When Do You Buy Your Home?

When Do You Buy Your Home?


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When Do You Buy Your Home?
Old 07-09-2019, 02:52 PM
Jetakai Jetakai is offline
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Join Date: Jun 2013
Posts: 18
Default When Do You Buy Your Home?

I know most people say come down and try it out, but basically when I retire I must leave Alaska. Winters are getting too hard. 3 years, 9 months, 21 days.

So when would you buy a house? The end of 2022? I don't want to have to fly back and forth. Can you just come down once, pick out everything and then just do paperwork by mail? How long does it take to build a home? When does the loan close? After you take possession?

I retire in about April of 2023 but I want to drive from Alaska to Florida with a lot of meandering so I may not be there until June. I am looking at a small house, with the Vineyard floor plan (I don't want to retire to clean). Can you hire a management company to take care of the place. I have heard that there are issues with squatters and you can't kick them out, or is that just something for myth busters?

One final question, where is the best place to be for 1gb Broadband and who is the best provider?

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Old 07-09-2019, 03:09 PM
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manaboutown manaboutown is online now
Join Date: Aug 2009
Location: NJ, NY, SC, PA, DC, MD, VA, NM, CA and ID, not necessarily in that order
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Why don't you arrange to rent a house short or long term before buying one?
"No one is more hated than he who speaks the truth." Plato

“To argue with a person who has renounced the use of reason is like administering medicine to the dead.” Thomas Paine
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Old 07-09-2019, 08:27 PM
Dond1959 Dond1959 is offline
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Join Date: Jun 2018
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I agree that you should seriously think about renting for 6 to 12 months. That way you can answer all your questions and make sure this is a good fit for what you’re looking for in retirement. Do you want to build, buy a spec house or buy a existing home? What area do you want to be in? Can you take the heat if you are going to be full time? These and many more questions that will come up can be answered if you rent before taking the leap. Good luck!
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Old 07-09-2019, 08:39 PM
tophcfa tophcfa is offline
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Join Date: Feb 2015
Location: The Berkshires of Western Massachusetts and the Villages
Posts: 876

Rent and get to know the Villages. Look at lots of homes and sort out things up north. When things feel right and you have experienced different areas of the Villages, you will know when/if you found the right place. Don't hurry and make a hasty decision you might come to regret. We still are going back and forth from our Northern home to our Villages home, but we are in the Northeast. I would not want to do that from Alaska.
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Old 07-09-2019, 09:49 PM
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rjm1cc rjm1cc is offline
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Join Date: Apr 2010
Posts: 1,708

Rent and take your time. VH4R Home Rentals in The Villages
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Old 07-09-2019, 09:59 PM
VApeople VApeople is offline
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Posts: 669

I agree with the other comments.

Keep it simple. Finish up in Alaska, get the money in the bank, then come to Florida and rent. Then decide what you want to do.
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Old 07-10-2019, 12:48 AM
queasy27 queasy27 is offline
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Join Date: Mar 2011
Posts: 545

You may be feeling some pressure to buy before prices rise and rise, but measure those possible increases against the cost of maintaining a vacant house for three years, or even the hassle of renting it from so far away. It's doable and there are some wonderful rental management companies, but perhaps not ideal.

I think we'd all be willing to bet there will be still be new villages and of course plenty of pre-owned homes in the coming years. Final build-out still seems to be but a gleam in the developer's eye, and newer villages are getting some lovely amenities.

This may also change, but currently 1gb Broadband is not readily available.
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Old 07-10-2019, 02:44 AM
thelegges thelegges is offline
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Join Date: May 2010
Location: Drayton Plains, MI, Vietnam, Waterford, MI, Pennacamp, Fernandina /One Retired in Duval
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We bought our first home a patio villa 7 years prior to retirement. Originally we bought for our parents, sadly for health reasons they never used the home.
We Found a good home watch, and rented on our own unfinished for four years.
Long term unfurnished rentals are hard to come by and you have many people to choose from. You can also use a well established agency to do the same thing. If there was a problem, it not like we were going to drive 18 hours to fixit, that’s why you use a good home watch.
When one of us retired we found our current home, and sold our villa in 3 days.
Going to rental web sites for TV you will find many who do the same with little to no effort.
As far as renting before you buy, you should at least visit not just TV, but other retirement communities.
TVs winter weather can get chilly compared to southern parts of Florida. But you are coming from Alaska and this will be a heatwave even on the coldest days.
However no one on this site can give you advice better than your financial advisor, and personal experience as to where you want to live.
TV is a large community, still growing, with many things to offer, for some that is the biggest drawback. Too Large.
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Old 07-10-2019, 06:54 AM
charmed59 charmed59 is offline
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Join Date: Jun 2015
Posts: 291

You could come down here and rent for a few months while you have your house built. It is pretty easy to get a 6 month rental from June to Dec if you are reasonably sure of the dates. Three years is a long time in Village building years. We have no idea what home models and villages will be added by then.
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Old 07-10-2019, 07:11 AM
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Schaumburger Schaumburger is offline
Join Date: Apr 2010
Location: Schaumburg, IL - Chicago suburb - TV Wannabee
Posts: 4,100

If you have never been to The Villages, if possible, I would suggest doing a Lifestyle Preview Visit for 6 or 7 days. These visits are arranged by contacting The Villages sales office. You won't be able to see or do everything during that time, but it might be a helpful "dipping your toe in the water" for you. Maybe coming during the summer months to get a taste of what a central Florida summer is like. And I agree with the others, if possible rent a home in The Villages for at least 6 months once you retire to see what area of The Villages you like the best.
Born and raised in Dubuque, Iowa. Chicago 1979 to 1986. Northwest Suburbs of Chicago - Schaumburg since 1988.
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retire, home, buy, house, alaska

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