Originally Posted by Nacoma (Post 2412044)

Thanks to Milton unfortunately we needed our entire roof replaced. Do you think our insurance company paid too much? We have a Lantana model which has 4,200 square feet of roof area or 42 square of shingles. Because the original gutters were installed through the drip edge they had to be removed and replaced as well. Emergency tarp (20’x20’) service to protect the home until repairs could be done $2,500. Remove and replace all shingles, gutters and downspouts around the entire home another $44,000, totaling $46,500. This seems ridiculously high to me but my insurance company agreed to pay for the repairs minus the small deductible we had to pay. The roofing company dealt directly with my insurance company coming to an agreed amount for repairs. The repairs were completed, we are happy with the results but dose this seem a bit high to you? I know lots of other homeowners are currently going through similar roof repairs as ours here in The Villages, are your repairs this expensive? Even if it is way out of the box what can you the homeowner really do about it? The roofing company and your insurance company come to an agreed settlement for repairs then the insurance company sends you out the checks. I guess at this point your only option is to sign over the checks to the roofing company? No wonder our premiums keep going up! Your thoughts or do you have any advice??

Originally Posted by Nacoma (Post 2412044)

Thanks to Milton unfortunately we needed our entire roof replaced. Do you think our insurance company paid too much? We have a Lantana model which has 4,200 square feet of roof area or 42 square of shingles. Because the original gutters were installed through the drip edge they had to be removed and replaced as well. Emergency tarp (20’x20’) service to protect the home until repairs could be done $2,500. Remove and replace all shingles, gutters and downspouts around the entire home another $44,000, totaling $46,500. This seems ridiculously high to me but my insurance company agreed to pay for the repairs minus the small deductible we had to pay. The roofing company dealt directly with my insurance company coming to an agreed amount for repairs. The repairs were completed, we are happy with the results but dose this seem a bit high to you? I know lots of other homeowners are currently going through similar roof repairs as ours here in The Villages, are your repairs this expensive? Even if it is way out of the box what can you the homeowner really do about it? The roofing company and your insurance company come to an agreed settlement for repairs then the insurance company sends you out the checks. I guess at this point your only option is to sign over the checks to the roofing company? No wonder our premiums keep going up! Your thoughts or do you have any advice??

Originally Posted by Nacoma (Post 2412044)

Thanks to Milton unfortunately we needed our entire roof replaced. Do you think our insurance company paid too much? We have a Lantana model which has 4,200 square feet of roof area or 42 square of shingles. Because the original gutters were installed through the drip edge they had to be removed and replaced as well. Emergency tarp (20’x20’) service to protect the home until repairs could be done $2,500. Remove and replace all shingles, gutters and downspouts around the entire home another $44,000, totaling $46,500. This seems ridiculously high to me but my insurance company agreed to pay for the repairs minus the small deductible we had to pay. The roofing company dealt directly with my insurance company coming to an agreed amount for repairs. The repairs were completed, we are happy with the results but dose this seem a bit high to you? I know lots of other homeowners are currently going through similar roof repairs as ours here in The Villages, are your repairs this expensive? Even if it is way out of the box what can you the homeowner really do about it? The roofing company and your insurance company come to an agreed settlement for repairs then the insurance company sends you out the checks. I guess at this point your only option is to sign over the checks to the roofing company? No wonder our premiums keep going up! Your thoughts or do you have any advice??

Originally Posted by Nacoma (Post 2412044)

Thanks to Milton unfortunately we needed our entire roof replaced. Do you think our insurance company paid too much? We have a Lantana model which has 4,200 square feet of roof area or 42 square of shingles. Because the original gutters were installed through the drip edge they had to be removed and replaced as well. Emergency tarp (20’x20’) service to protect the home until repairs could be done $2,500. Remove and replace all shingles, gutters and downspouts around the entire home another $44,000, totaling $46,500. This seems ridiculously high to me but my insurance company agreed to pay for the repairs minus the small deductible we had to pay. The roofing company dealt directly with my insurance company coming to an agreed amount for repairs. The repairs were completed, we are happy with the results but dose this seem a bit high to you? I know lots of other homeowners are currently going through similar roof repairs as ours here in The Villages, are your repairs this expensive? Even if it is way out of the box what can you the homeowner really do about it? The roofing company and your insurance company come to an agreed settlement for repairs then the insurance company sends you out the checks. I guess at this point your only option is to sign over the checks to the roofing company? No wonder our premiums keep going up! Your thoughts or do you have any advice??

Originally Posted by crash (Post 2412490)

Welcome to the insurance scam. I have a lantana with 4400 feet of roof and only paid $19600 which included 5 sheets of plywood at $90 each. This is why our insurance has gone up so much.

Originally Posted by UpNorth (Post 2412536)

There are law firms out there that work these roofing scams. The roofer overcharges the insurance company that takes them to court. They settle outside the court for a lower amount, but get much more than what an honest roofing job would cost. And, of course, the law firm takes their cut. There is a whole industry around here built on this scam.

Originally Posted by Fastskiguy (Post 2412746)

I understand this part of it but if you have roof damage and the insurance company won’t pay then what are you supposed to do?