Talk of The Villages Florida

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-   The Villages, Florida, General Discussion (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/)
-   -   Whats the point of discussing Sinkhole Insurance (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/whats-point-discussing-sinkhole-insurance-114231/)

Villageshooter 05-10-2014 05:41 PM

Quote:

Originally Posted by Indydealmaker (Post 875901)
Your posts are coming very close to libel.

kind of like being little bit pregnant!
i really think any person has the privilege of posting the topic any choice as long as they conform to the rules of the board! i mean after all he is not talking to his girlfriend an owner of the clippers!
i for one want know everything i can about sinkholes here in the villages! i very much realize about beating a dead horse , however this horse (sinkholes) seems to get up and keeps running all over! if one of these sinkholes every really swallows a home, prices will go down like the water toilet when it flushes!

Bogie Shooter 05-10-2014 06:30 PM

Quote:

Originally Posted by Villageshooter (Post 875971)
kind of like being little bit pregnant!
i really think any person has the privilege of posting the topic any choice as long as they conform to the rules of the board! i mean after all he is not talking to his girlfriend an owner of the clippers!
i for one want know everything i can about sinkholes here in the villages! i very much realize about beating a dead horse , however this horse (sinkholes) seems to get up and keeps running all over! if one of these sinkholes every really swallows a home, prices will go down like the water toilet when it flushes!

Is there some basis for this statement or just a wild opinion?

Big O 05-10-2014 07:11 PM

As any therapist will ask....What is your REAL issue here?

EnglishJW 05-10-2014 07:37 PM

Quote:

Originally Posted by Big O (Post 876016)
As any therapist will ask....What is your REAL issue here?

Disclosure

Steph 05-10-2014 08:16 PM

I just purchased a new patio villa yesterday and had a frank conversation with my sales agent re the sink hole issue. I felt he was honest and fair in his comments. I was able to secure insurance without any issue including sink hole coverage at a reasonable rate. With all due respect, the OP should move on. This horse is deader than a door nail.

perrjojo 05-10-2014 08:20 PM

Quote:

Originally Posted by EnglishJW (Post 876026)
Disclosure

I used to work for a guy who had a great saying...well, that's a good reason, but what is the REAL REASON? He also said ..never come to a staff meeting with a problem unless you also have a possible solution. The op puts a "problem" out there to get an emotional response but never again responds or offers a solution to his supposed problem. His intent is to manipulate us and sit back and read our responses. I, for one, will no longer respond to any of these threads because they serve no constructive purpose.

BobnBev 05-10-2014 09:34 PM

Why all the hullabaloo? I had no trouble getting sinkhole insurance when we bought the house.:thumbup:

Stdole 05-10-2014 10:52 PM

Make sure you check with your Insurance Agent and have them explain the almost impossible requirements one must meet before collecting the insurance... Not so fast to begin with if you live in a $800.000 home you will put up $80,000 for the deductible or 2% value of your home... check out the other 3 almost impossible items you must meet not counting the $400.00 premiums per year... This subject deserves your full attention and research first!

Barefoot 05-10-2014 11:07 PM

Quote:

Originally Posted by perrjojo;876050
I used to work for a guy who had a great saying...well, that's a good reason, but what is the REAL REASON? He also said ..never come to a staff meeting with a problem unless you also have a possible solution.

The op puts a "problem" out there to get an emotional response but never again responds or offers a solution to his supposed problem. His intent is to manipulate us and sit back and read our responses. I, for one, will no longer respond to any of these threads because they serve no constructive purpose.

The OP has started many, many threads on the same subject.
I wish the OP would be more forthcoming, and tell us about his issues.

Villageshooter 05-11-2014 12:30 AM

Quote:

Originally Posted by Stdole (Post 876086)
Make sure you check with your Insurance Agent and have them explain the almost impossible requirements one must meet before collecting the insurance... Not so fast to begin with if you live in a $800.000 home you will put up $80,000 for the deductible or 2% value of your home... check out the other 3 almost impossible items you must meet not counting the $400.00 premiums per year... This subject deserves your full attention and research first!

please please please dont cloud the issue with the facts!

Villageshooter 05-11-2014 12:33 AM

Quote:

Originally Posted by Bogie Shooter (Post 875998)
Is there some basis for this statement or just a wild opinion?

who will buy homes that next door were swallowed into the ground?
these are just facts! irefuse to stick my head in the sand and drink the koolade on this issue.

Bogie Shooter 05-11-2014 07:53 AM

Quote:

Originally Posted by Villageshooter (Post 875971)
kind of like being little bit pregnant!
i really think any person has the privilege of posting the topic any choice as long as they conform to the rules of the board! i mean after all he is not talking to his girlfriend an owner of the clippers!
i for one want know everything i can about sinkholes here in the villages! i very much realize about beating a dead horse , however this horse (sinkholes) seems to get up and keeps running all over! if one of these sinkholes every really swallows a home, prices will go down like the water toilet when it flushes!

Quote:

Originally Posted by Villageshooter (Post 876099)
who will buy homes that next door were swallowed into the ground?
these are just facts! irefuse to stick my head in the sand and drink the koolade on this issue.

You said "prices will go down like the water toilet when it flushes!" . Prices? Your statement implies all prices.
Now you say "next door". Just tossing out these statements, accomplishes what?
Has nothing to do with the "stick my head in the sand and drink the koolade" cliche.

Big O 05-11-2014 09:02 AM

Quote:

Originally Posted by Villageshooter (Post 876097)
please please please dont cloud the issue with the facts!

The cost and availability of insurance has been known for at least the two and a half years that I have looked and bought a house in The Villages. I believe however that what you have said is speculation.

homeball 05-11-2014 10:06 AM

Sinkhole insurance issues only came to light within the last year or two, some of it by way of the state legislature. Prior to that it wasn't much of a big deal. When we first bought in TV 4/5 years ago, we had FULL coverage sinkhole insurance. It was only this year that we got a letter from the insurance co. saying that they would only write CATASTROPHIC sink hole coverage. So, even though we did our research when we bought our home, the rug was pulled out from under us later on, something we had no control over.

Indydealmaker 05-11-2014 11:32 AM

All of the comments describing the hoops you must jump through in order to file claims for sinkhole damage sounds to me just like every single catastrophic insurance coverage that I can think of.

We have all heard the horror stories of filing insurance claims for earthquake damage, flood damage, driven water damage, tornado damage, sinkhole damage, thefts and vandalism. It is all the same. Nothing new here.

There are risks in life that you take to get what you want. Nothing new here either.

Those that claim the dangers of sinkholes were hidden from us are insulting our intelligence. If you did not know about sinkholes and you made an uninformed decision to build a home in a sinkhole prone area (approximately 40% of the U.S.) then it is on you. Not your real estate sales guy. Not the builder or the developer or God. Just you. Their is increased risk in life to basking in "low knowledge".

Now go play golf!


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