Look what happen after Katrina and other disasters in Florida. Their ratings are low.

Connie Wise Duff agency in TV at 352-259-0900..Julie is our agent. We have always had State Farm until moving here two years ago and had to go with another company. We just switched back yesterday. They are insuring new and existing. You must have and inspection which cost $60. Their rates are higher than our previous company.

Are you saying that there is an inspection for sinkholes? I don't believe anyone can predict sinkholes.

The sellers and their realtor MUST disclose the sink hole issue even if completely and successfully repaired.

They only inspect to be certain here is no sinkhole. There is actually a test to predict and it cost $10,000.

Thank you. I will check. I appreciate the information.

Map of sinkhole claims in Florida
 

Poke around this map for sink hole claims

Closed claims with confirmed sinkhole activity

Sinkholes can happen anywhere and they do...perhaps they're more prevalent in Florida and it's just not in The Villages that there have been sinkholes. Several areas in Florida have had several large sink holes in the last several years. Last year in Tampa the ground opened up and swallowed a house including a man in it. He was never found. It's no different then hurricanes or tornadoes. They happen. We used to have sink hole coverage until this year and now it's the catastrophic. I guess they have had too many in Florida like hurricanes. If you do try to get sink hole insurance, you need an inspection first which cost roughly $140.00 non refundable and most of the time your rejected so why bother. You take a chance and hope you stay above ground.

...

Excellent. I agree

It was offered on our pre-owned home in Mira Mesa through ASI Insurance. We obtained it at the time and are now grandfathered in. I believe it can still be obtained but with a large deductible.

This is very interesting. Especially when you expand it out to see the specific areas. What is the source of this map?

Sinkholes in Vermont
 

Senior Citizen, have you ever googled "Sinkholes in Vermont?"

FYI:
25 Feet Deep Sinkhole Opens Up In Vermont - YouTube
► 1:51► 1:51
[ame=http://www.youtube.com/watch?v=pezLDIz4unc]GEOLOGICAL UPHEAVAL: 25 Feet Deep Sinkhole Opens Up In Vermont - Swallows Up Two Cars! - YouTube[/ame]
Apr 26, 2013

PHOTOS: Sinkhole opens up on I-89 in Milton | WPTZ Home - Vermont
PHOTOS: Sinkhole opens up on I-89 in Milton | WPTZ Home - Vermont
by Vanessa Misciagna
Jan 15, 2014 - A sinkhole on the southbound side of Interstate 89 in Milton has forced road crews to close the travel and breakdown lanes.



GEOLOGICAL UPHEAVAL: More Sinkholes Keep Popping Up In ...
thecelestialconvergence.blogspot.com/.../geological-upheaval-more-sinkhol...
Apr 26, 2013 - A Vermont family are lucky to be alive after a massive sinkhole opened up in the middle of a mountain road during a rainstorm, swallowing their ...

Sinkhole reopens on Burlington's Battery Street - WCAX.COM Local ...
http://www.wcax.com/story/.../sinkho...battery-street
Jul 2, 2013 - BURLINGTON, Vt. -. It started small and got bigger and bigger. The sinkhole that snarled traffic on Burlington's busy Battery Street reopened ...

Pages and pages...

We used to call them POT HOLES
 

Here's another one. We used to call these "pot holes".

Sinkhole filled on Route 15 in Underhill, Vermont

http://www.mychamplainvalley.com/story/d/story/sinkhole-affecting-traffic-on-route-15-in-underhil/21952/5sb1miyf3U2IzIcHRXp72w

Potholes usually develop towards the end of a harsh/cold/snowy winter (not under homes)..........

Major cities up north also have potholes galore on their roads at the end of winter. Not just Vermont. The worst that could happen would be damage to one's vehicle....and a great expense....and hopefully not personal injury to driver/passenger.

When we lived in New Jersey, all of the major roads exiting the city had potholes......heavy traffic areas.

In Vermont, I would guess it is more due to the weather. After Hurricane Irene, the roads up the center of our state were really destroyed (all because of the torrential rains undermining the pavement). Big chunks of roadway wiped out. But I believe that is different than what's under the ground in Florida.

BELOW..........THE LAST PARAGRAPH SAYS IT ALL..........

From the WISE GEEK:

""Sometime around early spring, many roads develop deep divots and pockmarks called potholes, and certain cities are even said to have two seasons: winter and pothole repair. The reasons behind this road damage involves both nature and the limitations of road construction.

Most roadways are built in layers, starting with compacted earth and gravel for drainage. Some older city streets may even have a subsurface of bricks. All of these layers are covered with asphalt, which is a gooey blend of , oil byproducts, curatives and aggregate gravel. In an ideal setting, this layer of asphalt repels rainfall and snow, forcing it into bitumin, drains or the shoulder of the road.

Potholes form because asphalt road surfaces eventually crack under the heat of the day and the constant stresses of traffic. These cracks allow snow and rainwater to seep into the underlying dirt and gravel. During cold nights, the water freezes and expands, pushing out some of the dirt and gravel, leaving a hole when the water eventually melts. Drivers continue to drive over these unseen holes, putting even more stress on the thin asphalt layer covering them.""


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The area where the "pot hole / sink hole" occurred is in the northern part of our state which has our one big city, Burlington, on Lake Champlain.......home to the University of Vermont and many colleges, corporations.........more heavily populated area.
But, winter is winter all over the state..........my husband comes home every day from an errand complaining about the pot holes.

Another good one besides "pot hole season" is "mud season".......last year, our daughter in the north eastern side of our state which is quite rural.......had FOUR MUD SEASONS........thaw, freeze and then thaw again and again........that's Vermont.

Link to Closed claims with confirmed sinkhole activity Map
 

Here is a link to the newspaper article..which had a chart and link

Fraudulent sinkhole claims? Maps show claims near reported sinkhole-activity - Sun Sentinel

What are you afraid of? Sinkholes? How many people lost their life or got insured because of sinkholes?
Compare to that, how many people lost their life or got insured because of traffic accidents? Did people stop driving? I can continue, asking about danger in case of weather, living in an area where crime is ruling the daily life.......... All things can happen everywhere.
It is always a question about relativity. Live your life, always be careful and see the life as a wonderful gift, that's the way.