Talk of The Villages Florida

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-   -   Can I really AFFORD TV? (https://www.talkofthevillages.com/forums/villages-florida-new-members-forum-115/can-i-really-afford-tv-19899/)

Ginmato 01-19-2014 08:07 AM

My husband and I take home about $8000 a month. Obviously, we gross a lot more than that as a good part of our income goes to state and federal income tax, social security and Medicare tax and our 401Ks. We aren't poor but we aren't rich either. Retirement means a lot less spent on gasoline and driving expenses but it means paying for health care and income taxes. I don't see us getting along on less than $8000 a month when we retire. Am I wrong?

Whit53 01-19-2014 08:57 AM

Quote:

Originally Posted by Ginmato (Post 814589)
My husband and I take home about $8000 a month. Obviously, we gross a lot more than that as a good part of our income goes to state and federal income tax, social security and Medicare tax and our 401Ks. We aren't poor but we aren't rich either. Retirement means a lot less spent on gasoline and driving expenses but it means paying for health care and income taxes. I don't see us getting along on less than $8000 a month when we retire. Am I wrong?

This is a very old thread but I can reply to your question. We recently moved here and can say you will be able to live very well on an $8000 income here in The Villages.

Come on down and check it out.

DandyGirl 01-19-2014 08:58 AM

Quote:

Originally Posted by Ginmato (Post 814589)
My husband and I take home about $8000 a month. Obviously, we gross a lot more than that as a good part of our income goes to state and federal income tax, social security and Medicare tax and our 401Ks. We aren't poor but we aren't rich either. Retirement means a lot less spent on gasoline and driving expenses but it means paying for health care and income taxes. I don't see us getting along on less than $8000 a month when we retire. Am I wrong?

yes

NoMoSno 01-19-2014 09:09 AM

Quote:

Originally Posted by Ginmato (Post 814589)
I don't see us getting along on less than $8000 a month when we retire. Am I wrong?

I would say most could get along, on less than $258. a day...

Cisco Kid 01-19-2014 09:11 AM

beans & rice

Parker 01-19-2014 09:24 AM

$8000 a month...you're kidding right? You can get by just fine on much less here if you desire.

Bogie Shooter 01-19-2014 09:43 AM

$8000 a month.....................that's a lot of fish fry's!:a040:
This has to be a flame.

Bogie Shooter 01-19-2014 09:44 AM

Quote:

Originally Posted by Ginmato (Post 814589)
My husband and I take home about $8000 a month. Obviously, we gross a lot more than that as a good part of our income goes to state and federal income tax, social security and Medicare tax and our 401Ks. We aren't poor but we aren't rich either. Retirement means a lot less spent on gasoline and driving expenses but it means paying for health care and income taxes. I don't see us getting along on less than $8000 a month when we retire. Am I wrong?

Do you have any opening's in your business?

delima2000 01-19-2014 09:46 AM

We live comfortably here in the villages on $4500.00 a month. We have a mortgage, car payments etc. and still have money left over at the end of the month. You can do it. It was the best move for us. Love living here so much to do

eweissenbach 01-19-2014 09:48 AM

Quote:

Originally Posted by Ginmato (Post 814589)
My husband and I take home about $8000 a month. Obviously, we gross a lot more than that as a good part of our income goes to state and federal income tax, social security and Medicare tax and our 401Ks. We aren't poor but we aren't rich either. Retirement means a lot less spent on gasoline and driving expenses but it means paying for health care and income taxes. I don't see us getting along on less than $8000 a month when we retire. Am I wrong?

If you purchase and fully mortgage a million dollar home, eat out every meal, play golf at a country club daily, buy a couple of yesteryear carts, trade in your Mercedes every year, you might find budgeting a little tight.

lanabanana73 01-19-2014 10:58 AM

Quote:

Originally Posted by JohnN (Post 187687)
baybob, all the new patio villas are 2BR - 1-1/2 car garage, about 1160'
in fact there's a price reduced/very private villa in the neighborhood next to ours for $133K (2 sides fenced) and it's a steal (IMHO)

about the same as most of the courtyard villas and ranch homes,

if you want 3BR or 2 car garage, you'll pay somewhat more,

check the TV listings and you can sort by those factors

Can you post a link to this listing? I don't see it on the TV website. Is it an MLS listing?

Thanks!

NoMoSno 01-19-2014 11:02 AM

Quote:

Originally Posted by lanabanana73 (Post 814722)
Can you post a link to this listing? I don't see it on the TV website. Is it an MLS listing?

Thanks!

That post was from Feb. 2009...:icon_wink:

eweissenbach 01-19-2014 11:03 AM

Quote:

Originally Posted by lanabanana73 (Post 814722)
Can you post a link to this listing? I don't see it on the TV website. Is it an MLS listing?

Thanks!

May be off the market. That post was from February 2009.

Villageshooter 01-19-2014 11:19 AM

to be very respectful
 
Quote:

Originally Posted by iandwk (Post 185879)
My wife and I got a breakdown from one of the sales agents while we were vacationing in December. On a house of around 190-200,000 the cost is about 750-900 per month counting all the taxes, amenities fee, insurance, bond, and CDD. At least that's the figure they gave us. I understand it will vary, but I understood that to be about average. That's separate from the mortgage, if any.

If I'm wrong, someone with more knowledge please correct me.

To be very respectful the last thing I would do is take the figures from someone who's trying to sell me home, their job is to sell this lifestyle that's how they make their paycheck , selling homes in the villages. if you have determined that this lifestyle is for you and there are some that think it is and then leave after 18 ar months to two years for whatever reason, I would become active in the church or call one of the pastors at one of the local churches and they might be able to help you get in touch with someone who does not have A vested interest to get into your billfold and make money off of you as opposed to giving you the True facts. believe me there are people that are stuck here they don't have money to move anywhere else they are can barely afford to do the bare minimum's here and keep up their bills. speaking to some of the utility workers that were cutting people for nonpayment of their electric bills you would be very surprised the amount of people here that have the utilities turned off for nonpayment. good luck to you on your search I do hope you're able to come here it is a wonderful place take into account all of the other added expenses and always remember when you buy a house ask whthe bond is because the salesman for the villages you have to pry it out of them. almost all jobs here unless super professional are barely above minimum wage. enjoy this is a great place no other place like it it has its faults but all in all if you can afford it is wonderful!


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