Talk of The Villages Florida - Soon to be there, insurance questions

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It says limit $27,000. I did send a message to the insurance agent to see if I'm reading this correctly.

Thanks all! Tried to post a longer message and then it disappeared. Just done stuffing the SUV and leave for birthday party in Iowa Saturday and begin trip Sunday. Hope to find a home next week and meet many of you soon. Very helpful group!

Phil

Quote:

Originally Posted by jnieman (Post 1126223)

Are you sure that's not a 10% deductible?

Just paid my yearly premium and indeed, my sinkhole coverage is 10% deductible and I pay $169.78, just for sinkhole.

Quote:

Originally Posted by jnieman (Post 1126223)

Are you sure that's not a 10% deductible?

You are correct! I was looking at the wrong line. It is a 10% deductible. Thanks so much!:bigbow:

If you have a military connection, try USAA insurance. In California we used Hartford Insurance through AARP. Hartford does not provide homeowners insurance in Florida.

Villages Insurance. They are a brokerage and will find you the best rates.

If you are a current Allstate homeowners client you may qualify for Allstate home policy with sinkhole coverage in Florida. If not, Allstate agents write with independent homwoner's companies.

Quote:

Originally Posted by dbussone (Post 1125845)

Thanks for that correction. I was referring to Allstate specifically.

Actually Allstate does offer Homeowner's home policies in Florida if you have a current Allstate home policy and qualify. Sinkhole coverage can be purchased. Allstate agents also represent many independent companies also.

Soon to be there, insurance questions

Quote:

Originally Posted by GatorFan (Post 1126822)

That must be new. 31/2 years ago not only didn't they sell Allstate homeowners insurance, they didn't sell any other homeowner insurance. I moved here as a 20 year Allstate customer, homes, autos & umbrella - whatever. This is the Allstate agency just off of CR466.

Quote:

Originally Posted by Fredwms (Post 1126628)

If you have a military connection, try USAA insurance. In California we used Hartford Insurance through AARP. Hartford does not provide homeowners insurance in Florida.

I have USAA for auto but was told they do not serve Fl??

Quote:

Originally Posted by lynn22 (Post 1126851)

I have USAA for auto but was told they do not serve Fl??

Call usaa every year, it's a NO this year, again

From past experience, I wouldn't insure with Allstate even if it were free. We insure through the Villages Insurance and our agent is always available to answer questions by phone or in person.

Quote:

Originally Posted by dbussone (Post 1126826)

I guess I should have told you all that I was working for Allstate on 466 for several years. I had two jobs, one was to answer the phone and field insurance calls and the second was to do insurance quotes, both homeowners and auto. I usually did about 50 per week. About three quarters of those were homeowner's quotes. I did quit that job a couple of years ago and kept in touch with the owners Mike and Elaine. So I wrote Elaine an e-mail last night to ask her about what you said. Elaine's primary job was to write homeowner's policies. Here is her response:

"About homeowners insurance - Allstate per se wasn't offering Allstate homeowners insurance as they got out of the homeowner's insurance due to the hurricanes in the years prior, but we had brokered companies such as Tower Hill, Security First, Federated National, and a few others whom we wrote lots of insurance for.

Mike and Elaine retired about a year ago and the agency has been taken over by a new owner.

There is another Allstate insurance office down the road off 466 which you may have called instead of our office and got your information. We don't know what they were doing as each agency is owned independently. Our office was located next to New York Pizza in the shopping plaza next to Chengs.

Quote:

Originally Posted by jnieman (Post 1126955)

I guess I should have told you all that I was working for Allstate on 466 for several years. I had two jobs, one was to answer the phone and field insurance calls and the second was to do insurance quotes, both homeowners and auto. I usually did about 50 per week. About three quarters of those were homeowner's quotes. I did quit that job a couple of years ago and kept in touch with the owners Mike and Elaine. So I wrote Elaine an e-mail last night to ask her about what you said. Elaine's primary job was to write homeowner's policies. Here is her response:

"About homeowners insurance - Allstate per se wasn't offering Allstate homeowners insurance as they got out of the homeowner's insurance due to the hurricanes in the years prior, but we had brokered companies such as Tower Hill, Security First, Federated National, and a few others whom we wrote lots of insurance for.

The rumor came from AAA downtown saying that we weren't offering any at all. Needless to say, we did quite well with those companies."

Mike and Elaine retired about a year ago and the agency has been taken over by a new owner.

There is another Allstate insurance office down the road off 466 which you may have called instead of our office and got your information. We don't know what they were doing as each agency is owned independently. Our office was located next to New York Pizza in the shopping plaza next to Chengs.

Thank you so much for your reply. I was very disappointed when I learned the Allstate agency I went to did not have any alternative homeowners coverage. In fact they are the ones who referred me to TV for insurance. The office I went to was further east and close to the Publix on 466.

I really appreciate the information and wonder why they would not have referred me to the agency you worked with to "keep it in the family."

[QUOTE=dbussone;1126826]That must be new. 31/2 years ago not only didn't they sell Allstate homeowners insurance, they didn't sell any other homeowner insurance. I moved here as a 20 year Allstate customer, homes, autos & umbrella - whatever. This is the Allstate agency just off of CR466

Sorry but You were given incorrect information 3 1/2 years ago. Allstate agents have never been without homeowner's market.