Lower your home owner premium

» Site Navigation
Home Page The Villages Maps The Villages Activities The Villages Clubs The Villages Book Healthcare Rentals Real Estate Section Classified Section The Villages Directory Home Improvement Site Guidelines Advertising Info Register Now Video Tutorials Frequently Asked Questions
» Newsletter Signup
» Premium Tower
» Advertisements
» Trending News
» Tower Sponsors




















» Premium Sponsors
» Banner Sponsors
» Advertisements
Closed Thread
Thread Tools
  #1  
Old 02-06-2008, 11:04 PM
jcduns jcduns is offline
Junior Member
Join Date: Jan 2008
Posts: 3
Thanks: 0
Thanked 0 Times in 0 Posts
Default Lower your home owner premium

I recently received a large packet of information from my home owner insurer prior to renewal of the policy that included a "Notice of Premium Discounts for Hurricane Loss Mitigation". You can get a free home inspection by going to www.mysafefloridahome.com or by calling toll-free 1-866-513-6734. This is mainly an inspection of the roof and how it is attached but also includes shutters. Based on the inspection you may be able to save as much as $500 on your insurance premium. Good Luck!
  #2  
Old 11-29-2008, 08:02 PM
geobar geobar is offline
Member
Join Date: Jul 2007
Location: Port St. Lucie, FL
Posts: 51
Thanks: 0
Thanked 4 Times in 3 Posts
Default

When we have our Gardenia built in perhaps June 2009 will we still need an inspection as well to receive this Insurance discount?
  #3  
Old 11-30-2008, 09:23 AM
jeffy jeffy is offline
Senior Member
Join Date: Jan 2008
Posts: 299
Thanks: 7
Thanked 58 Times in 19 Posts
Default

Depends on your insurer. Our home with Travelers requires the initial inspection. Our other home is insured with ASI and they go by the year built.

jeffy
  #4  
Old 11-30-2008, 01:01 PM
GatorFan GatorFan is offline
Veteran member
Join Date: Jul 2007
Location: The Villages
Posts: 720
Thanks: 0
Thanked 5 Times in 4 Posts
Default Not Free

The My Safe Florida home free inspections is over. If your building permit was pulled after the 2001 Florida Building Code went into effect you only need to prove you have a hip roof vs gable roof to receive the majority of the credits. There are some insurance agencies in the area that give the loss mitigation credits on new homes automatically. Check around, you may be surprised to find that you can save $$ without getting the inspection.
  #5  
Old 11-30-2008, 01:34 PM
Barefoot's Avatar
Barefoot Barefoot is offline
Sage
Join Date: Jul 2007
Location: Winters in TV, Summers in Canada.
Posts: 17,654
Thanks: 1,527
Thanked 228 Times in 171 Posts
Default

We have a hip roof . When we insured our home (built in 2004), we were not asked about the type of roof.

We had a free MySafeFloridaHome inspection last year which confirmed we have a hip roof and suggested we were elegible for an insurance discount. That was the first time we knew a hip roof would qualify for a discount.

We only received the discount after we asked for it and provided proof to our Insurance Company. I guess if you don't ask, you don't get.
__________________
Barefoot At Last
No act of kindness, no matter how small, is ever wasted.
Saving one dog will not change the world, but surely for that one dog, the world will change forever.
Closed Thread

Thread Tools

You are viewing a new design of the TOTV site. Click here to revert to the old version.

All times are GMT -5. The time now is 07:14 PM.