What is ridiculous about accepting responsibility for your actions. You break it, you bought it.

Another resource for fun............Florida's Independent Insurance Agents......who have thru this thousands of times:

Could I Be Held Responsible for the Golf Ball Smashing My Window?
Insurance expert Paul Martin said that you could very well be held responsible if you lived on a golf course. Since you assume this extra risk when purchasing a property on a golf course, the insurance company is likely to exclude coverage for any stray golf balls. So, if you buy a house on or near the putting green, just be prepared to cover any related damage yourself.

THATS not what Florida Statute says, when a golfer breaks a window of a property they can call there homeowners policy and it will cover the property damaged!
The property that was damaged has a deductible that usually wont' cover it and furthermore were the heck does the homeowner have to pay for some idi*ts damage. That's not how i was raised, Village entitlement 101 at work unbelievable!!!

Oh Bean.............I never said anything about Florida Statute.

Of course they can call their agent.
Two errors in your statement: (1) "they" can't call a policy; (2) It's their, not there.

Breath, Breath.

Swimmers at the beach or lake aren't licensed, shoppers in stores aren't licensed, on and on. Personal responsibility for one's actions. You break it, you bought it. Honest, ethical and responsible individuals take responsibility for their actions. Makes me wonder about some of the folks that think they can destroy something with impunity as long as they do it with a golf ball and club.

Protection on the golf course
 

Here's my protection. Also for 'çanes or severe storms. Same system we used in south Florida. We also put up a screen to protect our lanai windows. Cheap wood frame and screen ing. We've had golf balls on the side and front of our house. You can hear them hit the roof.

Protection from golf balls and storms
 

[QUOTE=ldj1938;2266646]Here's my protection. Also for 'çanes or severe storms. Same system we used in south Florida. We also put up a screen to protect our lanai windows. Cheap wood frame and screen ing. We've had golf balls on the side and front of our house. You can hear them hit the roof. When I get enough collected I go to the driving range.

Please post that Florida Statute. (I was unable to find anything like that) As I saw in a previous post:

My post will not change anybody’s mind about a window broken by a golfer on a golf course. Legally you may not be responsible for repairing the residents window. I say “may not” because I did read of a court case (I can’t imagine going to court for a broken window) where the court decided that a golfer was responsible for an errant golf ball that did property damage to property off the golf course. But for purposes of my post I will say you are not legally responsible for replacing a window on a house along a course in The Villages unless you could prove “negligence” on the part of a golfer. That said, how much does a window cost? Full disclosure: I have never damaged anybody’s property that is build adjacent but off golf course property. If I did, I would apologize and offer to pay for the damage to the property out of my pocket because I would feel morally responsible, if not legally responsible, to do so. How much would a window cost? With all that is happening in the world today, a broken window is the least of our issues but to each his own choosing.

If you really want to know.............you could Google....................$15 to $5k

Destin #4??????

Everything you have posted on this thread is wrong. Stay down, champ---it's not your day :1rotfl::1rotfl::1rotfl:

But his bad shot broke a window on private property (I always wondered why anyone would want a home on a golf course. Waking up at 0700 on a Saturday hearing people playinmg golf.)). I do not know the law but would think that logic says if you hit your shot off of the course through a homes window you would be at fault. When I attempted to play many many years ago at Tuxedo Park, I drove off the course and cracked a car windshield. A car driving on the road. I paid for that one (The road was built after the course.). What would the rules say about that?

That still doesn't answer the question clearly. They could be talking about a broken window "IF the golfer who hit the ball is not known". No?

I lived on a golf course and loved it. There is a cost though. Believe it or not there are golfers who hook or slice. Our patio enclosure was a constant victim of bad form but I LOVED where I lived.

Then, how do you explain why a pro golfer on the tour is not responsible for injuries they cause to a spectator? Even if the spectator signs a waiver, it would not supercede a Florida statute or law if it existed.

Reading comprehension is important. My post stated that the comparison was ridiculous not accepting responsibility for your actions. If reading some of these ridiculous posts insulting everyone who does not agree with their positions caused someone's blood pressure to rise and have a heart attack or stroke, would they be willing to accept involuntary manslaughter responsibility plus financial responsibility. They wrote it. It caused the result. Or maybe the way the were raised would suddenly magically change.

Twice we lived on championship golf courses. My wife loved it and I looked at our purchase as a good investment and also enjoyed living on a golf course. It goes without saying anyone purchasing a home on a golf course should do their due diligence as to location on the course. In the years we lived on golf courses, we never had any property damage. If you purchase on a golf course and don’t do your due diligence, expect issues with golf balls and golfers. A bit off the subject, sorry but I hope its helpful for future reference if you plan to purchase or build on a TV golf course.

Just because someone is not at fault in an accident does not mean you are not responsible.

No.

Actually, that's backwards. In Florida, the golfer could be considered at fault since he hit the golf ball. But the homeowner who knowingly bought on the course has assumed all responsibility.

Would you feel the same way if the ball went through the window, hit someone on the head, and they sued you for $50 million?

Nonsense! Just because you know the odds of having a ball hit your property are higher by living nearer the course, doesn't mean you accept the irresponsibility on the part of poor golfers. That is like saying a person who parks their car at the curb assumes all responsibility if someone crashes into their car while stationary and parked near the roadway.

They know if they broke a window! Someone broke the largest window in my condo. I went outside and looked at a man and he admitted to breaking it. Cost him nearly $4,000.00. He was a gentlemen about it...Thankfully!

Re-read the post...............you don't understand the statement.

That must have been one-mean look.

:pepper2::pepper2:

Why did you move?

Btw, we just bought a house in The Villages on the Tarpon Boil (Executive) Course.

I’m hoping that we don’t get hit with TOO many errant balls.

Higher? How about guaranteed that a house on a golf course will be hit by a ball. That's about the third time somebody used the auto scenario in this thread. Still doesn't change the legalities on a golf course.

Not necessarily. Some people are honest and will take responsibility for their actions and pay to repair or replace what they damage.

humor sheldon, humor.

Death and taxes are the only things absolutely guaranteed, or so I've been told.

I got the humor. I guess I should have acknowledged it.

By the way, the name is Fred. You have me confused with someone named Sheldon.

Have a great day.

Are golfers responsible for broken windows in Florida?
Golfers are responsible for the damage they cause to your home. That's fine, if the golfer owns up to hitting a ball through your picture window, but often the culprit will just move on down the fairway, whistling as if nothing ever happened.

Insuring Florida's Golf Course Homes - Carli Insurance Agency Address: 2680 W Lake Mary Blvd, Lake Mary, FL 32746

Phone: (407) 322-3600

What makes you think golfers are responsible? I suggest you read my post from the Florida Supreme Court decision as well as other lower courts.

:1rotfl::1rotfl::1rotfl::1rotfl:

Carl's website is selling, not informing.

:1rotfl::1rotfl::1rotfl::1rotfl:

Must be a new retiree, who hasn't had time to practice enough prior to retirement.

I've hit shrubs, roofs, over roofs, into roads, front doors, but windows? that's beyond responsible golfing. .

That's not easy.
Great shot!!!

Bounced it off the windshield of the car parked in the driveway :1rotfl::1rotfl::1rotfl:

If you read the Villages Golf Etiquette Rules you would know:

Do not enter private property to look for or retrieve your golf ball.

I live on the golf course and love it, until someone starts walking through my flower beds looking for a ball. That's a no no!

There are legal laws and moral laws. I broke a window once and notified the homeowner. I said I would pay for it, although I was not legally responsible. I thought it was the right thing to do. We ended up splitting the cost. (Legal vs Moral)