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My addition to all this good advice, take time to read Paul Merriman’s 3 free ebooks.
1. First-Time Investor
2. 101 Investment Decisions
3. Get Smart or Get Screwed

Found at paulmerriman.com

Even if your income would support you driving a Rolls Royce, stick with a Mercedes or BMW.

Enjoy life, but always spend at least a little below what your income would allow and invest the difference.

Most of all, start young! Million Dollar Savings Calculator: How Much Do I Need To Save to Become a Millionaire? | InvestingAnswers

Here is one of my own. When I want [ key word is want] something I pick it out find the BEST price and wait 1 month or more!!! OFTEN,
very often after 30 days I don't want it. This also saves closet space

Quote:

Originally Posted by scottiee (Post 1578155)

Oh this is soooo true! Many years ago I was addicted to any kitchen device/gadget that was advertised on late night tv. I made it a rule to write down the number but not to buy for a week or two. I can't tell you how much I saved in stupid impulse buys. (Now if I had a dollar for every 1-800 number I found around the house ...)

Although I have overcome those impulse buys, occasionally I get attracted to something or the other guaranteed to save time, money or labor. LOL. BUT WAIT, THERE'S MORE ... Now what I do is check Amazon for reviews on the item. That, in itself, has prevented me from buying a certain amount of junk!

Quote:

Originally Posted by BK001 (Post 1578168)

The Great Ron Popeil!! :BigApplause:

Ron Popeil - Wikipedia

I have to admit though, that a long, long, long time ago...I did once buy his 'Pocket Fisherman.' :D

Amazon.com : Ronco Pocket Fisherman : Baitcasting Rod And Reel Combos : Sports & Outdoors

I am shocked to see...that they're still making them. :cool:

Hang out at early-retirement.org. Those people give great advice to help you reach financial freedom.

In addition to all the above excellent advice, I would tell my 20-yr.-old self that if you buy something on sale and you use a credit card to purchase it, and you don't pay off the balance at the end of the month -- you have negated the sale and actually paid more for the item than the original price. No bargain there!!

I am pretty happy with my choices so far