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Daily Sun Coverage
There have been a number of sinkholes in The Villages-- generally unreported by The Daily Sun. I wonder of the reporting of this one was an editorial oversight or if the Sun is actually becoming a newspaper.
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I believe a porch like that might be poured as a slab without any footer, just like a patio would be poured. It doesn't appear that it's supporting any part of the house so no footers would be necessary. Bill :) |
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Unfortunately, this is probably not an isolated event. Hernando county, which is dubbed the sinkhole capital of FL, has had whole neighborhoods wiped out. When you live in sinkhole alley, you must keep your sinkhole insurance coverage up to date. Number of residential sinkhole claims filed with Citizens Insurance in 2011: statewide 4024, Hernando County 1920. |
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As a wannabee: Does sinkhole coverage include living in other accomodations until this is investigated and resolved? I know I wouldn't feel safe if this happened. I would need to be reassured everything would be OK. |
Don't assume
that because a particular homeowner policy might cover alternate accommodations if home is unlivable while being repaired, that all of them do.
Just like 3 people might have liability coverage on their auto insurance, but one policy might exclude coverage if driver is convicted of dui when the accident occurred, or might deny coverage if the at-fault driver had no valid driver's license (perhaps they let the renewal date slip by). ALL POLICIES ARE NOT THE SAME. This would be a good time for everyone to go read their policies and make sure you understand what is and is not covered. |
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Does anyone know the answer to this question. The deed restrictions I have read require the owner to rebuild a home that is damaged or destroyed. ( I am assuming to avoid blight and empty lots. How do you do that if you get a sinkhole? It would be one thing to repair a hole next your house, and hope it do not expand and damage the house.. but if there was a hole under the house, who would ever rebuild on a such a lot.. even if you had the guts to try it, how would you ever sell it later?
JJ |
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And learn the difference between sinkhole coverage and catastrophic ground collapse. (hint--there is a whole thread on this) |
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I assume the owner will have to disclose in event of a resale. While I would hesitate to buy it, it probably sits a lot more solid than its neighbors. |
I think I'm in the land of OZ! Ykes! Really scary.
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JJ |
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Attorney Joke : A golfer hooked his tee shot over a hill and onto the next fairway. Walking toward his ball, he saw a man lying on the ground, groaning with pain. "I'm an attorney," the wincing man said, "and this is going to cost you $5000." "I'm sorry, I'm really sorry," the concerned golfer replied. "But I did yell 'fore'." "I'll take it," the attorney said.:1rotfl: |
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