

jrref 08-07-2025 03:10 PM

Quote:

Originally Posted by ElDiabloJoe (Post 2451833)
If you're going to do it in the near future, do it in 2025 before the $2000 tax credit expires. Or so an HVAC guy told me last month.

Right, that up to $2,000 federal tax credit only applies to the higher efficiency systems such as heat pumps and ends in 2025.

Aces4 08-07-2025 08:09 PM

Quote:

Originally Posted by retiredguy123 (Post 2451841)
So, you are living happily in a house with an old roof and HVAC system and, because a real estate agent pushes you to upgrade, you spend tens of thousands of dollars so they can more easily sell your house, you fall for it? No way. I would tell that agent to take a hike.

I actually knew one seller who replaced perfectly good laminate countertops with granite because their sales agent told them to do it.

The OP didn't state he is currently living in the house, no realtor is pushing him for anything and he wants to do a FSBO. Geez..

I would never, for all the homes we bought and sold, stick a buyer with the worst roofing product I could find to save some nickels. If you've maintained the PV property with terminite/bug contracts, it's clean and in a nice neighborhood with an adequate new roof and have it reasonably priced, it will sell. If it smells, it will be with you for a long time. We would only buy an older patio villa north of 466A for upgrading or investment purposes.


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