Isn’t Facebook scam anyway. Getting you’re personnel information and selling it?

Have I heard anything so absurd? Yes, I do—nearly every day, at least several times a week. Does it ever work? I believe it certainly does work, which is why we hear so much about it! And when it does, who then are the 'idiots'—the scammers or their victims?...

Given such rapid advances in technology in such short periods of time, we need to both educate ourselves and be extraordinarily vigilant—and unfortunately there are always those who do not and thus open ourselves to be victims.

It's not just Facebook; there are a multitude of websites through which scammers operate. I was a victim once: I needed to contact Amazon with a financial question, and because I see so poorly, I did a web search for Amazon's phone number, called, asked for and received the correct department, from which I was asked to go over my financial information, which I did. Little did I know....

The so-called Amazon website was a fraud, and the scammers were able to pull money out of each of my bank accounts at Wells Fargo and Bank of America with my agreement!. When it became clear what had happened, I asked both banks to investigate who had transferred and withdrawn the funds out of their accounts. Wells Fargo returned the funds to me; I have no idea if they were able to collect the funds back. Bank of America not only did not but practically accused me of scamming myself! That was the end of a long relationship with the latter bank—as well as that of family members and friends who formerly used that bank. I should share more of this story; I hadn't even thought of publicizing it on ToTV....

Yes, we have to be absolutely vigilant—and then be more so!

FBM is ok for selling
 

I sold a ton of stuff on FBM before we moved down here. Craiglist was dead, and Offerup full of scams. I took cash only, no checks no Zelle. I did all transactions at my house on camera, and my ad let them know that in advance. I did not reply to brand new accounts or ones that had thin profiles.

Down here I use FB for knowing what is going on around me, I don't enable the friends feature.

In terms of one being tracked, anyone using Gmail or Google searches is being tracked big time, and even normal surfing one is being scrutinized silently if one isn't running the right browser, and / or using a VPN.

Citizens Bank is really good about money that you have been scammed out of.

Corporate banks are the worst for customer service.

I assume you mean Citizens First Bank? If you deposit a counterfeit certified check, will they pay you for the check anyway? Most banks will debit your account when they find out that it is counterfeit.

Never, ever use zelle with strangers. Just because you may not know how to scam someone doesn’t mean they do not know how to scam you. I have used fb marketplace for cash only and it has worked well. Cannot always sell quickly tho. Craigs list is nothing but scams, so stopped using them. EBay and paypal is just a pain in the neck and has become expensive. Be certain you know that everything sold over $600 on eBay now is taxable income.

Not exactly. All businesses are required to pay income tax on their profit. The only thing that has changed is that EBay reports your sales to the IRS to keep people honest. If a business doesn't make a profit, they don't owe any taxes.

If someone has my name, sort code, and bank account number, the only direction money can flow, is into my account.
There are a lot more security levels involved to withdrawing money from my account.
If name, sort code, and A/c number were all that was required, it would be open season, and no one would have any money left in their account.

Credit Card abuse/theft however, is a whole different ball game.

Never
 

Never ever use Zelle to pay for a Facebook transaction. The second no no is we only accept PayPal for advertised merchandise. These scams have been around forever.