Designer home with 80% loan, bond plus property taxes, electricity/gas monthly costs, lawn care costs, termite and pest control, and our favorite home owners insurance plus golf cart insurance, you are closer to $30,000 - $40,000 a year. This is buying a newer designer home with annual expenses. If you pay cash for the house you can take $20,000 - $30,000 off the annual cost.
Go out and look what a home loan will cost you for a $600,000 home, $120,000 down, 7% loan, that loan is over $3200 a month, over $36,000 a year before taxes/insurance and thousands a year for everything else.

Depends a lot on the month and the model property and the location. Or are you considering a family purchase and split time between two residences (and perhaps renting it out during the off season)? Different expenses to consider there! Once you get your head wrapped around that it would be easier to come up with a ballpark $$.

You are about $5-8K low, as your described our house and we are running between $20-23K at current rates. I have the records, and just filed the corporate tax return in March with these figures. The difference between 20-23 is the cable TV service for renters


faux tax guy

If you have to ask............................................... ..

We maintain two homes, one up north and one in The Villages. Several years ago, we switched our residence to Florida. Not including the purchase of our house, we have lived here free ever since on the taxes we save from our rip-off northern state, plus we still get to spend summers in greater comfort.

If you are talking about a $600,000 house price (average cost of a decent designer home) the loan alone will cost you over $30k a year

It can be done on a lot less than you are spending.

Ignore all the negative comments you are receiving. You ask a very good question. It will cost you $4,878.43 to be a snowbird, that's assuming you arrive on a Tuesday....after 1:47 pm, on a cloudy day.

That’s like what do you think I can buy a car for🤣

I have learn that some years ago.
You would think by now that gene pool would be cleaned. :shrug:

Not quite on topic, but I was surprised when my snowbird neighbour told me he has to pay more homeowner's insurance because he only lives here part time. His home remains vacant When he is gone.

Double Post.

It’s an expensive place to live. 5 out of 6 Villagers are Millionaires.

Ryan from “Inside the Bubble” just posted on this very topic this week for owning a home in The Villages. Google his site to read his very detailed post about possible expenses and the associated estimated costs.

Really? May we please see your statistical proof?