Talk of The Villages Florida
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Talk of The Villages Florida (https://www.talkofthevillages.com/forums/)
-   The Villages, Florida, General Discussion (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/)
-   -   Are We going to See 8% Mortgage Rates (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/we-going-see-8-mortgage-rates-358876/)

Ruger2506 05-23-2025 10:52 AM
Quote:
Originally Posted by Kenswing (Post 2433064)
I love the higher interest rates. Gives me extra spending money.

My first mortgage was an 11% VA loan. That was considered a great rate at the time.
That would kill me buying another investment property. But it would seriously boost the other aspects of my investing life. So I suppose it is a win either way.

Caymus 05-23-2025 11:05 AM
And for whatever reason, new home sales were up over 10% last month. My first mortgage was over 12%.

Jim1mack 05-23-2025 11:05 AM
In 2014 we secured a rate of 4.75. Thirty year fixed. With a little shopping I think I could have found a lower one. Right now BankRate.com list the lowest rate of 5.99

Pballer 05-23-2025 11:26 AM
Interest rates aren't coming down because of rantings like today's threat of 25% tariffs on iPhones and 50% tariffs on imported EU products. Yawn.

Normal 05-23-2025 12:07 PM
Yes, Buyimg down is a good option
 
Quote:
Originally Posted by Jim1mack (Post 2433519)
In 2014 we secured a rate of 4.75. Thirty year fixed. With a little shopping I think I could have found a lower one. Right now BankRate.com list the lowest rate of 5.99
Yes, Bankrate has a great listing for buy downs. The national average can be skewed in your favor if you have the money to purchase a lower rate. Nerd wallet has a listing too for those shopping.. There is no need to pay the national average of 7%.


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