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-   The Villages, Florida, General Discussion (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/)
-   -   Using Your Bank to Pay Bills (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/using-your-bank-pay-bills-329874/)

Velvet 03-06-2022 12:04 PM

Quote:

Originally Posted by Ski Bum (Post 2068985)
Have all of you check writers considered that when you write a check at the grocery store, you are handing your full name, address, (sometimes) phone number, routing number, and account number out to who knows how many people?

I echo many of the other thoughts here. I use auto payment from the bank and credit cards. When I set them up, I enable notifications so when any transaction hits my account, I get an email or text.

This is why I use Citizens First Bank. They call me if they get a check for a significant amount or to a person I don’t usually write to. To make sure it was me. No other bank has ever done that.

Westie Man 03-06-2022 02:58 PM

I use auto-pay with a credit card only
 
and then pay the card balance on line. Much better than a debit card or check

Shoogley 03-06-2022 03:11 PM

Quote:

Originally Posted by Michael G. (Post 2068633)
Do you use your bank to pay your monthly utility bills or other transactions?

Just curious

I find paying on line very problematic.
From the Td to BOA ON CORNER. They write a check. A check mailed from Canada 17 days. When a company does not use e- transfer they write a check. The company does not want to use etransfer because they want you to use autopay , and I refuse. Too many computer errors which is always overcharge never under charge. I will be changing banks to a credit union.

JoMar 03-06-2022 03:41 PM

Quote:

Originally Posted by bowlingal (Post 2068875)
absolutely not...do not trust anyone....hackers everywhere. I also pay cash for my gas....never credit/debit card

How does that position line up with your kids and grand kids lol

RUCdaze 03-06-2022 04:13 PM

I have been using Chase to pay most of my bills; however, I recently decided to change banks and use Citizens First. What a nightmare it is to switch over all the accounts! It's taken me about three months. I would say that the only drawback to having a bank pay your bills is what you have to do if you ever want to change banks.

davem4616 03-06-2022 04:34 PM

Quote:

Originally Posted by Michael G. (Post 2068633)
Do you use your bank to pay your monthly utility bills or other transactions?

Just curious


sure do, and have for years....

most of my bills hit a credit card that gives me 2% back on everything, and I use my bank's 'bill payer' system to pay that credit card off every month (it's a push from me)
When we did a lot of traveling in pre-covid days, we'd get over a grand back by running everything through that card

The water/amenity bill won't take a credit card...so that one and my life insurance premiums are the only ones that I have allowed to 'pull' money out of any of my bank accounts

the about made it a lot easier to avoid 'late charges' when we were first snow bunnies and then snow birds


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