Re: HOME OWNERS INSURANCE
 

Block Home, Built 2008--Homeowner's Policy through St Johns Ins. Purchased at the Allstate office on Hwy 441 just North of Wal-Mart--Stephanie Winfrey 347-9201
$ 175,000 on home with $ 500 ded and $ 500 hurricane ded, 300,000 Liability with 5,000 Med Payment ( includes sinkhole with $ 500 ded. )

$ 634.00 year

[QUOTE=Cinco;145760]We now have a policy with ASI, through Village Insurance, and the policy carries a $500 hurricane deductible and a $500 sinkhole deductible. The premium was just over $700 a year.QUOTE]


Cinco, what village are you in? We're purchasing in Bonita and ASI will not write a policy there, supposedly due to active sinkhole claims within a mile or less. We have ASI on our current home in Duval, but that does not matter, they won't write our new location. We've gotten several other quotes so we will get insurance, we just won't have that nice $500 hurricane deductible ASI offers. Anyone else encountering insurance difficulties with new homes in the Bonita/Hemingway area?

Golf cart insurance as part of your Home owners policy
 

rwcw

I found that a golf cart can be insured as part of your home owners policy but ONLY if you use your golf cart to go to and from the course (ie golf paths) and while on the course itself. If you use intermodal paths or streets at all, you would not be covered under your home owners policy even if you cart goes only 10 MPH.

The VIllages Insurance has a reasonable cost Golf cart policy that covers you all throughout the villages .... I would highly advise you to check out the individual policy

English Ivy....we are closing on a CYV in Bonita on 10/1....got our insurance from Villages Insurance in Colony Plaza. $500. ded. and $500. ded. hurricane for $472.00 yr. Had no problem getting insurance.

Helene ... who is the actual insurance company writing your policy? Is it ASI or someone else? Which CYV area are you in ... Pilar or Kenya Villas? Appreciate the info. :)

English Ivy....We bought in Pilar. The Insurance company is American Integrity. The agent at Colony is Erin Natalino, 751-5985. Hope this helps. Where did you buy in Bonita?

Thanks for the info Helene. I'll call them in the morning. We'll be on Derringer Avenue, the first left off Baisley past your CYV. Look forward to meeting you in Bonita :welcome:

Looking forward to meeting you....we will be up on the 15th of October....if you are going to the luncheon at Crisper's on the 17th we'll see you there..:)

Thanks again Helene. Erin was very helpful and I'd recommend her for anyone looking for insurance. She was able to do something that another agent told us couldn't be done!:a040:

Allstate
 

The McDonald Agency/Allstate located on 466 in Palm Ridge and on 441 North of Wal-Mart have a policy with $ 500 deductibles for all covered lossess including hurricane and sinkhole.

We used Erin Natalino from Villages Insurance in Colony Plaza and found her to be knowledgeable and competent.