The external studs to a vinyl sided home are wood . The internal non weight bearing studs are metal .

What about all of the wood plywood sheeting used on the entire external sides of the home ? Wood sheeting for the roof ? Wood trusses , etc , etc, etc…..

I just sold an investment property up in NJ and was told as a seller I need to provide terminate treatment and that mortgage companies require an inspection and treatment report on the house. Wouldn’t this be true in FL?

Most lenders will require a termite inspection to get a mortgage. But, Florida law does not require a termite inspection when a house is sold.

Massey getting aggressive. I have been renewing my contract for 15 years.
 

These “inspectors” they send around are merely salesman. If they won’t renew your contract just drop them. Sooner or later they will accept your $85 insurance premium but if they don’t another company will. I abhor spraying for termites when there is zero evidence of them.

Only on sales do they require a Termite Inspection. Never heard of a mortgage company requiring a new treatment of poisonous chemicals if no evidence of termites.

You can easily spot evidence of termites by the tunnels they make long befithey get to your roof.

You can easily spot evidence of termites by the tunnels they make long before get to your roof.

Note that Massey doesn't use an insurance company to guarantee repair work for termite damage. They depend on their own resources. But some pest control companies do use an insurance company to pay for repair work.

Tented house in Duval
 

A house here in Duval was tented last week. Owner said it was for termites.

THAT does not look like termite damage at all Mr. Photo. Very suspicious but not termites IMO. I had termite problems up North and THAT does not look like it.

A mortgage company may require a termite inspection, but Florida law does not.

If you’re an entomologist (I am not), I’ll defer to your expertise. I have no dog in this fight and was simply sharing photos I took of a friends home when she asked me for assistance.

She called Dean’s, with whom her recent deceased husband had fortunately renewed the protection plan.

The next day a tech came out and examined the damage. They agreed that it was termites and paid for the repairs and additional treatment. Again, I have no interest in this, financial or otherwise, and was simply sharing what I observed and learned.

That being said, a quick search of termite damage on moulding, revealed many images which were exactly what this lady experienced.

As other posters have mentioned, get the service or don’t. It’s a completely personal decision.

Get Deans to renew. Brings a little sniffer dog, checks the whole house then charges 1/3 of Massey. We did this several years ago. Was told to never give up your termite coverage in Florida!

Type of termite
 

They may not cover all types of termites. Be sure to ask. Based on personal experience.

I do my own & never ever had a bug problem. But I’m sure they’ll tell you theirs is better! So if that’s true why is there bug spray on the market & why aren’t more people complaining!