Talk of The Villages Florida

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-   -   8 Reasons Retirees are Fleeing Florida! (https://www.talkofthevillages.com/forums/villages-florida-non-villages-discussion-93/8-reasons-retirees-fleeing-florida-351739/)

Aces4 07-30-2024 12:17 PM

Quote:

Originally Posted by Papa_lecki (Post 2354566)
That ultra conservative magazine, US News and World Report

https://www.usnews.com/news/best-sta...on-and-economy

As Bill pointed out... Higher Education where you have an influx of students from other states who want to escape for the climate.

LeRoySmith 07-30-2024 12:44 PM

Quote:

Originally Posted by Kenswing (Post 2354568)
Because you've learned from experience? I'm pretty sure he doesn't really believe half the stuff he posts. He just likes to see everyone's reaction.

I've found when spinning tales 'it doesn't have to be true, just plausible and told with conviction'.

Karmanng 07-30-2024 01:42 PM

Quote:

Originally Posted by justjim (Post 2354230)
While waiting for a doctor appointment (I was a bit early) I picked up a magazine I believe was called “retirement”life”. The Article was called “8 shocking reasons retirees are fleeing Florida”. Briefly as I remember:
1. Insurance too expensive. Florida homeowners is well above the national average.
2. Rise in HOA fees.
3. Unavailable affordable housing for retirees.
4. Overdevelopment and loss of small-town appeal.
5. Higher Utility bills.
6 . Extreme weather conditions
7. Groceries cost above national averages.
8. Quality and lack of adequate
Healthcare.

According to this article a subtle yet significant shift is changing peoples minds regarding the Sunshine State as a destination for the ultimate retirement paradise it once was. I found the article interesting “opinion” more than factual with no empirical data to backup the opinions. Florida continues to grow in population each year as shown by the data I’ve seen. It’s certainly true (growth) with regard to The Villages. Maybe Florida isn’t paradise but the fact is it probably never was.

We have been in TV going on 18 years and can identify with overdevelopment, higher insurance costs and the loss of small-town appeal. Yes, groceries are more costly but isn’t that true elsewhere? - its called inflation! Finally, there are healthcare issues here but the shortage of Doctors, Nurses and health facilities are not just a Florida issue it’s nationwide. Fore!

HMMMMMMM I still have a home in AZ that I am trying to sell and came here to my home that I bought 2 years ago to test out.........So what do I notice ? Gas is cheaper but most likely a WASH as You drive farther for errands.......yes groceries are higher than AZ As Frys "kroger" is not really here but aldis and walmart are much better than Publix and you just buy whats on sale.........Restarants seem to be cheaper to me than back home where they are kinda mostly high end places that are ususally packed and prices are high for food items.........Electric seems cheaper to me here.........I did not have a HOA gas or need landscapers and more water use so all those things along with Insurances car and home are more pricy.......Drs are retiring also back home and getting out or cutting back................Weather? Well its LESS HOTTER here than back in AZ that is for sure!!!!!! Even with the humidity its not as bad as you all complain about which I then laugh at you...........Go live in the desert right now you will come crawling if not running back to Florida.......HOT IS hot and ours is very deadly due to the dryness.......STORMS? well AZ has had some pretty bad storms thru the years and we get tons of flooding when it does rain and lightening there is equally as bad...lots of microbursts too.......BUT there isnt nearly as much to do back there like here either........so its not goes without saying no place is really perfect anymore as the US is evolving and not for the better either........the whole world has gone nuts along with everyone in it just pick a place that suits you for now.......

Karmanng 07-30-2024 01:46 PM

Quote:

Originally Posted by Robojo (Post 2354481)
I'm leaving for all of them except 2. Add the entitled asshats that make daily life a challenge. I'm one of those in late 50s in the south. THE SOUTH SUCKS.

well dont bother to go to arizona as its not that great anymore and thats why I came here...........you wont like it there either and its a blue state with all the californians coming in there to buy homes and really jacking up the prices.............good luck you wont like the north either

Papa_lecki 07-30-2024 01:48 PM

Quote:

Originally Posted by LeRoySmith (Post 2354584)
I've found when spinning tales 'it doesn't have to be true, just plausible and told with conviction'.

76% of statisticians agree with that and 67% of economists.

opinionist 07-30-2024 02:29 PM

When I moved to FL, my real estate taxes went from $12000/year to $1700/year.
My state income tax went from $2000/year to zero.
I do just fine with an extra $12300/year.

CODYCAT 07-30-2024 02:32 PM

Moving vans
 
Quote:

Originally Posted by justjim (Post 2354230)
While waiting for a doctor appointment (I was a bit early) I picked up a magazine I believe was called “retirement”life”. The Article was called “8 shocking reasons retirees are fleeing Florida”. Briefly as I remember:
1. Insurance too expensive. Florida homeowners is well above the national average.
2. Rise in HOA fees.
3. Unavailable affordable housing for retirees.
4. Overdevelopment and loss of small-town appeal.
5. Higher Utility bills.
6 . Extreme weather conditions
7. Groceries cost above national averages.
8. Quality and lack of adequate
Healthcare.

According to this article a subtle yet significant shift is changing peoples minds regarding the Sunshine State as a destination for the ultimate retirement paradise it once was. I found the article interesting “opinion” more than factual with no empirical data to backup the opinions. Florida continues to grow in population each year as shown by the data I’ve seen. It’s certainly true (growth) with regard to The Villages. Maybe Florida isn’t paradise but the fact is it probably never was.

We have been in TV going on 18 years and can identify with overdevelopment, higher insurance costs and the loss of small-town appeal. Yes, groceries are more costly but isn’t that true elsewhere? - its called inflation! Finally, there are healthcare issues here but the shortage of Doctors, Nurses and health facilities are not just a Florida issue it’s nationwide. Fore!

I don’t see a lot of moving vans headed for NY, NJ, Illinois, California, etc etc. to find the good life. Florida is certainly too hot but everything I read has it in the top five, if not #1, states to move to in the country. When I look at all the bad things in this world that I want nothing to do with Florida is very low in all those categories. Maybe I’m getting a little bitter in my old age but there are a lot of people in this world I don’t like and there is less of them in Florida.

ThirdOfFive 07-30-2024 03:10 PM

Quote:

Originally Posted by Aces4 (Post 2354569)
Whether one wants to accept information contrary to their own experience is their business.

However, the article is right on for Florida. Someone did their homework for this article. On the other hand, if a profile was developed for all states in the union, one may find some of the same issues.

Bottom line, we all get to pick and choose but our experience personally is many friends have departed Florida. Some have stayed. I think part of the problem is the structured lifestyle gets so stale after while no matter how many things one joins.

Interesting point. The more I think about it the more I think that there is more truth in it than we realize.

I once heard the average week in TV described as "six Saturdays and a Sunday". There is little challenge to living here. After a few months here I found myself unconsciously inventing stress so that I'd have something to worry about when I got up in the morning.

Old habits are hard to break.

Toymeister 07-30-2024 03:23 PM

Quote:

Originally Posted by Maker (Post 2354550)
I think the most serious problem for high tax states is that the majority of people leaving are the higher earning residents, with significant savings. They paid the majority of taxes for those states and are fed up with that cost and the politics driving up the cost of living there. They flee to Florida, taking their wealth with them.
The majority of their replacements moving into those states are illegals who are a huge financial drain on the state and cities because they consume public funds. Rarely do we ever hear about wealthy people moving into these states. Financially, those states are hurting badly, and time is only making it worse.

There is a name for this. The 'Death Spiral' has been forecasted in some areas for over a decade.

Pugchief 07-30-2024 03:46 PM

Quote:

Originally Posted by Maker (Post 2354550)
I think the most serious problem for high tax states is that the majority of people leaving are the higher earning residents, with significant savings. They paid the majority of taxes for those states and are fed up with that cost and the politics driving up the cost of living there. They flee to Florida, taking their wealth with them.
The majority of their replacements moving into those states are illegals who are a huge financial drain on the state and cities because they consume public funds. Rarely do we ever hear about wealthy people moving into these states. Financially, those states are hurting badly, and time is only making it worse.

Not only is it a Death Spiral, it is a failure in leadership. Bad policies don't work, so let's double down on them! You can't build a paradise in a Welfare State. See Atlas Shrugged, it was ahead of its time.

Ele201 07-31-2024 06:08 AM

Number 6 is real too!
 
Quote:

Originally Posted by Pugchief (Post 2354305)
1. Paying half in TV compared to my other home UpNorth.
2. $194/month is reasonable, and when you consider that you are NOT also paying county taxes for Park District, it's a bargain.
3. Patio Villas are not expensive. Don't buy a Premier with a view unless you can swing it.
4. Absolutely true. That's one so far.
5. Also cheap compared to similar UpNorth. To be fair, I'm not there in the summer, so I don't run the A/C.
6. There is extreme weather everywhere, except when there isn't. If they're referring to hurricanes (which I assume they are), central FL is relatively unscathed. Stay away from the coast. It's kind of like buying in a river flood plain and then complaining that it floods.
7. Food prices higher UpNorth (in general). Prob varies by region.
8. This is certainly true if you are comparing TV to a major metro area in any state.

So I count 2 correct out of 8.

@Papa_lecki's #10: If you are referring to Estate Tax, FL also lower than in my UpNorth state. Regardless, FL has zero income tax on retirement income like 401k, IRA, pensions, social security. Since most other states tax those payments, you are saving a fortune by living in FL.

The weather in Florida can be dangerous and it’s a valid negative. Even in The Villages. For example : About two weeks ago there was a menacing electrical storm, which went on for half an hour with nonstop lightning. Two homes caught on fire. I mean there’s a lot of lightning here, even without being a full-blown storm. So I don’t downplay that. And then there’s the oppressive humidity.

But like everything else, you have to weigh the pros and cons. Plenty of people see the pros outweighing the cons of living in Fla. 😎

MX rider 07-31-2024 07:05 AM

Quote:

Originally Posted by Ele201 (Post 2354729)
The weather in Florida can be dangerous and it’s a valid negative. Even in The Villages. For example : About two weeks ago there was a menacing electrical storm, which went on for half an hour with nonstop lightning. Two homes caught on fire. I mean there’s a lot of lightning here, even without being a full-blown storm. So I don’t downplay that. And then there’s the oppressive humidity.

But like everything else, you have to weigh the pros and cons. Plenty of people see the pros outweighing the cons of living in Fla. 😎

Very well said. There's a happy place for everyone, lots of options. For us its TV.

Switter 07-31-2024 07:09 AM

Quote:

Originally Posted by bopat (Post 2354513)
You know you don't need to get a magazine or click on a click-bait link for those "top-n" lists, you can generate them youself with chatgpt or google gemini,

Here's a good one from google gemini:
> give me a top 5 list of reasons why top 5 lists are fake


Top 5 Reasons Why Top 5 Lists Are Fake (or at Least Questionable)
1. Subjectivity Reigns Supreme
Top 5 lists are inherently subjective. What's number one for one person might be number five for another. Without concrete, measurable criteria, these lists often reflect the opinion of one person or a small group, not objective truth.

2. Clickbait Central
Many top 5 lists are designed to attract clicks rather than provide genuinely valuable information. Sensational headlines and provocative content often take precedence over accuracy and depth.

3. Oversimplification is the Norm
Complex issues are reduced to five simple points. This simplification often leads to overgeneralizations and a lack of nuance.

4. Lack of Rigorous Research
While some lists are backed by data and extensive research, many are based on anecdotal evidence, personal opinions, or even guesswork.

5. Potential for Bias
List creators may have personal or financial incentives to include or exclude certain items. This bias can skew the list and undermine its credibility.

This is so true of so much information on the Internet. Just yesterday I saw an article in my Google newsfeed that listed Minnesota and Colorado as one of the worst places to retire.

article here

Without knowing the underlying source (and motivation) of any sites data, I always take it with a healthy dose of skepticism.

ThirdOfFive 07-31-2024 07:11 AM

Quote:

Originally Posted by Pugchief (Post 2354636)
Not only is it a Death Spiral, it is a failure in leadership. Bad policies don't work, so let's double down on them! You can't build a paradise in a Welfare State. See Atlas Shrugged, it was ahead of its time.

True words.

I remember a quote from Paul Harvey, decades back, but it was as true today--perhaps even more so--than it was when it was spoken. "We cannot stand around with our hands in one another's pockets, and expect to get rich thereby".

DAVES 07-31-2024 07:23 AM

Quote:

Originally Posted by justjim (Post 2354230)
While waiting for a doctor appointment (I was a bit early) I picked up a magazine I believe was called “retirement”life”. The Article was called “8 shocking reasons retirees are fleeing Florida”. Briefly as I remember:
1. Insurance too expensive. Florida homeowners is well above the national average.
2. Rise in HOA fees.
3. Unavailable affordable housing for retirees.
4. Overdevelopment and loss of small-town appeal.
5. Higher Utility bills.
6 . Extreme weather conditions
7. Groceries cost above national averages.
8. Quality and lack of adequate
Healthcare.

According to this article a subtle yet significant shift is changing peoples minds regarding the Sunshine State as a destination for the ultimate retirement paradise it once was. I found the article interesting “opinion” more than factual with no empirical data to backup the opinions. Florida continues to grow in population each year as shown by the data I’ve seen. It’s certainly true (growth) with regard to The Villages. Maybe Florida isn’t paradise but the fact is it probably never was.

We have been in TV going on 18 years and can identify with overdevelopment, higher insurance costs and the loss of small-town appeal. Yes, groceries are more costly but isn’t that true elsewhere? - its called inflation! Finally, there are healthcare issues here but the shortage of Doctors, Nurses and health facilities are not just a Florida issue it’s nationwide. Fore!

There are always people moving from and to anywhere. When you read an article realize WE would not read it and they would not print it if it said DUH, I have nothing to say.

In the end it is your choice. The population of Florida is growing. The Villages is one of the fastest cities in the United States. Perhaps, part of the problem is so many choices. Sort of like Dunkin Doughnuts, people wait on line and wait till they get to the counter to decide how many and which ones.


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