Talk of The Villages Florida

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-   -   Hopeful Future residents (https://www.talkofthevillages.com/forums/villages-florida-new-members-forum-115/hopeful-future-residents-272537/)

tsmckain 12-18-2018 09:57 AM

Quote:

Originally Posted by VillageIdiots (Post 1608696)
Some of your questions have been answered already, but I'm curious that you have been here more than once and don't already know the answers to a couple of them.

If a villages property doesn't say bond paid, then there is almost definitely a bond, regardless of location, but if it's a pre-owned property, some of the bond will have been paid.

There are differences in taxes in one county or city limits vs. another. Find out what they are and factor that in when comparing properties you are interested in.

Can't comment much on the golf except through my sister-in-law's eyes as she is probably a single digit handicap golfer. She prefers to play 18 hole rounds on full length courses (referred to as championship courses here). There are executive courses that offer holes more challenging than others but few replicate, as a hole, the entire front or back 9 of a championship course. The executive courses are good to enjoy 9 holes, work on aspects of your game, have fun with friends, but you may, ultimately, prefer championship golf.

Ask any villager their favorite village or area and 99% of the time the answer will be the village or area that they live in. That's one of the great things here. The newer areas tend to have a younger demographic while the older areas the opposite, but there are exceptions on any given street in any given village.

Thank you for the additional insight. We have gotten a lot of great input. Since my original post have gained even more understanding of the above questions. Really looking forward to being there once our home sells here. Hopefully that won't take too long.

pauld315 12-18-2018 11:52 PM

Quote:

Originally Posted by retiredguy123 (Post 1581514)
1.
4. The northern area is fine, but the houses and the people are older. If you buy an older house, it probably will not appreciate as well as a newer house. Obviously, more pre-owned houses will be for sale there because people die or move to assisted living, or back north to be closer to family. They are building some new houses in the north.

Good luck.

I bought a house in the north end in the Village of Santo Domingo in June of 2017. In 18 months, the value of my house (according to Zillow) has gone up almost 22%. That is pretty good appreciation. Also, the neighborhoods around here are morphing very quickly to a younger demographic as the original owners who built the homes in the late 90's move on one way or the other. Oh, and did I mention that most of the homes north of 466 either have their bonds paid off or there is very little left on them with the exception of the new villas they are building on 42 ?

Goldwingnut 12-19-2018 11:02 AM

Quote:

Originally Posted by queasy27 (Post 1582566)
Tax rates vary by county. Having a homestead exemption makes a huge difference.

Here is a rough estimate of annual taxes on a $200K property by county:

Lake: $1960
Marion: $1720
Sumter: $1640

Per Florida Property Taxes By County - 2018

Don't forget about city taxes. Some areas will have city taxes in addition to the mentioned above. Some of the northeast sections are subject to Lady Lake taxes, Pine Hills and Pine Ridge are in Fruitland Park, and Antrum Dells, Alden Bungalows, Atwood Bungalows, and all the new areas south of SR44 are in Wildwood. For these you will pay a little extra in taxes but you still won't be close to what is paid up north (of Florida).

paminix 12-19-2018 11:49 AM

Quote:

Originally Posted by Bay Kid (Post 1582528)
I enjoy the Executive courses for the walk, the practice and meeting new players. Most are very beautiful.

My husband was curious as to where the very beautiful new players are.....

Just teasing!:1rotfl:

champion6 12-19-2018 03:49 PM

1 Attachment(s)
Quote:

Originally Posted by tsmckain (Post 1581509)
Hello, I apologize in advance for asking questions that I am sure have been answered previously. We have been to TV about 4 separate times and, the Lord willing, hope to be able to move there after the first of next year. We have a few specific questions that we have not quite figured out.
1. Does the Village of Pine Ridge have a bond? We didn't think so because it was in Lake County but just saw a listing stating the "bond was paid" so now we are not sure.
2. Are there pro's or con's to living in one county over another
3. Are the executive courses challenging enough for a 9 or 10 handicap player? We saw that the executive courses have mainly par 3 holes.
4. Reading the posts, it appears that the northern area is still a great place to be. Are the home values staying up compared to the other areas? We see there are more homes for sale in that area, any input on why?

Thank you so much for your input and information!

Quote:

Originally Posted by queasy27 (Post 1582566)
Tax rates vary by county. Having a homestead exemption makes a huge difference.

Here is a rough estimate of annual taxes on a $200K property by county:

Lake: $1960
Marion: $1720
Sumter: $1640

Per Florida Property Taxes By County - 2018

Quote:

Originally Posted by Goldwingnut (Post 1608985)
Don't forget about city taxes. Some areas will have city taxes in addition to the mentioned above. Some of the northeast sections are subject to Lady Lake taxes, Pine Hills and Pine Ridge are in Fruitland Park, and Antrum Dells, Alden Bungalows, Atwood Bungalows, and all the new areas south of SR44 are in Wildwood. For these you will pay a little extra in taxes but you still won't be close to what is paid up north (of Florida).

Attached is my detailed analysis of taxes in TV.

Good luck with your home search. Remember ... the best is yet to come!

tsmckain 12-20-2018 03:28 PM

Quote:

Originally Posted by champion6 (Post 1609103)
Attached is my detailed analysis of taxes in TV.

Good luck with your home search. Remember ... the best is yet to come!

Thank you very much !


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