So buyers don’t consider the fact that buying an asset, has an additional $0/15,000/$35,000 liability?

Buy one sell one
 

That's true, but there is the chain reaction effect. Newcomers have to sell their homes up north to buy in TV. People buying those homes up north will likely have mortgages, and the selling price of those homes may be less due to higher mortgage rates. In turn, the newcomers will have less proceeds to spend on their new home in TV. So they may be more sensitive to what they pay in TV. Trading one home for another of similar price is easier to swallow.

Pools?
 

Could also be pools. If somone adds a pool to the home it adds a lot to the asking price. I don't know if the developer sells a lot of brand new homes with pools, or the new owners put the pool in after the sale?

Pay the Bond or not?
 

That's a good question. I pondered the same question, before I decided to pay off my bond. I bought a pre-owned home with a $9K bond with like a 4.5% interest rate. Thinking there was like 10 years left on the bond. I was figuring I will have the house for at least 10 years so it was a good bet. Even if I sold after 5 yrs , iI'd probably get my money back.

I think some do and some don't consider the Bond. Some people only look at "what can I afford". If they can afford the bond payment, they don't care. Others, like me add the cost of the bond to the purchase price (in their minds).

I would say having a bond is not a make or break for most buyers. It could be a tie breaker for some people considering comparable houses. In addition, they may not negotiate as hard on the hose without the bond.....but who knows.

Actually, I don't think the appraiser and the mortgage company factor in the bond when determining the amount that can be borrowed. Also, if you are listing a house with a bond, the listing agent will definitely tell you to not pay it off. Note, that when you buy a house with a bond, you can pay it off or not. But, when you buy a house without a bond, you can't add a bond. So, buying a house with a bond gives you more options. If you are going to sell your house within a few years, there is no doubt that you will benefit by not paying off the bond.

Lots of reasons, location, close golf cart ride to everything, lots of Championship golfing options, mature landscaping, no turnpike issues, little or no bond, multiple town squares, many homes have significant upgrades, familiarity with area from visiting friends over the years, etc……. The newer areas will eventually mature and have many of the desirable features of the more mature areas, but at our age we want to maximize the fun factor right now while our window of good health is still wide open.