Talk of The Villages Florida

Talk of The Villages Florida (https://www.talkofthevillages.com/forums/)
-   The Villages, Florida, New Members Forum (https://www.talkofthevillages.com/forums/villages-florida-new-members-forum-115/)
-   -   Beginning our Journey with our first home at The Villages (https://www.talkofthevillages.com/forums/villages-florida-new-members-forum-115/beginning-our-journey-our-first-home-villages-355638/)

kingofbeer 01-06-2025 03:05 PM

Quote:

Originally Posted by Lolabird (Post 2399132)
Hello everyone,

My name is Lora. My husband Mark and I are headed to your beautiful community in February for the first time. We have been excited about our home buying / building process, and are planning on getting started when we arrive.

We have never built a home before, and I would appreciate any suggestions from those who know so much more than we do.

We have chosen a model (Anhinga), and will most likely choose a site near Waters Edge.

I would appreciate any suggestions as to what I should ask when we meet with the staff.

Such as:

1) types of finishes (flooring, cabinetry, countertops, roof, etc.)

2) insulation

3) gas vs electric

4) making changes or additions to the model - remove a wall, put washer / dryer in garage'
additional outlets

5) what does it mean exactly to "stretch" a floorplan?

6) location of lot to choose - noise level (I hear many people comment on this)

7) What does it mean when a floorplan has a C or F after its name?

Building vs. purchasing an existing home in other areas of the Villages.

Thank you all so much for your time and expertise. I have been perusing the forums, and you are all such a wealth of information. I look forward to your guidance!

Lora from RI

IMHO, these are questions for your real estate agent. They have answers for all of these questions.


1) types of finishes (flooring, cabinetry, countertops, roof, etc.)

2) insulation --- very basic. Some type of foil insulation.

3) gas vs electric - I think gas will you save you money.

4) making changes or additions to the model - remove a wall, put washer / dryer in garage'
additional outlets ---- Don't put washer dryer in garage!

5) what does it mean exactly to "stretch" a floorplan? They make rooms bigger.

6) location of lot to choose - noise level (I hear many people comment on this) The view is key. The backyard should face a preserve or water.

7) What does it mean when a floorplan has a C or F after its name?

JMintzer 01-06-2025 03:17 PM

Quote:

Originally Posted by Lolabird (Post 2399235)
Is it fair to assume that the "newer neighborhoods" are in the southern sections?

We are 60 years old. Can you recommend a neighborhood that fits your description - a bit more established, homes that a few years old, landscaped. etc.

Dusty Star and Orange Blossom Baby mentioned " "north of 44 & south of 466A. "

Could you please offer some village names in that area so that I may look at a map?

Again, many thanks to all!

Lora

Pretty much going from 466A south to SR 44...

Sanibel
Charlotte
Fernandia
Gilchrest
Pinellas
Collier
Collier @ Antrim Dells
Collier @ Alden Bungalows
Hillsborough
Lake Deaton
Dunedin
LaBelle
Pine Hills*
Pine Ridge*
*Both of these are in Lake County which has slightly higher property taxes and a different Electric Co. Provider (some say it is less reliable in storms...)
Osceola Hills
Osceola Hillas @ Soaring Eagle Preserve (my favorite...:icon_wink:)

Hope this helps...

golfing eagles 01-06-2025 03:21 PM

Quote:

Originally Posted by OrangeBlossomBaby (Post 2399162)
You'll get as many different opinions as there are people who post here. Here's mine:

Don't buy brand new, unless you're buying on an empty lot or tearing down an abandoned foreclosure in an established area. Reason: New areas are unproven. Landscaping isn't mature. I mean if you don't mind looking at nothing but houses and saplings for the next five years, I guess - okay? Zero shade trees for at least five years, because that's how long it takes for saplings to become shade trees.

Most stores aren't built yet. You might have to spend the next couple of years driving out of your area to pick up a quart of milk when you run low between grocery shopping.

Yes I know this is sinkhole country. But there are sinkholes caused by natural ground collapses, and sinkholes caused by overdevelopment, or poor workmanship, or lower standards for pipelaying. There have been more of these in the southern areas of The Villages than there have been in the northern areas. Regardless of what caused it, that's just how it is. The Historic section (east of 441 up north) has had maybe 3 little ones in the past five years. Nothing that closed down the whole street, none that have caused property damage, and none that had to divert traffic to road detours. All of them, to my knowledge, were limestone crumbling around sewer pipes in the road, causing 2-4-foot holes that could be repaired in a day.

Personally, if you want a newISH home, you might be better off closer to 466A. Another upside to that, is that while someone else has been owning the home, they've also been paying the bond. So your responsibility for the balance of the bond will be much lower, than buying a new-construction home in the south. SIGNIFICANTLY lower, since the bond fees have gone up over the years. Paying off a $8,000 bond balance vs. paying a new $25,000 bond is a big deal, and the bond is NOT included in the listing price of the home.

On the Historic side, there is no bond, and never was any bond, because it was originally a trailer park and the county can't impose a bond on a developer for rolling in a mobile home and putting it down on cinderblocks. But MOST of those old mobile homes are gone, replaced by luxury double-wides, and some site-build (constructed) homes. There are also a couple of empty lots for sale. Landscaping is mature, traffic is minimal, one of the pools has a jacuzzi hot tub, there are rolling hills so it's not all flat, we do have "standards" for how our property has to look but mostly it's just "neat and tidy" and well maintained, and you can still give it your own personal touch with lawn ornaments and what not. Ours is a very walkable area, even though there are no MMPs or sidewalks except right in front of the rec centers and at Paradise Park. Every store you need/want is within 5 minutes by golf cart, the hospital is across the street, the fire department is next door to the rec center. Two exec golf courses, 1 country club with a restaurant and an 18 hole golf course, two community pools, one family pool, one country club pool (with a waterfall and a jacuzzi), two rec centers, a dog park, archery range, softball fields - no "kissing lanais" or cookie-cutter houses, that's all my idea of a Florida paradise.

And there we have it---the Chamber of Commerce advertising infomercial for the hysterical side:1rotfl::1rotfl::1rotfl:

LuvtheVillages 01-06-2025 03:29 PM

Quote:

Originally Posted by Lolabird (Post 2399235)
Is it fair to assume that the "newer neighborhoods" are in the southern sections?

We are 60 years old. Can you recommend a neighborhood that fits your description - a bit more established, homes that a few years old, landscaped. etc.

Dusty Star and Orange Blossom Baby mentioned " "north of 44 & south of 466A. "

Could you please offer some village names in that area so that I may look at a map?

Again, many thanks to all!


Lora

An advantage to this area is that it is in unincorporated Sumter County. That means that you will not be paying taxes to the city of Wildwood. Or any city, for that matter. This will save you about $1000+ per year on your property taxes.

Also, this area is 5-10 years old, so the bond has been paid down by quite a bit. The total amount is smaller, and the yearly assessment is smaller. Some may even have been paid off in full.

And, it is served by SECO Electric, a cooperative with the lowest electrical rates around.

asianthree 01-06-2025 03:37 PM

OP many if not most are posting to buy preowned, or not travel to the new area, because for some it is frightening to not have retail, grocery, DOCTOR, or restaurant within minutes of their house.

We started in 2007 one block over from LSL, then 10 minutes to LSL, then 20 minutes to LSL. Then 17 minutes to LSL. Between the 6’s with every possible retail, grocery, restaurant and a multitude of medical offices. We kept moving farther away from those brick and mortar. A preowned is nice, but neighbors my parents age and then some, wasn’t our ideal areas.

We now are south of 44, we can get to restaurants, grocery, shopping, and medical, within 10 minutes or less.

South has safe and beautiful walking paths, great restaurants outside of the bubble, Kroger trucks are in our neighborhood daily (free delivery), but we do have 2 grocery within 7 minutes, and much younger neighbors.
We moved south to get away from the retail, and congestion traffic in the north. We only see a physician once a year, so honestly unless you are in extremely poor health, or your parents age, why the need to live so close.

We built this last house, needed 4/3, wanted a view, with at least 750sf garage storage space is top of the list. We have never Paid off a bond, and no plans to pay this one. (Our investments are far greater than bond payments).

Pick your lot, build the house that fits you, and most likely your neighbors will be close to your age, bonding because everyone is new.

FloridaGuy66 01-06-2025 06:32 PM

Quote:

Originally Posted by golfing eagles (Post 2399285)
And there we have it---the Chamber of Commerce advertising infomercial for the hysterical side:1rotfl::1rotfl::1rotfl:

It's amusing when people living in the least desirable/highest crime areas are giving advice on where to live in the Villages.

asianthree 01-06-2025 08:08 PM

Quote:

Originally Posted by Lolabird (Post 2399132)
Hello everyone,

My name is Lora. My husband Mark and I are headed to your beautiful community in February for the first time. We have been excited about our home buying / building process, and are planning on getting started when we arrive.

We have never built a home before, and I would appreciate any suggestions from those who know so much more than we do.

We have chosen a model (Anhinga), and will most likely choose a site near Waters Edge.

I would appreciate any suggestions as to what I should ask when we meet with the staff.

Such as:

1) types of finishes (flooring, cabinetry, countertops, roof, etc.)

2) insulation

3) gas vs electric

4) making changes or additions to the model - remove a wall, put washer / dryer in garage'
additional outlets

5) what does it mean exactly to "stretch" a floorplan?

6) location of lot to choose - noise level (I hear many people comment on this)

7) What does it mean when a floorplan has a C or F after its name?

Building vs. purchasing an existing home in other areas of the Villages.

Thank you all so much for your time and expertise. I have been perusing the forums, and you are all such a wealth of information. I look forward to your guidance!

Lora from RI

1. Yes choose what you prefer up grade counters and floors (we have all tile,) all 3 bathrooms are showers only no tubs.

2. No choice

3. Which ever you prefer (we save about half with gas opposed to all electric)

4. No moving of interior walls, no moving of appliances or adding outlets

5. Stretch is only available if your lot allows usually front and rear

6. We live 4 streets from turnpike, inside home and in our lanai and pool no idea there is a TP..I prefer turnpike than neighbors loud music

7. C for us was 10’ ceilings 8’doors

8. What is your budget? Will you have $$$ to Reno older home, replace roof, hvac, floors, sprinkler system, appliances? Insurance on new premiums can be 50% less than a preowned. New home warranty everything is new. Neighborhood bond is strong because everyone is just moving in. Younger people, unless you prefer live with your parents age group.

Think intelligently…how many time do you grocery shop, or like us have it delivered because I have better things to do with my time and don’t need to touch every bag of frozen peas. How often do you see doctors? How much do you eat out, because restaurants outside the bubble are far better. Once Middleton and Eastport are open you will be with in minutes of the newest, updated area to dine, shop, and enjoy life.

Decadeofdave 01-06-2025 08:21 PM

My opinion is always to stay in the villages a few times for at least a month. It is a large diverse area and you need to understand the logistics of travel, recreation and shopping.

OrangeBlossomBaby 01-06-2025 09:34 PM

Quote:

Originally Posted by Lolabird (Post 2399235)
Is it fair to assume that the "newer neighborhoods" are in the southern sections?

We are 60 years old. Can you recommend a neighborhood that fits your description - a bit more established, homes that a few years old, landscaped. etc.

Dusty Star and Orange Blossom Baby mentioned " "north of 44 & south of 466A. "

Could you please offer some village names in that area so that I may look at a map?

Again, many thanks to all!

Lora

It really REALLY depends on your budget, but Fernandina has a lot of variety in sizes and prices available currently. Fernandina is sort of halfway between Morse Blvd on the east, and Buena Vista on the west, somewhat close to 466A but not close enough to feel or hear the traffic. Another option is east of Fernandina, in Sanibel. They have some cute cottages- here's one for sale with an open house tomorrow:

The Villages(R) Homefinder - Find Your Dream Home

Just to give you an idea of what they look like and how this particular model is laid out.

OrangeBlossomBaby 01-06-2025 09:42 PM

Quote:

Originally Posted by golfing eagles (Post 2399285)
And there we have it---the Chamber of Commerce advertising infomercial for the hysterical side:1rotfl::1rotfl::1rotfl:

Pick any one thing I said that wasn't true :)

Y'all just jealous. Hysterical side best side.

margaretmattson 01-06-2025 10:49 PM

Quote:

Originally Posted by Bay Kid (Post 2399169)
I remember the agent on my 1st home telling me I have a stretch 2 car garage. I told them that is a stretch to call that a 2 car garage! My home now has a real 2 car garage.

None of my business but I would at least look around at existing homes. Lots of advantages, LOCATION, bonds, value, etc.

I agree. Take the time to look at pre-owned as well as new. The pre-owned may need some refurbishing but keep this in mind. Bonds for new homes are over 50k. When you move into a new home, you will need to do landscaping, painting, storage, closets, lanai etc. Do a comparison of what it will cost to refurbish the preowned. Sometimes, you will find a pre-owned is a better bargain. Especially if the location is in an area you highly desire.

You asked for the best locations to purchase a home.This depends on YOUR needs. For example: Are you an avid golfer? An area easily accessible to many golf courses would be your perfect choice. This is the area between the sixes. Plan on joining a club for biking? Attend a club meeting and find out where they meet to begin their excursions. Living closer will be much easier and enjoyable. Like to swim? Find an area near plenty of pools or better yet, some Courtyard Villa neighborhoods have their own pools. This includes Mission Hills, Creekside Landing, and a few others. Love to walk? Find a home where that is easy and SAFE. I can go on, but I think you get the jist.

I believe it is not wise to choose an area based on who you believe will be the best neighbors. Please keep in mind, THIS WILL CHANGE. People move! Choose an area that meets everything you desire to have the retirement of your dreams. Making and KEEPING friends is easy in any location especially if you are close to activities that you enjoy.

FloridaGuy66 01-06-2025 10:56 PM

Quote:

Originally Posted by Lolabird (Post 2399132)
Hello everyone,
We have chosen a model (Anhinga), and will most likely choose a site near Waters Edge.

Waters Edge is an excellent prime location. It will have great access to Eastport and all of the surrounding amenities in the very near future.

bowlingal 01-07-2025 05:25 AM

gas or electric? no choice, you have to go with whatever lines have been installed in the area. Some villages are all electric, some are all gas. Beware of the bonds/taxes. In the newer areas, both can be very expensive and you are paying additional taxes to Wildwood as well as Sumter County. The bonds can also be upward to 30,000 or more depending on the size of the house. Also, gets extremely hot and humid here in the summer, so a north facing lanai is best. .Watch out for Coleman Prison, not far from your area. Sign up for the Nextdoor app. lots of information of there. Also, check out the Daily Sun, there are many, many houses already for sale in the southern areas. You have got to ask yourself.....why?

LizzieBorden 01-07-2025 06:01 AM

I agree with most of what has been said. Someone said they have a southern facing home and it’s dark as a cave and they are correct. My neighbor across the street has that and their house is dark. My Lanai is southern facing and I love it We have trees in the back, with NO NEIGHBORS. We bought 20 years ago this month. We listed out our priorities. 1) new build 2) Lanai must be souther facing and no no neighbors behind us 3) 2 car garage with Golf Cart garage. AND, that is what we got. We are just south of 466. We have neighbors in the early 60’s move in, and another coupler same age moving in THursday, and age does not matter here, at least not from what we have seen. We have 6 pools within 5 mins, tons of activity on 466 with the new Costco coming soon…(if that matters to you).We have Publix, Walmart and Freshmarket all right on 466 and its a cook and bakers dream. Over time, We made our own enhancements. We added a master closet, did a bump out on the living room, added a very large birdcage with an outdoor kitchen, built a pantry(I like to cook) and did the normal upgrades over the years.. WE love it. We had a huge house up north and I didnt want to move 3 times to find the right house…so we bought a ranch and made improvements which has been perfect as we now have what we want. You can live anywhere, but road noise doesnt ever go away, and “kissing” lanais is something I dont want to ever deal with. We landscaped in the back, put an addition on, and have all the privacy like living I n the country. We live on the backside of a “loop” and our traffic is only those who are living here or visitors coming and going. Its great and so are our neighbors. I wish you luck on your journey…and welcome to the Villages, it was our best move ever, we have been retired for almost 16 years, and been living the dream ever since. Message me with any questions, glad to help you out if I can. My friends bought a corner lot and have more lawn to mow and more grass to water if that matters to you…..

westernrider75 01-07-2025 07:17 AM

Quote:

Originally Posted by bowlingal (Post 2399372)
gas or electric? no choice, you have to go with whatever lines have been installed in the area. Some villages are all electric, some are all gas. Beware of the bonds/taxes. In the newer areas, both can be very expensive and you are paying additional taxes to Wildwood as well as Sumter County. The bonds can also be upward to 30,000 or more depending on the size of the house. Also, gets extremely hot and humid here in the summer, so a north facing lanai is best. .Watch out for Coleman Prison, not far from your area. Sign up for the Nextdoor app. lots of information of there. Also, check out the Daily Sun, there are many, many houses already for sale in the southern areas. You have got to ask yourself.....why?

Watch out for the prison????? Watch out for what? No noise, no lights, what are we watching for?

New houses go up for sale after one year because there is money to be made. Period. The exact thing that happened in Richmond after one year. Lots of profit.


All times are GMT -5. The time now is 12:49 PM.

Powered by vBulletin® Version 3.8.11
Copyright ©2000 - 2025, vBulletin Solutions Inc.
Search Engine Optimisation provided by DragonByte SEO v2.0.32 (Pro) - vBulletin Mods & Addons Copyright © 2025 DragonByte Technologies Ltd.