Talk of The Villages Florida - Rentals, Entertainment & More
Talk of The Villages Florida - Rentals, Entertainment & More
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#1
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Sinkhole deductible 10% of 300k home value(AAA)vs $1000 deductable Allstate
I have until the 28th of this month to switch.Bundle house and car 2300.00 AAA...2756.00 with Allstate.Big difference between $30,000 and $1000.00 sinkhole deductable .Still reviewing fine print.
Last edited by boxcarwilly; 02-22-2021 at 07:59 PM. |
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#2
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Sorry, can't imagine a $1000 SINKHOLE deductible on full sinkhole coverage for those kind of prices (AUTO & HO). Seems way WAY too low. It may be $1000 deductible only applying to sinkhole catastrophic loss which is law in FL (not the ded, the CL coverage)?? Allstate gives no bargains so that doesn't make a lot of sense. If it is FULL SINKHOLE COVERAGE with $1000 ded for sinkholes PLUS AUTO for those prices please let me know, I'll switch in a heartbeat.
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#3
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Here is the letter from Allstate:
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#4
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Your image didn't work but you left out lots of info. Comparing insurance rates without every coverage detail is impossible inc value of home etc etc etc
#1) How many cars? How old? What kind of coverage? #2) All other included coverages for homeowners? Location? Home value? I pay ~$900 YEAR (~$450x2) not 6 months for auto (Geico) with full maximum on all coverages except med payments and low $100comp/$500coll deductibles on a 2020 Kia . I pay ~$750 from Travelers for home owners also with Max coverages and 10% S.H. deductible on a 2/2 Colony. Last year I did extensive apples to apples rate comparisons between about 6 or 7 insurance companies posted somewhere around here. FULL sinkhole coverage alone (not 10% ded) supposedly runs $2000-$3000 but again, that depends exactly on WHERE you live. 1 mile can make a big difference of an insurance company not even writing S.H. coverage. People will often post "I PAY XX for my car insurance" without any details so comparison is virtually impossible. |
#5
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Quote:
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#6
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Quote:
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#7
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Letter from Allstate reference (full)sinkhole low deductable
Letter from Allstate reference (full)sinkhole low deductable.
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#8
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preview displays image but post will not..get a 400 bad request.
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#9
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from smartphone
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#10
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Quote:
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#11
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I don't doubt that, it's the quoted combined cost I questioned for auto + homeowners + S.H.
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