Or worse, they will be walking and kick your car as you are backing out and claim that you hit them.

I was not referring to those being security risks. Facebook is a security risk. I have seen and heard too many stories to risk using it.

For example: You sell an item on Facebook. The buyer pays you cash for the item while casing your property, car, etc. Next thing you know, you are robbed. Not neccessarily at your home. Once they case you, they can rob you (or family member) anywhere.

This is just one example why one should not open their world to strangers or trust every friend on your Facebook account will not give out your information. And we all know, Facebook gives information to the entire world.

Question: Why is it safe to trust someone with lots of Facebook posts? A good scammer or hacker will have plenty of posts. Pictures will be fake and the information will be fake.

This particular scam has been going on for several years. It’s still surprising to me that folks still fall for it. FB is not all bad, just use a little common sense, don’t accept friend requests from anyone you don’t know personally and you’ll be fine. And NEVER, NEVER, EVER buy or sell anything on the FB marketplace.

Good advise. Very often get invites from supp I sed young blond Russian girls. Only problem probably a guy from India.

Not everything is a scam on Facebook. I'm helping a very nice Prince out.

Is that prince moogoogaipan? He does seem to be a very nice fellow and wants to help me to do all kinds of things.

Ask him to send money to his son and when he has it the son can pickup the article and pay you with the cash. I know nothing will happen, but fun to do to these scammers.

Ohiobuckeye
 

To sell online you’re asking for lots of rip-off’s to sell. To sell online you don’t know what kind of people you’re running into. So no way I would sell that way!

Their transaction is fake but your “refund” is real.

Can it be fake if I see it in my bank account? Sure, I wouldn't trust an email saying it went through or even a picture showing it went through but if my bank says the money is in my account then I don't see how there could be a problem.

But maybe I'm wrong. Is there a way to take money back out of my account once Zelle has deposited it there?

So how would you sell some tools? I don't own a store and don't plan to open one. I won't have a yard sale. How do I let customers know I have some tools to sell?

I don't know about Zelle, but some scammers send counterfeit certified checks, and the money will show up in your bank account. But, when the bank discovers that the check is a counterfeit, they will debit your account. This can take 2 weeks or more.

The scam is to gain access to your bank account. Some people easily give their bank account number when they believe someone is going to deposit money into their account. Instead of depositing, the scammers withdraw money from your account.

Have you ever seen that we have a UPS package for you but we are unable to deliver?
Or you won a brand new TV etc? When you respond, they will tell you there is a low-cost handling fee like $1.99. The scam: you have to give your credit card number. Once they have your numbers they use it to purchase items or to get cash. (Depending on what type of card you gave the information)

Your bank account number is on every check that you write. How can someone withdraw money from my account by just having the bank account number?

I hadn't thought of that but I'm sure it happens.

I get at least 5 of these every day

The scammer does not have a check from you or your information. This is why he verbally needs your information.The scammer is most likely across the world.

The scammer is sitting in front of an equipped computer. Once he has your digits, he is able to withdraw the money.

Please explain how someone can withdraw money from a checking account if they have the bank account number, the routing number, and even the name and address of the account holder. How is this done?

Lame like too old?

I am not a computer wizard I was in sales and I bought items from overseas on a regular basis. Once, I lost $800 to a scam. I gave my bank account number believing I was speaking to customs. I would have lost quite a sum of money if customs confisicated my package. That is where my mind set was. Worrying about losing my items instead of verifying the call I received was actually customs. I did not get my $800 back because I okayed the transaction.

I am not ashamed to admit my mistake. I hope others learn from it. Luckily for me, the sum I lost was a kick in the bucket. The bank employee advised me to never give out my account number to a stranger. She explained it is most likely a scam.

Isn’t Facebook scam anyway. Getting you’re personnel information and selling it?

Have I heard anything so absurd? Yes, I do—nearly every day, at least several times a week. Does it ever work? I believe it certainly does work, which is why we hear so much about it! And when it does, who then are the 'idiots'—the scammers or their victims?...

Given such rapid advances in technology in such short periods of time, we need to both educate ourselves and be extraordinarily vigilant—and unfortunately there are always those who do not and thus open ourselves to be victims.

It's not just Facebook; there are a multitude of websites through which scammers operate. I was a victim once: I needed to contact Amazon with a financial question, and because I see so poorly, I did a web search for Amazon's phone number, called, asked for and received the correct department, from which I was asked to go over my financial information, which I did. Little did I know....

The so-called Amazon website was a fraud, and the scammers were able to pull money out of each of my bank accounts at Wells Fargo and Bank of America with my agreement!. When it became clear what had happened, I asked both banks to investigate who had transferred and withdrawn the funds out of their accounts. Wells Fargo returned the funds to me; I have no idea if they were able to collect the funds back. Bank of America not only did not but practically accused me of scamming myself! That was the end of a long relationship with the latter bank—as well as that of family members and friends who formerly used that bank. I should share more of this story; I hadn't even thought of publicizing it on ToTV....

Yes, we have to be absolutely vigilant—and then be more so!

FBM is ok for selling
 

I sold a ton of stuff on FBM before we moved down here. Craiglist was dead, and Offerup full of scams. I took cash only, no checks no Zelle. I did all transactions at my house on camera, and my ad let them know that in advance. I did not reply to brand new accounts or ones that had thin profiles.

Down here I use FB for knowing what is going on around me, I don't enable the friends feature.

In terms of one being tracked, anyone using Gmail or Google searches is being tracked big time, and even normal surfing one is being scrutinized silently if one isn't running the right browser, and / or using a VPN.

Citizens Bank is really good about money that you have been scammed out of.

Corporate banks are the worst for customer service.

I assume you mean Citizens First Bank? If you deposit a counterfeit certified check, will they pay you for the check anyway? Most banks will debit your account when they find out that it is counterfeit.

Never, ever use zelle with strangers. Just because you may not know how to scam someone doesn’t mean they do not know how to scam you. I have used fb marketplace for cash only and it has worked well. Cannot always sell quickly tho. Craigs list is nothing but scams, so stopped using them. EBay and paypal is just a pain in the neck and has become expensive. Be certain you know that everything sold over $600 on eBay now is taxable income.

Not exactly. All businesses are required to pay income tax on their profit. The only thing that has changed is that EBay reports your sales to the IRS to keep people honest. If a business doesn't make a profit, they don't owe any taxes.

If someone has my name, sort code, and bank account number, the only direction money can flow, is into my account.
There are a lot more security levels involved to withdrawing money from my account.
If name, sort code, and A/c number were all that was required, it would be open season, and no one would have any money left in their account.

Credit Card abuse/theft however, is a whole different ball game.

Never
 

Never ever use Zelle to pay for a Facebook transaction. The second no no is we only accept PayPal for advertised merchandise. These scams have been around forever.