Originally Posted by dewilson58 (Post 1695415)

One of my golfing buddies (who had 15 years on me) always told me, "Retire as soon as you can, you never know."



I have watched many people die too young and only enjoyed a few years of retirement.


My first visit to The Villages was in my 30's. I watched it grow. I made a plan and executed it.

$150/mth is not much for what you get, but there are some who just can't afford it.

Originally Posted by OrangeBlossomBaby (Post 1695677)

We're dealing with a forced retirement situation at my house. We would have retired in 2022, when he'd be eligible for social security, and his employer would have covered his health insurance until Medicare kicked in. They shut down the plant, and he's a skilled tradesman in an almost-obsolete trade so it's not likely he'd ever make even half of what he was making before they turned him out. Unfortunately, if he DID go back to work full time, we wouldn't qualify for ACA subsidies and our health insurance was $2000/month. Currently we don't earn enough for subsidies, but neither of us is the right age or disabled so we don't qualify for medicaid either. So I'm going back to work part time, gladly, and will happily accept a low wage. And then, we'll be able to get health insurance. Til then we're just hoping to stay healthy.

Originally Posted by Velvet (Post 1695697)

Hey, you’re not the guy I met at the Webb pool about 20 or so years ago, are you? Cause you sure sound like him.

Originally Posted by OrangeBlossomBaby (Post 1695677)

We're dealing with a forced retirement situation at my house. We would have retired in 2022, when he'd be eligible for social security, and his employer would have covered his health insurance until Medicare kicked in. They shut down the plant, and he's a skilled tradesman in an almost-obsolete trade so it's not likely he'd ever make even half of what he was making before they turned him out. Unfortunately, if he DID go back to work full time, we wouldn't qualify for ACA subsidies and our health insurance was $2000/month. Currently we don't earn enough for subsidies, but neither of us is the right age or disabled so we don't qualify for medicaid either. So I'm going back to work part time, gladly, and will happily accept a low wage. And then, we'll be able to get health insurance. Til then we're just hoping to stay healthy.

Originally Posted by dewilson58 (Post 1695415)

One of my golfing buddies (who had 15 years on me) always told me, "Retire as soon as you can, you never know."



I have watched many people die too young and only enjoyed a few years of retirement.


My first visit to The Villages was in my 30's. I watched it grow. I made a plan and executed it.

$150/mth is not much for what you get, but there are some who just can't afford it.

Originally Posted by stan the man (Post 1695763)

I loved my job, and would still be doing it if there was not for a required retirement age.

Originally Posted by Schaumburger (Post 1695668)

As others have said, everyone's situation is different. I have been working full time for 36 years now. If I could afford it today and did not need my employer's health insurance, I would retire from full time employment and get a part-time job (20-25 hours a week) just to stay out of trouble.

I am 2 years and 11 months away from being able to start collecting SS, but I really don't want to start collecting at age 62. I'm hoping to wait until 65 to start collecting SS, even though my full retirement age is 67. I don't know if I have inherited more of my mother's genes (she passed away at 67) or my father's genes (he is 89), but I really don't want to wait until 67 to start collecting SS as tomorrow is guaranteed to no one. In the past few years, two friends of mine died unexpectedly. One at age 56, and the other at age 64.

And then the wild card in all of this is my job...my manager quite often brings up the topic of automation and elimination of jobs in my team sometime in the next few years. And I know whose job will be gone if automation/robotization comes to pass...mine. :(