Yes. This is what is confusing. aCH. Do not pay?? Charges due if not paid? Account balance?? Balance forward?? I just want to see current months charges and what is owed??

ACH - means your bank account is automatically debited on a certain date. If something gets screwed up with the automatic debit (as in "nonsufficient funds", for example), then you will owe a finance charge, or the larger amount, unless the bill is paid by a certain date. The new billing format was announced by letter in June.

What is so confusing. It says
Total New Charges
Balance Forward ( In Case you didn't pay all or some last month )
Amount Due ( That's what you pay )
Charges due if not paid by ( in case you miss the original due date that's your penalty amount due )

That's pretty darn self explanatory.

Mleeja Love it

Thank u for the explanation!