I got a USAA homeowners policy last month for our house in TV. You may not need all the coverage in their first quote so you may need to work through it with them to get the right coverage for your situation.

I have USAA Ins. I just put my house with them, they put me with ASI. They never mentioned Tower Hill. I wonder how they decide witch one to put you with.

I was insured and worked for USAA and I can assure you USAA is one of the finest, and Top Insurance Companies in the USA. Getting Insurance in Florida is very complicated we happen to be with an Insurance company other than USAA simply because my wife was an officer with that company, so we chose to stay with it for a variety of reasons.

I can tell you and reassure you that whatever USAA advised you on, USAA is to be Trusted. Certainly USAA has changed over the years for the better in my view, for starters only Officers qualified to get USAA Insurance, that has changed big time.

I felt privileged to work for USAA, their Headquarters in San Antonio is incredible and they (Members) own it. Plus it goes down 3 levels.